Capri Global Capital Limited announced its audited standalone and consolidated financial results for Q4FY26 on April 30, 2026. The company filed a press release with BSE and NSE, showcasing exceptional performance with consolidated Assets Under Management (AUM) crossing ₹36,000 crores and significant profitability improvements.

Outstanding Financial Performance for FY26

The company delivered its strongest annual performance in FY26, with consolidated PAT surging 98% year-on-year to ₹949 crores. The consolidated AUM demonstrated robust growth of 60% YoY, reaching ₹36,623 crores, driven by broad-based expansion across all lending verticals.

Strong Q4FY26 Quarterly Results

The fourth quarter performance remained robust with consolidated PAT of ₹283 crores, representing 59% YoY growth. Net Interest Income grew 56% YoY to ₹596 crores, while the cost-to-income ratio improved to 49.4% from 54.8% in the previous year.

Diversified Portfolio Growth

Growth remained broad-based across all lending segments, with Gold Loans leading the expansion at 111% YoY growth to ₹16,965 crores. MSME Loans increased 23% YoY to ₹6,486 crores, while Affordable Housing grew 43% YoY to ₹7,447 crores. The customer base exceeded 6.9 lakhs, served through 1,429 branches and over 13,700 employees.

Improved Asset Quality and Capital Position

Asset quality showed significant improvement with Gross Stage 3 ratio declining to 0.9% from 1.5% in the previous year. The company maintained a strong capital position with standalone CRAR at 25.8% and consolidated total networth of ₹7,203 crores, up 67% YoY.

Managing Director Rajesh Sharma commented on the results, highlighting the company's achievement of sustainable RoAE above 16% ahead of timeline and positioning for future growth targets of ₹55,000 crores AUM by FY28.

The press release was filed by Company Secretary Yashesh Bhatt and made available on the company's website at www.capriloans.in for stakeholder access.

Capri Global Capital Limited has filed a revised investor presentation titled "Q4 and Year Ended March 31, 2026" pursuant to Regulation 30 of SEBI Listing Obligations. The presentation, filed on May 1, 2026, details strong financial performance for FY26 and Q4FY26, with the earnings conference call scheduled for May 4, 2026 at 4:00 PM IST.

Annual Performance Highlights

The company delivered robust growth across key financial metrics for FY26:

Quarterly Performance

Q4FY26 showed strong momentum with consolidated AUM reaching ₹366,233 mn, up 20% YoY and 60% QoQ. Net Interest Income for the quarter stood at ₹5,956 mn, growing 56% YoY, while Non-Interest Income reached ₹2,472 mn, up 36% YoY. Profit After Tax for Q4FY26 was ₹2,828 mn, an increase of 59% YoY.

Business Updates

The company reported significant expansion across its business segments. Consolidated AUM grew 60% YoY, driven by strong performance across MSME, Gold, and Housing Finance portfolios. The branch network expanded with a net addition of 98 branches during Q4FY26, bringing the total to 1,429 branches compared to 1,331 branches in Q3FY26. Gold Loan network increased to 999 branches across 15 states and UTs by end of Q4FY26.

Asset Quality and Liquidity

Asset quality showed sustained improvement with NNPA at 0.5% for FY26 compared to 0.9% in FY25. Gross NPA stood at 0.9% for FY26. The company maintained comfortable liquidity with net available cash and cash equivalents of ₹39,643 mn as of March 31, 2026.

Conference Call Details

The earnings conference call to discuss Q4 FY26 and year ended March 31, 2026 performance is scheduled for Monday, May 4, 2026 at 4:00 PM IST. The call will feature senior management including Mr. Rajesh Sharma (Managing Director), Ms. Divya Sutar (Executive Director - Strategy), Mr. Kishore Lodha (CFO), and Mr. Sanjeev Srivastava (Chief Risk Officer). Participants can pre-register through the Diamond Pass system to avoid wait times.