Poonawalla Fincorp Shares Rise 2% on Strong Q3 AUM Growth of 77%, Robust Liquidity Position

Poonawalla Fincorp shares gained over 2% on Monday following the company's strong business update for the third quarter, highlighting robust growth across key financial metrics and maintaining a solid liquidity position.

Strong AUM Growth Drives Performance

The non-banking finance company reported impressive assets under management growth, demonstrating strong business momentum across multiple quarters.

Metric	Q3 Performance	Growth Rate
AUM (as of Dec 31)	₹55,000.00 crore	77.50% YoY
Sequential Growth	₹55,000.00 crore	15.30% QoQ
Liquidity Position	₹6,450.00 crore	Strong buffer maintained

Q2 Financial Performance Highlights

The company's second quarter results showcased a remarkable turnaround in profitability and operational efficiency.

Financial Metric	Q2 Performance	YoY Change	QoQ Change
Net Profit	₹74.20 crore	From ₹471.00 cr loss	+₹62.60 crore
Net Interest Income	₹905.00 crore	+40.30%	+17.80%
Profit Before Provisions	₹387.00 crore	+38.50%	+19.10%
Net Interest Margin	8.40%	Improved	From 8.32%

Strategic Focus and Risk Management

Poonawalla Fincorp emphasized its commitment to sustainable growth through disciplined risk management practices. The company stated in its exchange filing that it "stands by its risk first approach, robust risk management systems and a diversified asset base." Management highlighted their focus on business expansion aligned with building a long-term sustainable profitable model while continuing to scale operations.

Market Performance and Investor Sentiment

The stock demonstrated strong market performance, trading 1.80% higher at ₹489.00 on Monday. Over the past 12 months, Poonawalla Fincorp shares have delivered impressive returns of 56%, reflecting sustained investor confidence in the company's growth trajectory and financial management capabilities.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
-2.10%	-4.65%	-2.16%	-1.67%	+45.45%	+978.45%

Poonawalla Fincorp has delivered impressive financial performance in Q3 FY26, showcasing significant growth momentum and maintaining a strong liquidity position. The financial services company reported substantial expansion in its business operations while adhering to its core risk management principles.

Strong AUM Growth Performance

The company achieved remarkable 77.5% yearly growth in Assets Under Management (AUM) for Q3 FY26, demonstrating its ability to expand its business scale and attract customer confidence. This substantial growth reflects the company's successful market penetration and effective business strategies in the competitive financial services sector.

Performance Metric:	Q3 FY26 Details
AUM Growth (YoY):	77.5%
Liquidity Position:	₹6,450.00 crore
Strategic Focus:	Risk-First Approach

Robust Liquidity Management

Poonawalla Fincorp maintains strong liquidity of approximately ₹6,450.00 crore, providing the company with substantial financial flexibility to support its growth initiatives and operational requirements. This healthy liquidity position enables the company to capitalize on market opportunities while ensuring adequate funds for business continuity and expansion plans.

Risk-First Strategy and Portfolio Diversification

The company continues to emphasize its risk-first strategy, which forms the foundation of its business operations and decision-making processes. This approach is complemented by:

Strong risk management practices across all business verticals
Diversified asset portfolio that spreads risk exposure
Comprehensive risk assessment frameworks
Prudent lending and investment policies

The varied asset portfolio strategy helps the company maintain balanced exposure across different market segments and reduces concentration risk, contributing to overall business stability and sustainable growth prospects.