Capital India Finance Limited reported a standalone Profit After Tax (PAT) of ₹40.36 crore for the financial year ended March 31, 2026, a growth of 243% from the previous year. The board approved the audited financial results on May 20, 2026. On a consolidated basis, the company reported a Profit After Tax of ₹30.89 crore for FY26, compared to a Loss After Tax of ₹10.22 crore in FY25.

The company's total income for the year stood at ₹229.67 crore. Assets Under Management (AUM) reached ₹1,227.37 crore as of March 31, 2026, registering a growth of 22% year-on-year. Disbursements during FY26 stood at ₹753.54 crore, reflecting a growth of 62% YoY, driven by deeper market penetration and expansion across MSME lending segments.

Financial Performance

The standalone financial results for the year ended March 31, 2026, reflect growth across key income streams. Total Revenue for FY26 was reported at ₹229.67 crore, while Interest Income rose to ₹186.09 crore. The Capital Adequacy Ratio (CAR) remained strong at 40.99% as on March 31, 2026, significantly above regulatory requirements. Net NPA stood at 1.32%.

Consolidated Performance

On a consolidated basis, Capital India Finance reported a turnaround in profitability for FY26. Total Revenue for FY26 was reported at ₹532.84 crore. The material subsidiary, Rapipay Fintech Pvt. Ltd, achieved EBITDA positivity in FY26, reporting an EBITDA of ₹6.89 crore, while its Loss After Tax reduced to ₹14.60 crore.

Operational Highlights

During the year, the company expanded its branch and distribution network to 46 branches in FY26 from 29 branches in FY25. The company accomplished the strategic divestment of its entire stake in Capital India Home Loans Limited (CIHL) for a consideration of ₹267 crore in August 2025. Total Debt raised in FY26 stood at ₹600 crore, including NCD issuance.

Capital India Finance Limited has announced the resignation of its Chief Information Security Officer (CISO), Mr. Gaurav Vyas, effective April 15, 2026. The disclosure was made in compliance with regulatory requirements under the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Regulatory Disclosure Details

The company filed the disclosure under Regulation 30 of the Listing Regulations with both BSE Limited and National Stock Exchange of India Limited. The announcement was made through reference number CIFL/SE/2026-27/04 dated April 15, 2026.

Resignation Letter Submission

Mr. Gaurav Vyas formally submitted his resignation letter to the HR Department on April 15, 2026. In his resignation letter, he expressed gratitude for the trust, opportunities, and support extended during his tenure with the organization. He described his role as CISO as a highly valuable and rewarding experience that contributed significantly to his professional growth and development.

Compliance Framework

The disclosure was made pursuant to Regulation 30 and other applicable regulations of the Listing Regulations. The company also referenced compliance with Securities and Exchange Board of India master circular no. HO/49/14/14(7)2025-CFD-POD2//3762/2026 dated January 30, 2026. As required by sub-para 7C of Para A of Schedule III to Regulation 30, a copy of the resignation letter was enclosed with the regulatory filing.

Company Information

Capital India Finance Limited operates with its corporate office located at Level 20, Birla Aurora, Dr. Annie Besant Road, Worli, Mumbai, Maharashtra. The company's registered office is situated at 701, 7th Floor, Aggarwal Corporate Tower, Plot No 23, District Centre, Rajendra Place, New Delhi. The disclosure was signed by Sulabh Kaushal, Chief Compliance Officer & Company Secretary, with membership number A34674.