Capri Global Capital Reports No Deviations in Fund Utilisation for Quarter Ended March 31, 2026

Capri Global Capital Limited has submitted its Statement of Deviation or Variation in the utilisation of fund-raising proceeds for the quarter ended March 31, 2026, in compliance with Regulation 32(1) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was filed with both BSE Limited and the National Stock Exchange of India Limited on May 05, 2026. The company confirmed that there are no deviations or variations in the utilisation of proceeds across all reported instruments.

Fund-Raising Instruments Covered

The statement covers ten Non-Convertible Debenture (NCD) instruments raised through a combination of private placement and one public issue. The details of each instrument are presented below:

Instrument No.	Mode of Fund Raising	Date of Raising Funds	Amount Raised
1	Private Placement	August 9, 2019	Rs. 150 Crore
2	Private Placement	March 28, 2025	Rs. 20 Crore
3	Private Placement	April 29, 2025	Rs. 50 Crore
4	Private Placement	July 08, 2025	Rs. 100 Crore
5	Private Placement	November 24, 2025	Rs. 50 Crore
6	Private Placement	December 01, 2025	Rs. 20 Crore
7	Private Placement	January 28, 2026	Rs. 100 Crore
8	Private Placement	March 25, 2026	Rs. 47 Crore
9	Private Placement	March 25, 2026	Rs. 20 Crore
10	Public Issue	October 13, 2025	Rs. 400 Crore

Stated Objects of Fund Utilisation

Each instrument was raised for specific business purposes, and the company has confirmed that all proceeds have been utilised in accordance with the originally stated objects. The stated purposes across the instruments include:

Instrument 1 (August 9, 2019): Financing activities, repaying existing loans, and business operations
Instruments 2 & 3: Onward lending purposes, refinancing, working capital requirements, and general corporate purpose
Instruments 4, 5 & 6: Onward lending purposes and other general corporate purpose
Instrument 7: Onward lending purposes, refinancing of existing facilities, and other general corporate purpose
Instruments 8 & 9: Onward lending purposes, refinancing, working capital requirements, and other general corporate purpose
Instrument 10 (Public Issue): Onward lending, financing, repayment of interest and principal of existing borrowings, and general corporate purposes

Compliance and Audit Observations

For all ten instruments, the company reported no deviation or variation in the use of funds raised. No modifications to the original objects were made, and no shareholder approval for any change in contract terms was required. The Audit Committee's comments and auditor remarks are recorded as NIL for each instrument, indicating no concerns were raised during the review process. No monitoring agency was applicable for any of the instruments covered in this statement.

The disclosure has been signed by Yashesh Bhatt, Company Secretary & Compliance Officer (Membership No.: A20491), on behalf of Capri Global Capital Limited. The statement is also available on the company's website at www.capriloans.in .

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
-0.19%	+8.96%	+20.97%	+1.34%	+20.93%	+89.06%

Capri Global Capital Limited announced its audited standalone and consolidated financial results for Q4FY26 on April 30, 2026. The company filed a press release with BSE and NSE, showcasing exceptional performance with consolidated Assets Under Management (AUM) crossing ₹36,000 crores and significant profitability improvements.

Outstanding Financial Performance for FY26

The company delivered its strongest annual performance in FY26, with consolidated PAT surging 98% year-on-year to ₹949 crores. The consolidated AUM demonstrated robust growth of 60% YoY, reaching ₹36,623 crores, driven by broad-based expansion across all lending verticals.

Annual Performance Metrics:	FY26	FY25	YoY Growth
AUM (₹ crores):	36,623	22,860	60.2%
Net Interest Income (₹ crores):	1,998	1,331	50%
Non Interest Income (₹ crores):	860	501	71%
Operating Profit (₹ crores):	1,446	734	97%
PAT (₹ crores):	949	479	98%
ROAE (%):	16.5%	11.8%	473 bps
ROAA (%):	3.5%	2.7%	89 bps

Strong Q4FY26 Quarterly Results

The fourth quarter performance remained robust with consolidated PAT of ₹283 crores, representing 59% YoY growth. Net Interest Income grew 56% YoY to ₹596 crores, while the cost-to-income ratio improved to 49.4% from 54.8% in the previous year.

Q4FY26 Performance:	Current Quarter	Previous Year	YoY Change
Total AUM (₹ crores):	36,623	22,860	60.2%
Net Interest Income (₹ crores):	596	381	56.5%
Non-Interest Income (₹ crores):	247	182	36.1%
Operating Profit (₹ crores):	427	254	68.1%
PAT (₹ crores):	283	178	59.1%
Cost-to-Income Ratio (%):	49.4%	54.8%	(548) bps
RoAE (%):	16.0%	16.9%	(85) bps

Diversified Portfolio Growth

Growth remained broad-based across all lending segments, with Gold Loans leading the expansion at 111% YoY growth to ₹16,965 crores. MSME Loans increased 23% YoY to ₹6,486 crores, while Affordable Housing grew 43% YoY to ₹7,447 crores. The customer base exceeded 6.9 lakhs, served through 1,429 branches and over 13,700 employees.

Segment Performance Q4FY26:	AUM (₹ crores)	YoY Growth
Gold Loans:	16,965	110.9%
MSME Loans:	6,486	22.9%
Affordable Housing:	7,447	43.1%
Construction Finance:	5,708	38.1%

Improved Asset Quality and Capital Position

Asset quality showed significant improvement with Gross Stage 3 ratio declining to 0.9% from 1.5% in the previous year. The company maintained a strong capital position with standalone CRAR at 25.8% and consolidated total networth of ₹7,203 crores, up 67% YoY.

Managing Director Rajesh Sharma commented on the results, highlighting the company's achievement of sustainable RoAE above 16% ahead of timeline and positioning for future growth targets of ₹55,000 crores AUM by FY28.

The press release was filed by Company Secretary Yashesh Bhatt and made available on the company's website at www.capriloans.in for stakeholder access.