Savani Financials , a BSE-listed and RBI-regulated Non-Banking Financial Company (NBFC), has recently published a comprehensive presentation deck on its website, outlining its strategic growth trajectory and achievements in the credit solutions sector.

Key Highlights

Strategic Focus

Savani Financials has positioned itself as a key player in providing credit solutions for businesses across trade, logistics, and mobility sectors. The company's growth strategy appears to be centered on expanding its reach in high-potential markets while maintaining a strong focus on digital integration and customer-centric approaches.

Future Outlook

The presentation deck reveals targets for Savani Financials:

These projections suggest a growth strategy and confidence in the company's business model and market positioning.

Implications for Investors

The publication of this strategic growth presentation signals Savani Financials' commitment to transparency and its intent to attract investor attention. The company's focus on specific business segments and its targeted geographical expansion could potentially lead to growth, provided market conditions remain favorable and execution is effective.

However, investors should note that these are forward-looking projections and actual results may vary based on various factors including market dynamics, regulatory changes, and overall economic conditions.

Conclusion

Savani Financials' strategic presentation provides insights into the company's growth trajectory and future ambitions. As the company aims to expand its operations and AUM, it will be crucial to monitor its ability to maintain asset quality, manage risks effectively, and work towards its projected targets in the NBFC sector.

Investors and market watchers may want to keep an eye on Savani Financials' quarterly results and regulatory filings to track its progress against these stated objectives and to assess the company's long-term value creation potential.

Savani Financials , now operating as Mantra Capital Limited, has reported robust growth in its Assets Under Management (AUM) for the second quarter of fiscal year 2026. The RBI-regulated Non-Banking Finance Company saw its AUM reach ₹66.00 crore, marking a significant increase from ₹43.00 crore in Q4 FY25.

Operational Expansion

The company has been actively expanding its operational footprint, now operating across 18 branches in four states:

• Karnataka
• Telangana
• Andhra Pradesh
• Delhi

This strategic expansion has been supported by a growing workforce, with Mantra Capital now employing 177 staff members, including 120 direct customer-facing personnel.

Loan Portfolio and Focus Areas

Mantra Capital has demonstrated strong performance in its lending activities:

• Disbursed over 1,500 loans
• Maintains a 100% secured loan portfolio
• Focus on two key areas:
  1. Secured business loans
  2. Secured green loans for 3-wheeler electric vehicles

Financial Highlights

The company has made significant strides in its financial position:

• Raised ₹47.00 crore in debt through Term Loan Non-Convertible Debentures
• Established strategic partnerships with key players in the automotive sector:
  • Mahindra
  • OSM (Omega Seiki Mobility)
  • Greaves

Strategic Partnership

In a notable development, Mantra Capital has secured its first co-lending partnership with AU Small Finance Bank for secured business loans. This collaboration is expected to enhance the company's lending capabilities and reach.

The company's focus on secured lending and its expansion into green loans for electric vehicles aligns with the growing emphasis on sustainable finance in India. The strategic partnerships with established automotive manufacturers suggest a strong positioning in the electric vehicle financing segment.

Mantra Capital's growth trajectory and strategic initiatives indicate a robust business model that is capitalizing on the increasing demand for non-banking financial services in India's tier 2 and tier 3 cities. The company's expansion across multiple states and its focus on secured lending could potentially lead to sustained growth and improved financial performance in the coming quarters.

As the company continues to expand its operations and loan book, investors and market watchers will likely keep a close eye on its asset quality and ability to maintain growth while managing risks in the competitive NBFC sector.