Bandhan Bank reported provisional unaudited financial figures for the quarter ended June 30, 2026, revealing a 6.6% year-on-year increase in total deposits to ₹1,64,886 crore. Loans and advances stood at ₹1,55,513 crore, marking a 16.4% rise compared to the same period last year. The CASA ratio improved to 29.40%, up from 27.06% a year ago, indicating a stronger low-cost deposit base. The bank disclosed these figures in a regulatory filing submitted to BSE Limited and National Stock Exchange of India Limited. The data is subject to review by the Audit Committee of the Board and the Board of Directors, as well as a limited review by the Statutory Auditors.

Deposits and Advances Breakdown

Total deposits witnessed a marginal sequential decline of 0.9% from ₹1,66,344 crore as of March 31, 2026. Retail deposits, comprising CASA and retail term deposits, grew 15.6% year-on-year to ₹1,21,956 crore, constituting 73.96% of total deposits, up from 68.22% a year ago. CASA deposits increased 15.8% year-on-year to ₹48,478 crore but dipped 0.6% quarter-on-quarter, while retail term deposits grew 15.4% year-on-year to ₹73,478 crore. Bulk deposits decreased by 12.7% year-on-year to ₹42,930 crore. The Liquidity Coverage Ratio (LCR) as of June 30, 2026, was approximately 146.65%.

The following table summarises key metrics across reporting periods:

Collection Efficiency

The Pan Bank Collection Efficiency, excluding Non-Performing Assets (NPA), remained stable at 98.9% for the month of June 30, 2026. The efficiency for the EEB (Emerging Entrepreneurs Business) segment was 98.5%, while the Non-EEB segment recorded 99.4%, reflecting steady recovery performance across both business verticals.

Bandhan Bank Limited has completed the sale of an identified Non-Performing Assets (NPA) portfolio to Assets Care and Reconstruction Enterprise Limited (ACRE) for a consideration of Rs 119.49 Cr. The portfolio, comprising accounts with more than 180 Days Past Due (DPD) from the Housing Finance Portfolio, had a principal outstanding amount of Rs 291.44 Cr as on May 31, 2026. The transaction was conducted on an outright cash basis, with the sale price representing 41% of the portfolio's value.

The sale was executed following the conclusion of the Swiss Challenge Method, a bidding process involving Asset Reconstruction Companies (ARCs). The Board of Directors of bandhan bank had previously approved the sale of these identified NPAs on June 15, 2026.

Transaction Details

The following table outlines the key financial metrics of the transaction:

Regulatory Disclosures

The disclosure was made in compliance with the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (SEBI LODR). The bank has simultaneously uploaded the information to its official website. The filing was signed by Indranil Banerjee, Company Secretary, on June 30, 2026.