Bandhan Life Insurance Limited, a member of the promoter group of bandhan bank , has confirmed it holds zero shares in the bank. The disclosure, submitted under Regulation 31(4) of the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011, covers the financial status of shareholdings as of 31 March 2026.

The filing explicitly states that Bandhan Life Insurance Limited did not undertake any acquisition or disposal of shares of Bandhan Bank Limited during the financial year ended 31 March 2026. Consequently, the company confirmed that no encumbrance was created on any shares of the target company throughout this period.

The confirmation was communicated to BSE Limited and The National Stock Exchange of India Limited by Shilpa Srivastava, Company Secretary of Bandhan Life Insurance Limited. The disclosure was made to comply with regulatory requirements regarding substantial acquisition of shares and takeovers.

Bandhan Life Insurance Limited is registered with the IRDAI and operates from its registered office in Mumbai. The confirmation was signed on April 10, 2026, and addressed to the stock exchanges to be placed on record.

Bandhan Bank reported provisional unaudited financial figures for the quarter ended June 30, 2026, revealing a 6.6% year-on-year increase in total deposits to ₹1,64,886 crore. Loans and advances stood at ₹1,55,513 crore, marking a 16.4% rise compared to the same period last year. The CASA ratio improved to 29.40%, up from 27.06% a year ago, indicating a stronger low-cost deposit base. The bank disclosed these figures in a regulatory filing submitted to BSE Limited and National Stock Exchange of India Limited. The data is subject to review by the Audit Committee of the Board and the Board of Directors, as well as a limited review by the Statutory Auditors.

Deposits and Advances Breakdown

Total deposits witnessed a marginal sequential decline of 0.9% from ₹1,66,344 crore as of March 31, 2026. Retail deposits, comprising CASA and retail term deposits, grew 15.6% year-on-year to ₹1,21,956 crore, constituting 73.96% of total deposits, up from 68.22% a year ago. CASA deposits increased 15.8% year-on-year to ₹48,478 crore but dipped 0.6% quarter-on-quarter, while retail term deposits grew 15.4% year-on-year to ₹73,478 crore. Bulk deposits decreased by 12.7% year-on-year to ₹42,930 crore. The Liquidity Coverage Ratio (LCR) as of June 30, 2026, was approximately 146.65%.

The following table summarises key metrics across reporting periods:

Collection Efficiency

The Pan Bank Collection Efficiency, excluding Non-Performing Assets (NPA), remained stable at 98.9% for the month of June 30, 2026. The efficiency for the EEB (Emerging Entrepreneurs Business) segment was 98.5%, while the Non-EEB segment recorded 99.4%, reflecting steady recovery performance across both business verticals.