Bank of Baroda has received $29.4 million from a liquidator, marking a significant recovery for the public sector banking institution.

Financial Recovery Details

The bank has successfully recovered $29.4 million through liquidation proceedings. This amount represents funds that were previously tied up in distressed assets or legal proceedings.

Impact on Bank Operations

This recovery demonstrates Bank of Baroda's ongoing efforts in asset resolution and debt recovery mechanisms. The receipt of these funds from the liquidator indicates successful completion of legal or restructuring processes.

Such recoveries are typically part of the bank's broader strategy to improve asset quality and strengthen its balance sheet position. The funds received can be utilized to enhance the bank's lending capacity or improve its provision coverage ratios.

Significance for Stakeholders

The $29.4 million recovery represents a positive development for Bank of Baroda's stakeholders, including shareholders and depositors. This type of asset recovery helps in:

• Improving overall asset quality
• Enhancing financial stability
• Strengthening recovery mechanisms
• Supporting future lending operations

The successful recovery through liquidation proceedings reflects the bank's effective approach to managing distressed assets and maximizing recoveries from challenging situations.

Bank of Baroda has announced a revision in its Marginal Cost of Funds Based Lending Rate (MCLR) effective December 12, 2025. The bank formally communicated this update to both the Bombay Stock Exchange (BSE) and National Stock Exchange of India (NSE) through an official regulatory filing dated December 10, 2025.

MCLR Revision Details

The bank has revised its MCLR across multiple tenors, with the changes taking effect from December 12, 2025. The revision covers various MCLR tenors including:

• One Month MCLR
• Three Month MCLR
• Six Month MCLR

While the communication indicates both existing and revised MCLR rates, the specific percentage details were not clearly legible in the regulatory filing document.

Regulatory Compliance

The MCLR revision announcement has been made in strict compliance with regulatory requirements. Bank of Baroda has disclosed this information pursuant to Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The bank has requested both stock exchanges to take note of the revision and upload the information on their respective websites for public access and transparency.

Communication Framework

The official communication was signed by S. Balakumar, Company Secretary of Bank of Baroda, and sent from the bank's corporate center located at Bandra Kurla Complex, Mumbai. This follows the standard protocol for material disclosures by listed companies to ensure timely and accurate information dissemination to stakeholders and the investing public.

MCLR revisions are significant for the banking sector as they directly impact lending rates offered to customers across various loan categories and tenors.