Arman Financial Services Limited has filed a detailed statement with BSE Limited regarding its debt securities issued under the SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021. The submission, dated April 04, 2026, was made in compliance with Chapter VIII of Clause 9.1(a) of SEBI Master Circular SEBI/HO/DDHS/PoD/P/CIR/2025/000000137 dated October 15, 2025.

Debt Securities Portfolio Overview

The company has disclosed five active non-convertible debt securities with a combined outstanding amount of Rs 407,00,04,000.00. These securities demonstrate the company's diversified approach to debt financing with varying terms and structures.

Individual Securities Breakdown

The debt securities portfolio includes instruments with different characteristics and trustees:

*Interest rate changed from 11.40% to 11.65% with effect from September 23, 2025.

Payment Structure and Terms

The securities feature diverse payment frequencies to cater to different investor preferences:

• Monthly payments: INE109C07105 with 11.65% coupon rate
• Quarterly payments: Three securities (INE109C07121, INE109C07139, INE109C07147) with rates between 10.90% and 11.35%
• Semi-annual payments: INE109C07113 with 11.10% coupon rate

Trustee Management

The debt securities are managed by three different debenture trustees, ensuring professional oversight and investor protection. Vardhman Trusteeship Private Limited serves as trustee for the three largest securities by value, while IDBI Trusteeship Services Limited and Catalyst Trusteeship Limited manage one security each.

Regulatory Compliance

The filing demonstrates Arman Financial Services Limited's adherence to SEBI regulations for non-convertible securities. Company Secretary Uttam Patel signed the statement, confirming the accuracy of the disclosed information and the company's commitment to regulatory transparency.

Arman Financial Services Limited has successfully completed its monthly debenture interest payment, demonstrating its commitment to timely debt servicing obligations. The company submitted a regulatory certificate to BSE Limited on April 4, 2026, confirming the completion of interest payment to its debenture holders.

Debenture Interest Payment Details

The company made an interest payment of ₹29,68,400 on April 4, 2026, which was one day ahead of the scheduled due date of April 5, 2026. This payment relates to debentures with ISIN INE109C07105, representing a total issue size of ₹40,00,00,000. The interest payment record date was set as March 21, 2026.

Regulatory Compliance

The certificate was submitted pursuant to Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, in accordance with Chapter XIV of SEBI Master Circular bearing reference number SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/0000000137 dated October 15, 2025. The submission was signed by Uttam Patel, Company Secretary, and digitally authenticated on April 4, 2026.

Payment Performance

The company reported no delays or issues in the interest payment process, with the amount paid matching exactly the amount due. The previous interest payment was made on March 5, 2026, maintaining the monthly payment schedule. The early payment demonstrates the company's strong cash flow management and commitment to debenture holder obligations.

The regulatory filing was also circulated to Acuité Ratings & Research Limited and IDBI Trusteeship Private Limited as part of the standard disclosure process for listed debt securities.