5paisa Capital has released its official press release following the board meeting held on April 30, 2026, where audited financial results for the quarter and year ended March 31, 2026, were approved. The fintech company reported consolidated total income from operations of ₹320 crore for FY26, representing a decline of 11% from ₹360 crore in FY25. Net profit after tax for FY26 stood at ₹44 crore, down 35% from ₹68 crore in the previous year.

Q4FY26 Performance Highlights

The fourth quarter of FY26 demonstrated strong year-on-year growth with total revenue reaching ₹85.5 crore, up 20% from ₹71.4 crore in Q4FY25 and 8% quarter-on-quarter from ₹79.3 crore in Q3FY26. Profit after tax stood at ₹10.8 crore, up 7% year-on-year from ₹10.1 crore in Q4FY25, though declining 12% quarter-on-quarter from ₹12.3 crore.

Annual Financial Performance

For the full year FY26, the company's financial performance showed challenges with total income declining to ₹320 crore from ₹360 crore in FY25. Profit before tax decreased significantly to ₹59 crore from ₹91 crore, while profit after tax fell to ₹44 crore from ₹68 crore in the previous year.

Key Business Developments

The company achieved significant milestones during Q4FY26, onboarding 103,000 new clients during the quarter, representing a 33% quarter-on-quarter increase. This brought the total number of registered customers to 51.8 lakh. The 5paisa mobile app reached over 23.4 million installs by the end of the quarter, maintaining a strong 4.3-star rating on the Play Store.

A major corporate development was the successful completion of a rights issue in April 2026, where the company raised ₹469 crore through the issuance of 15,627,419 fully paid-up equity shares of face value ₹10 each.

Management Commentary and Strategic Focus

Gaurav Seth, Managing Director & CEO of 5paisa Capital, commented on the results: "We closed Q4 FY26 with a revenue of ₹85.5 Cr, up 8% QoQ and added 1.03 Lakh customers (up 33% QoQ). We delivered multiple product updates during this quarter and made significant progress on strengthening our technology platform, ramping up AI adoption across the company and enhancing customer experience."

The company continues to focus on innovation and technology-driven solutions, maintaining its position as a leading online financial services platform targeting retail investors and active traders seeking cost-effective DIY services. The board meeting also approved the appointment of M/s. A N S A & Associates LLP as internal auditor for FY 2026-27, ensuring continued governance and compliance standards.

5paisa Capital Limited has successfully concluded its rights issue worth ₹4,688.23 million, marking a significant milestone in the company's capital raising journey. The issue received an exceptional response from shareholders and investors, achieving an oversubscription of 123.67%. Following the completion, promoters have disclosed their increased shareholdings under SEBI takeover regulations.

Rights Issue Details and Structure

The rights issue comprised up to 15,627,419 fully paid-up equity shares with a face value of ₹10 each, offered at ₹300.00 per rights equity share, including a premium of ₹290.00 per share. The issue was structured in the ratio of 1 rights equity share for every 2 fully paid-up equity shares held by eligible shareholders on the record date of March 17, 2026.

Subscription and Allotment Results

The issue demonstrated strong investor confidence, receiving 680 applications for 19,328,292 rights equity shares through the Application Supported By Blocked Amount (ASBA) mechanism. After technical rejections of 83 applications for 2,150 shares, 597 valid applications for 19,326,142 rights equity shares were processed, representing 123.67% of the issue size.

Promoter Holdings and SEBI Disclosure

Following the rights issue completion, promoters have filed mandatory disclosures under Regulation 29(2) of SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. The promoter group collectively acquired 68,72,275 equity shares through the rights issue, increasing their total holding from 32.76% to 36.50%.

Capital Structure Changes

The rights issue has significantly expanded the company's equity base. The total equity share capital increased from ₹31,25,48,380 consisting of 31,25,48,380 equity shares to ₹46,88,22,570 consisting of 4,68,82,257 equity shares of ₹10 each. The total diluted share capital stands at ₹47,51,97,070 comprising 4,75,19,707 equity shares.

Implementation Timeline and Trading Commencement

The basis of allotment was finalized on April 13, 2026, in consultation with BSE Limited as the designated stock exchange and the registrar to the issue. The Board of Directors approved the allotment of 15,627,419 rights equity shares to successful applicants at their meeting held on April 13, 2026. The dispatch of allotment advice and unblocking intimation to investors was completed on April 15, 2026, with trading in fully paid-up equity shares expected to commence on April 17, 2026, subject to receipt of trading permissions from both BSE and NSE.