Capital Small Finance Bank Publishes FY26 Results Advertisement Under Regulation 47
Capital Small Finance Bank published its audited FY26 financial results advertisement in newspapers under Regulation 47, reporting net profit of ₹14,139 lacs with strong operational growth of 20.9% in advances and 20.4% in deposits, while maintaining healthy asset quality with Net NPA at 1.24%.
*this image is generated using AI for illustrative purposes only.
Capital Small Finance Bank Limited has published its newspaper advertisement of audited financial results for FY26 under Regulation 47, following the bank's strong performance announcement. The bank reported net profit of ₹14,139 lacs for FY26, up from ₹13,165 lacs in FY25, with Q4 FY26 net profit at ₹4,008 lacs compared to ₹3,424 lacs in the corresponding quarter of the previous year.
Regulatory Compliance and Publication
Pursuant to Regulations 47 and 52(8) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the bank published the extract of audited financial results in 'Business Standard' English newspaper and 'Nawan Zamana' regional newspaper on April 30, 2026. The advertisement was also made available on the bank's website at capital.bank.in/investors/advertisement-regulation-47.
Key Financial Performance Highlights
| Parameter: | Q4 FY26 (₹ lacs) | Q4 FY25 (₹ lacs) | FY26 (₹ lacs) | FY25 (₹ lacs) |
|---|---|---|---|---|
| Total Income from Operations: | 29,892 | 25,703 | 1,14,687 | 99,452 |
| Net Profit after Tax: | 4,008 | 3,424 | 14,139 | 13,165 |
| Net Worth: | 1,44,938 | 1,33,447 | 1,44,938 | 1,33,447 |
| Paid-up Equity Share Capital: | 4,542 | 4,525 | 4,542 | 4,525 |
Operational Performance Metrics
The bank demonstrated strong operational growth with advances increasing 20.9% year-on-year and deposits growing 20.4% year-on-year. The Current Account Savings Account (CASA) ratio stood at 34.7% in Q4 FY26, while disbursements grew 20.1% year-on-year during the quarter. Pre-Provision Operating Profit (PPoP) and Profit After Tax (PAT) showed robust growth of 28.2% and 17.0% respectively for Q4 FY26.
Asset Quality and Capital Strength
| Metric: | Q4 FY26 | Q3 FY26 | Q4 FY25 |
|---|---|---|---|
| Net NPA Ratio: | 1.24% | 1.35% | 1.30% |
| Gross NPA Ratio: | 2.54% | 2.68% | 2.58% |
| Capital Adequacy Ratio: | 22.31% | 21.60% | 25.39% |
| Tier-I Ratio: | 19.58% | 18.61% | 21.71% |
The bank maintained healthy asset quality with Net NPA improving to 1.24% in Q4 FY26 from 1.35% in Q3 FY26. Earnings per share (basic) for FY26 stood at ₹31.20 compared to ₹29.18 in the previous year. The board of directors approved these financial results in its meeting held on April 29, 2026, with Company Secretary Amit Sharma signing the regulatory communication to stock exchanges.
Historical Stock Returns for Capital Small Finance Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +2.93% | +7.78% | +26.84% | -2.54% | -4.59% | -35.73% |
Will Capital Small Finance Bank's declining Capital Adequacy Ratio from 25.39% to 22.31% impact its ability to expand lending operations in FY27?
How might the bank's 20%+ growth in advances and deposits affect its competitive position against larger private sector banks?
Could the improvement in asset quality metrics signal a potential upgrade in the bank's credit rating or regulatory classification?
19
Access 50+ Readymade Screeners 
Use 200+ Custom Filters 
Get Full Market Insights 
