Bajaj Finance Limited released its Business Responsibility and Sustainability Report for FY2026, disclosing key environmental, social, and governance metrics for the financial year ending March 31, 2026. The report outlines the company's performance across nine principles of the National Guidelines on Responsible Business Conduct (NGRBC), covering areas such as environmental impact, human capital, and stakeholder engagement.

Environmental Performance

The company reported total Scope 1 and Scope 2 greenhouse gas emissions of 44,435.58 metric tonnes CO2e for FY2026. This includes 6,665.65 MT CO2e from Scope 1 emissions and 37,769.93 MT CO2e from Scope 2 emissions. The total Scope 1 and Scope 2 emission intensity per rupee of turnover stood at 0.54 MT CO2e per crore of total consolidated income.

Bajaj Finance Group generated a total of 167.77 metric tonnes of waste during the year, of which 90.32 metric tonnes were recovered through recycling, reusing, or other recovery operations. The company also reported a total energy consumption of 268,251.85 Gigajoules (GJ), with 0.30% sourced from renewable energy.

Social and Human Capital Metrics

As of March 31, 2026, Bajaj Finance Group’s customer franchise stood at 119.33 million, with 17.51 million new customers acquired during FY2026. The company employed a total workforce of 155,369, comprising 71,613 permanent employees and 83,756 other than permanent employees. Women constituted 8.48% of the total workforce.

The report noted that the cost incurred on well-being measures was 0.14% of the total revenue of the company. The group reported zero Lost Time Injury Frequency Rate (LTIFR) and zero fatalities for the year. Additionally, 10 complaints regarding sexual harassment were reported, with 7 upheld.

Governance and Assurance

The disclosures were made on a consolidated basis, including Bajaj Finance Limited and its subsidiaries, Bajaj Housing Finance Limited and Bajaj Financial Securities Limited. The company reported that it did not incur any fines, penalties, or compounding fees in proceedings with regulators or law enforcement agencies during the financial year.

Independent assurance for the Business Responsibility and Sustainability Report was provided by SGS India Private Limited. The assurance engagement included a reasonable level of assurance for BRSR core parameters and a limited level of assurance for the remaining BRSR parameters.

Bajaj Finance has allotted 5,30,500 Secured Redeemable Non-Convertible Debentures (NCDs) aggregating to ₹5,306.57 crore through private placement. The Debenture Allotment Committee approved the issuance on July 6, 2026, to raise debt capital from select institutional investors. The instruments are secured by a first pari-passu charge on book debts and loan receivables, with a security cover not less than 1.00 times the aggregate outstanding value.

NCD Allotment Details

The issuance is divided into two options with varying tenures and coupon rates. The debentures have a face value of ₹1 lakh each and are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited.

Interest Payment Schedule

For Option I, the first coupon payment is due on September 20, 2027, followed by annual payments on September 20, 2028, and September 20, 2029. For Option II, the first coupon payment is scheduled for July 6, 2027, with subsequent annual payments until maturity on July 4, 2036. The debentures are redeemable at maturity.