Arman Financial Services Limited has made the audio recording of its earnings conference call available to the public, providing transparency for investors and analysts interested in the company's Q3FY26 financial performance.

Conference Call Recording Now Available

The company has published the complete audio recording of its conference call with analysts and investors on its official website. The call focused on discussing the financial results for the quarter and nine months ended December 31, 2025.

Regulatory Compliance

This disclosure follows the company's commitment to regulatory compliance under SEBI guidelines. The audio recording publication fulfills the requirements specified under Regulation 30(6) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The company secretary, Uttam Patel, signed the official communication to both BSE Limited and National Stock Exchange of India Limited, ensuring proper notification to all relevant stock exchanges where the company's shares are listed.

Investor Access

Investors and analysts can now access the complete conference call recording through the company's dedicated video section on its website. This provides stakeholders with direct access to management discussions regarding the company's financial performance and strategic outlook for the reported period.

The recording serves as a valuable resource for those seeking detailed insights into Arman Financial Services' operational performance and management commentary for the quarter and nine months ended December 31, 2025.

Arman Financial Services Limited announced a comprehensive leadership transition following its board meeting held on February 12, 2026. The company implemented strategic management changes based on recommendations from the Nomination and Remuneration Committee, alongside releasing detailed Q3FY26 financial results and approving significant fundraising initiatives.

Leadership Restructuring and Transition

The board approved strategic leadership changes to enhance organizational effectiveness and ensure long-term continuity. These transitions reflect the company's commitment to strengthening its management structure while maintaining operational stability.

Founder's Vision and Strategic Direction

Jayendra Patel, the company's founder, released a comprehensive letter to stakeholders outlining the rationale behind the leadership transition. He emphasized that responsible institutions must plan leadership transitions thoughtfully and well in advance, stating that "leadership continuity is not an event; it is a process." The founder highlighted the company's 33-year journey from a modest basement office with three people to serving lakhs of customers across India with over 5,000 dedicated employees.

Patel expressed confidence in Aalok Patel's leadership capabilities, noting his 16-year tenure and instrumental role in shaping the company's long-term strategy, strengthening lending frameworks, driving digital transformation, and building scalable operating systems. He also acknowledged Vivek Modi's eight-year contribution in strengthening financial management, capital structure, and institutional relationships.

Strong Financial Performance Q3FY26

The company delivered robust financial results for Q3FY26, demonstrating consistent growth across key operational metrics while maintaining strong market positioning.

Strategic Fundraising Initiative

The board approved a significant capital raising program through Non-Convertible Debentures to support growth trajectory and strengthen the capital base.

Business Operations and Market Presence

Arman Financial Services operates as a Gujarat-based NBFC providing lending services in Two-Wheeler, Micro-Enterprise (MSME), Microfinance, and LAP segments. The company serves niche rural markets across 11 states through 523 branches and 50+ two-wheeler dealerships, covering 160 districts and serving approximately 6.2 lakh customers. The microfinance division operates through wholly-owned subsidiary Namra Finance Ltd, an NBFC-MFI.

On a consolidated basis, the company reported total income of ₹16,007.06 lakhs for Q3FY26 compared to ₹16,477.05 lakhs in the corresponding previous quarter. The consolidated net profit stood at ₹2,218.20 lakhs for the current quarter, representing significant improvement from the loss of ₹726.02 lakhs reported in Q3FY25.

Source: Company filings and official announcements