Bandhan Bank Limited has completed its regulatory filing requirements by submitting the mandatory certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended March 31, 2026. The submission confirms the bank's compliance with securities dematerialization reporting requirements.

Regulatory Compliance Filing

The bank filed its certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018, dated April 06, 2026. This regulatory requirement mandates that companies provide detailed information about securities that were dematerialized or rematerialized during each quarter.

KFin Technologies' Role

KFin Technologies Limited, serving as the bank's Registrar & Transfer Agent, has certified compliance with the regulatory requirements. The company confirmed that all details of securities dematerialized and rematerialized during the quarter have been furnished to stock exchanges where Bandhan Bank's shares are listed.

The certificates were issued to both major depositories:

• National Securities Depository Limited (NSDL)
• Central Depository Services (India) Limited (CDSL)

Stock Exchange Notification

Bandhan Bank formally notified both BSE Limited and National Stock Exchange of India Limited about the completion of this regulatory requirement. The bank's Company Secretary & Compliance Officer, Indranil Banerjee, signed the communication confirming that copies of the certificates from KFin Technologies have been enclosed for the exchanges' records.

Regulatory Significance

This quarterly filing represents a standard compliance requirement for publicly listed companies in India. The certificate ensures transparency in the dematerialization process and maintains accurate records of securities transactions. Such filings help maintain investor confidence and regulatory oversight in the securities market.

The timely submission of these certificates demonstrates Bandhan Bank's commitment to maintaining proper corporate governance standards and adhering to securities market regulations as mandated by SEBI.

Bandhan Bank Limited has announced its provisional financial metrics for the quarter ended March 31, 2026, demonstrating strong growth momentum across key banking parameters. The disclosure, made under SEBI regulations, reveals significant expansion in the bank's deposit base and lending portfolio, reflecting robust business performance during Q4FY26.

Deposit Portfolio Performance

The bank's deposit mobilization showed impressive growth during the quarter, with total deposits reaching ₹1,66,344 crore as of March 31, 2026. This represents a substantial year-on-year increase of 10.0% from ₹1,51,212 crore in the corresponding quarter of the previous year.

The bank's retail deposits, including CASA, demonstrated exceptional growth of 17.7% year-on-year, reaching ₹1,22,547 crore. This strong performance in retail deposits indicates successful customer acquisition strategies and improved market penetration.

Lending Portfolio and Asset Quality

Bandhan Bank's lending portfolio continued its upward trajectory, with loans & advances (including pass-through certificates) growing 12.6% year-on-year to ₹1,54,235 crore as of March 31, 2026. On a quarter-on-quarter basis, the lending portfolio expanded by 6.2% from ₹1,45,224 crore in December 2025.

Deposit Composition and Ratios

The bank maintained a healthy deposit composition with retail deposits accounting for 73.67% of total deposits as of March 31, 2026, compared to 68.88% in the previous year. The CASA ratio stood at 29.31%, while bulk deposits constituted 37.24% of total term deposits.

Collection Efficiency and Liquidity

Bandhan Bank demonstrated improved operational efficiency with pan-bank collection efficiency (excluding NPA) reaching 98.9% for March 2026, compared to 98.1% in December 2025. The bank maintained robust liquidity with the Liquidity Coverage Ratio (LCR) standing at approximately 131.76% as of March 31, 2026.

The bank has noted that all figures for March 31, 2026, are provisional and unaudited, subject to review by the Audit Committee and Board of Directors, as well as statutory audit procedures.