Bajaj Housing Finance Limited has notified stock exchanges of an upcoming institutional investor meeting scheduled for Thursday, 14 May 2026. The disclosure was made on 7 May 2026 by Company Secretary Atul Patni, in compliance with Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Meeting Details

The company has scheduled a physical group meet with institutional investors in New York. The key details of the meeting are outlined below:

Scope of Discussions

Bajaj Housing Finance has clarified that all discussions during the meeting will pertain to publicly available information only. The company has also noted that the schedule may undergo change on account of exigencies on the part of investors or the company.

The filing was submitted to both BSE Limited and the National Stock Exchange of India Limited as part of the company's ongoing disclosure obligations under applicable SEBI regulations.

Bajaj Housing Finance Limited delivered a robust performance in Q4 FY26, with assets under management (AUM) growing 23% to cross ₹140,000 crores during the quarter. The company reported strong growth across key metrics, including AUM addition of ₹7,294 crores compared to ₹6,370 crores in Q4 FY25, reflecting healthy business momentum despite competitive intensity in the housing finance sector.

Financial Performance

Profit before tax grew 20% while profit after tax increased 14% to ₹669 crores from ₹587 crores in the previous year. Excluding a one-time tax benefit of approximately ₹34 crores in Q4 FY25, normalized PAT growth would have been 20% for Q4 FY26. Operating efficiency improved significantly, with operating expenses to net total income ratio declining to 19.2% in Q4 FY26 from 21.8% in the last quarter of FY25. Annualized return on assets stood at 2.3% compared to 2.4% in Q4 FY25, while return on equity remained stable at 12.2% against 12.1% in the prior year.

Asset Quality and Margins

Asset quality remained healthy with gross non-performing assets stable at 27 basis points sequentially, showing improvement from 29 bps year-on-year. Net NPA remained at 11 bps, and annualized credit cost for the quarter was 19 bps. The net interest margin moderated to 3.8% in Q4 FY26 from 4% in Q3 FY26, a decline of 12 basis points, primarily due to portfolio yield reduction of 14 bps from lower acquisition pricing and portfolio attrition of higher rate book, partially offset by a 4 bps benefit in cost of funds.

Portfolio Composition and Funding

Portfolio composition remained well-diversified with home loans dominating at 54.1%, followed by lease rental discounting at 22.4%, loan against property at 10.8%, and developer finance at 11.5%. Disbursements grew 23% year-on-year to ₹17,506 crores from ₹14,250 crores. The cost of funds moderated by 60 bps year-on-year to 7.3% against 7.9% in Q4 FY25, with borrowing mix well-diversified across money market (49%), bank borrowings (41%), and NHB refinance (10%). The company maintained comfortable capital adequacy with capital adequacy ratio at 22.46% and priority sector business compliance at 60.88%, both above regulatory thresholds.