Aye Finance has reported a 28% year-over-year increase in its Assets Under Management (AUM) to ₹7,329 crore for the quarter ended June 30, 2026, driven by strong credit demand and customer acquisition. The company’s disbursements grew by 22% to ₹1,219 crore, while new borrower additions surged by 38% to 44,736, signaling robust momentum in its lending operations. This business update was submitted pursuant to Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Operational Performance

The growth in AUM was supported by a 12% year-over-year increase in productivity, measured by AUM per employee, which rose to ₹0.67 crore. While headcount grew by 14% to 10,891 employees, the company maintained operational efficiency. However, on a sequential quarter-over-quarter basis, disbursements declined by 26% and new borrower additions fell by 21% compared to Q4FY26.

Asset Quality and Collections

Aye Finance reported an improvement in asset quality, with its Gross Non-Performing Assets (GNPA) ratio declining by 20 basis points to 4.57% from the previous quarter's 4.77%. The company noted that the improving trend in asset quality is expected to accelerate through FY27. Collection efficiency remained strong, with Non-Overdraft Collection Efficiency at 99.2% for Q1FY27.

The following table summarises the key operational highlights for Q1FY27:

Key Highlights

• AUM reached ₹7,329 crore, a 28% YoY increase.
• Disbursements grew 22% YoY to ₹1,219 crore.
• New borrowers increased 38% YoY to 44,736.
• GNPA improved sequentially to 4.57%.
• Productivity rose 12% YoY with AUM per employee at ₹0.67 crore.

Aye Finance has allotted Non-Convertible Debentures (NCDs) aggregating ₹140 crore to Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden N.V. (FMO) on a private placement basis. The Securities Allotment Committee of the Board of Directors approved the allotment on June 25, 2026, through a resolution by circulation. The debentures are senior, secured, rated, listed, redeemable, and transferable in nature.

Allotment Details

The company allotted 14,000 NCDs to FMO. Each debenture holds a face value of ₹1,00,000, aggregating to a nominal value of ₹140 crore. The issuance was conducted pursuant to Regulations 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Regulatory Context

The intimation regarding the allotment was submitted to BSE Limited and the National Stock Exchange of India Limited on June 26, 2026. The disclosure references the company's previous outcome dated June 8, 2026, regarding the proposed issuance.