Poonawalla Fincorp has announced a significant expansion of its artificial intelligence capabilities with the launch of five new enterprise AI solutions on January 28, 2026. The comprehensive rollout demonstrates the company's commitment to becoming a digitally fluent, data-driven, and highly scalable financial organization through an AI-first approach across all functions.

Five New AI-Powered Solutions

The financial services company has deployed artificial intelligence across multiple critical business areas to strengthen decision-making and execution capabilities:

Strategic AI Implementation

The AI-powered Competition Benchmarking Engine embeds market intelligence directly into pricing, positioning and competitive strategies. This system autonomously searches for market changes, analyzing competitor pricing moves, product shifts and engagement patterns across portfolios, converting them into timely, decision-ready insights.

The Central KYC AI Platform addresses customer onboarding scalability by applying AI-driven validation at the entry point. This ensures KYC data accuracy and material relevance before flowing through the system, reducing manual intervention by approximately 15 percent while strengthening accuracy and turnaround performance.

Data Quality and Customer Experience Enhancement

The Agentic Data Quality Intelligence solution automatically monitors data against defined quality standards, flags anomalies, and updates validation rules as requirements evolve. This ensures data used for reporting, risk and business decisions remains accurate, traceable and audit-ready across multiple systems and teams.

The AI-led Voice of Customer Categorisation system organizes free-text customer responses into clear issue themes, directly linking them to accountable functions. This enables faster issue resolution, clearer ownership, and systematic addressing of recurring problems rather than case-by-case handling.

Development Acceleration and Company Performance

Build Buddy serves as an AI-powered development assistant integrated into the company's existing technology stack. Acting as a development companion, it supports engineers by assisting with code writing, suggesting fixes before code commitment, and providing contextual feedback on logic, performance and readability.

According to Arvind Kapil, Managing Director & CEO, artificial intelligence represents more than a tool, reshaping how organizations think, decide, and compete. The focus remains on responsible AI use by combining machine precision with human judgment to strengthen trust and sharpen decision-making.

AI Project Portfolio and Company Overview

Poonawalla Fincorp continues to expand AI implementation across core areas including risk calibration, fraud detection, marketing, compliance, HR, governance, audit, and underwriting quality assessment. The company operates as a Cyrus Poonawalla group promoted non-deposit taking systemically important non-banking finance company, registered with the Reserve Bank of India and listed on both BSE and NSE.

Poonawalla fincorp Limited has announced the allotment of 91,607 equity shares under its Employee Stock Option Schemes (ESOP) on January 22, 2026. The decision was approved by the Nomination and Remuneration Committee of the Board of Directors, marking another step in the company's employee incentive programs.

Share Allotment Details

The allotment comprises equity shares with specific parameters that align with the company's existing share structure:

Updated Share Capital Structure

Following this allotment, Poonawalla Fincorp's equity share capital structure has been revised. The company's financial position reflects the increased capitalization through employee stock options:

The newly allotted shares carry the same rights and privileges as existing equity shares, ensuring equal treatment for all shareholders. This pari-passu arrangement means the ESOP shares will have identical voting rights, dividend entitlements, and other shareholder benefits.

Regulatory Compliance

The allotment was conducted in accordance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company has informed both BSE Limited and National Stock Exchange of India Limited about this corporate action, maintaining transparency with regulatory authorities and market participants.

Corporate Communication

The announcement was formally communicated to stock exchanges through proper channels, with Company Secretary Shabnum Zaman signing the disclosure document. The communication ensures compliance with listing requirements and keeps stakeholders informed about changes in the company's share capital structure.