KiVi & Avio Smart Market Stack Advance Agri-Fintech Push to Drive Rural Transformation in Maharashtra
KiVi (Agrosperity Tech Solutions Private Limited) and Avio Smart Market Stack Limited have initiated groundwork for deploying agri-fintech solutions across key agricultural clusters in Maharashtra, specifically targeting Supa and Patas villages in Pune district. The initiative operates under ASMS's Project AVIO Agritech platform, designed to build integrated technology-led solutions across agricultural value chains, rural commerce, and financial infrastructure. The companies are conducting field visits and stakeholder engagement to assess financial needs and ecosystem gaps, aiming to enable banking partners to deliver efficient, accessible financial services while reducing operational complexities in underserved regions.

*this image is generated using AI for illustrative purposes only.
In a strategic move aimed at accelerating financial inclusion and strengthening rural economies, KiVi (Agrosperity Tech Solutions Private Limited) and Avio Smart Market Stack Limited (ASMS) have initiated groundwork for deploying agri-fintech solutions across key agricultural clusters in Maharashtra. The initiative, announced on April 21, 2026, represents a significant advancement in the state's rural development ecosystem.
Partnership Framework and Focus Areas
As part of this initiative, the companies have identified Supa and Patas villages in Pune district as early focus regions, marking the first step under ASMS's broader Project AVIO Agritech platform. This platform is designed to build integrated, technology-led solutions across agricultural value chains, rural commerce, and financial infrastructure.
| Parameter | Details |
|---|---|
| Partner Companies | KiVi and Avio Smart Market Stack Limited |
| Target Region | Maharashtra (Pune district - Supa and Patas villages) |
| Platform | Project AVIO Agritech |
| Focus Area | Agri-fintech services deployment |
| Objective | Rural transformation and financial inclusion |
Strategic Implementation
Currently, both organizations are undertaking field visits and engaging with local stakeholders including farmers, rural enterprises, and distribution partners to assess on-ground financial needs, operational challenges, and ecosystem gaps. These insights will play a critical role in shaping scalable, data-driven financial solutions in collaboration with banking and institutional partners.
The initiative aims to unlock access to tailored financial services for rural communities by leveraging digital infrastructure, last-mile connectivity, and intelligent data frameworks. Through this approach, KiVi and ASMS seek to enable banking partners to deliver more efficient, accessible, and compliant financial services, while reducing operational complexities and expanding outreach in underserved regions.
Rural Development Impact
Early assessments indicate that agricultural clusters such as Supa and Patas—with their strong farming base and relatively organized networks—offer significant potential for pilot deployments. The larger vision is to create a seamless interface between financial institutions, rural distribution systems, and agri value chains, ultimately improving productivity, resilience, and economic outcomes for farmers.
Dr. Raja Krishna Murthy M, Head – Agri Tech Business, ASMS, said: "This initiative reflects our commitment to empowering farmers and rural enterprises through technology-driven solutions. By combining strong on-ground networks with digital innovation, we aim to build scalable models that enhance access and drive sustainable rural growth."
Company Background
Avio Smart Market Stack Limited (ASMS) is a rural financial inclusion and technology company focused on building integrated rural commerce and agri-tech platforms under Project AVIO. The company continues to expand its presence in the rural technology and financial services sector through strategic partnerships and subsidiary operations, with KiVi focusing on delivering innovative fintech solutions to underserved markets.
Historical Stock Returns for Bartronics
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +1.20% | -4.77% | -9.22% | -41.33% | -56.06% | -42.58% |
What specific banking partners are likely to integrate with the Project AVIO Agritech platform to deliver financial services?
How will the success metrics from Supa and Patas pilot villages influence the timeline for statewide expansion across Maharashtra?
What regulatory approvals or policy changes might be needed to scale this agri-fintech model to other Indian states?


































