Laxmi India Finance Limited has successfully conducted a virtual knowledge session for investors, demonstrating its commitment to transparent stakeholder communication and regulatory compliance. The session was held on February 17, 2026, providing investors with insights into the company's operations and strategic direction.

Session Details and Regulatory Compliance

The virtual interaction took place on Tuesday, February 17, 2026, at 4:30 P.M. (IST), organized by Go India Advisors on behalf of the company. This initiative was conducted in accordance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, ensuring full regulatory compliance.

Management Discussion and Information Sharing

During the knowledge session, the management team engaged with investors and analysts, discussing various aspects of the company's business operations, performance metrics, and future outlook. The company maintained strict adherence to regulatory guidelines by ensuring that all discussions were based exclusively on publicly available information.

The management emphasized transparency by confirming that no unpublished price sensitive information (UPSI) was shared or discussed during the meeting, maintaining compliance with insider trading regulations and protecting all stakeholders' interests.

Recording Accessibility and Documentation

To ensure broader accessibility and transparency, Laxmi India Finance Limited has made the complete audio/video recording of the session available to stakeholders. The recording can be accessed through the company's official website at the provided link, allowing investors who could not attend the live session to access the same information.

The company formally communicated the outcome of this investor interaction to both BSE Limited (Scrip Code: 544465) and National Stock Exchange of India (Symbol: LAXMIIINDIA) on February 18, 2026, as part of its listing compliance obligations. This communication was signed by Sourabh Mishra, Company Secretary and Chief Compliance Officer, ensuring proper documentation and regulatory adherence.

Laxmi India Finance Limited has delivered robust financial performance in Q3FY26, with the board of directors approving the unaudited financial results for the quarter and nine months ended December 31, 2025, during their meeting held on February 10, 2026.

Strong Financial Performance in Q3FY26

The company demonstrated impressive growth momentum with net profit surging 63.58% year-on-year to ₹1,006.22 lakhs in Q3FY26, compared to ₹615.10 lakhs in the corresponding quarter of the previous year. This strong performance was supported by robust revenue growth and improved operational efficiency.

Revenue Growth Driven by Core Business

Revenue from operations increased by 28.85% to ₹7,883.23 lakhs in Q3FY26, up from ₹6,118.77 lakhs in Q3FY24. The primary driver was interest income, which grew 24.32% to ₹7,198.63 lakhs, reflecting the company's expanding lending portfolio. Fees and commission income also contributed positively, reaching ₹395.21 lakhs compared to ₹321.54 lakhs in the previous year.

Nine-Month Performance Shows Consistent Growth

For the nine-month period ended December 31, 2025, the company maintained its growth trajectory with net profit of ₹2,924.13 lakhs compared to ₹2,143.42 lakhs in the corresponding period of FY24. Revenue from operations for the nine-month period reached ₹22,418.28 lakhs, up from ₹17,144.15 lakhs in the previous year.

Operational Efficiency and Cost Management

The company's total expenses for Q3FY26 stood at ₹6,639.60 lakhs, with finance costs of ₹3,403.48 lakhs and employee benefits expenses of ₹1,978.17 lakhs. The company maintained disciplined cost management while investing in business growth. Impairment on financial instruments was ₹718.43 lakhs for the quarter.

Key Financial Ratios and Metrics

Basic earnings per share remained steady at ₹1.90 for Q3FY26, with the nominal value of equity shares at ₹5.00. The company's debt-equity ratio stood at 2.69, while maintaining a strong capital adequacy ratio (CRAR) of 28.40%. Net profit margin for the nine-month period was 12.87%.

Senior Management Strengthening

The board approved the appointment of Mr. Vinod Maheshwari as Chief Technology Officer, effective February 10, 2026. Mr. Maheshwari, who was previously serving as Vice President – IT, brings over 15 years of experience in information technology and fintech transformation across NBFC and regulated financial environments.

IPO Proceeds Utilization

The company has substantially utilized its IPO proceeds raised in August 2025, with ₹16,412.11 lakhs out of ₹16,516.64 lakhs deployed as of December 31, 2025. The majority of funds were allocated toward meeting future capital requirements for onward lending.

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