Bandhan Bank Limited has announced its provisional financial metrics for the quarter ended March 31, 2026, demonstrating strong growth momentum across key banking parameters. The disclosure, made under SEBI regulations, reveals significant expansion in the bank's deposit base and lending portfolio, reflecting robust business performance during Q4FY26.

Deposit Portfolio Performance

The bank's deposit mobilization showed impressive growth during the quarter, with total deposits reaching ₹1,66,344 crore as of March 31, 2026. This represents a substantial year-on-year increase of 10.0% from ₹1,51,212 crore in the corresponding quarter of the previous year.

The bank's retail deposits, including CASA, demonstrated exceptional growth of 17.7% year-on-year, reaching ₹1,22,547 crore. This strong performance in retail deposits indicates successful customer acquisition strategies and improved market penetration.

Lending Portfolio and Asset Quality

Bandhan Bank's lending portfolio continued its upward trajectory, with loans & advances (including pass-through certificates) growing 12.6% year-on-year to ₹1,54,235 crore as of March 31, 2026. On a quarter-on-quarter basis, the lending portfolio expanded by 6.2% from ₹1,45,224 crore in December 2025.

Deposit Composition and Ratios

The bank maintained a healthy deposit composition with retail deposits accounting for 73.67% of total deposits as of March 31, 2026, compared to 68.88% in the previous year. The CASA ratio stood at 29.31%, while bulk deposits constituted 37.24% of total term deposits.

Collection Efficiency and Liquidity

Bandhan Bank demonstrated improved operational efficiency with pan-bank collection efficiency (excluding NPA) reaching 98.9% for March 2026, compared to 98.1% in December 2025. The bank maintained robust liquidity with the Liquidity Coverage Ratio (LCR) standing at approximately 131.76% as of March 31, 2026.

The bank has noted that all figures for March 31, 2026, are provisional and unaudited, subject to review by the Audit Committee and Board of Directors, as well as statutory audit procedures.

Bandhan Bank Limited has announced a senior management change with the resignation of Mr. Vishal Wadhwa, Head – Emerging Entrepreneurs Business. The disclosure was made on April 01, 2026, in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Resignation Details

Mr. Vishal Wadhwa submitted his resignation letter on April 01, 2026, citing better career prospects as the primary reason for his departure. The resignation follows the bank's standard policies and procedures for senior management transitions.

Transition Period

During the notice period, Mr. Wadhwa will continue to discharge his responsibilities as Head – Emerging Entrepreneurs Business in accordance with the bank's policies. This ensures a smooth transition and continuity of operations within the department. The 90-day notice period provides adequate time for the bank to manage the transition and identify suitable succession plans.

Regulatory Compliance

The announcement demonstrates Bandhan Bank's commitment to maintaining transparency with stakeholders and regulatory compliance. The disclosure was made simultaneously to both major stock exchanges where the bank is listed:

• BSE Limited (Scrip Code: 541153)
• National Stock Exchange of India Limited (Symbol: BANDHANBNK)

The information has also been uploaded on the bank's official website at www.bandhan.bank.in , ensuring comprehensive dissemination to all stakeholders.

Employee Acknowledgment

In his resignation letter, Mr. Wadhwa expressed gratitude toward the Bandhan Bank management, including the Managing Director, Executive Directors, colleagues, and team members for their support during his tenure. He acknowledged the enriched experience and enhanced learnings gained during his stint with the organization, while wishing continued success to Bandhan Bank and its culture of oneness.