Intellect Design Arena Limited has officially announced its strategic partnership with Sampath Bank PLC to transform corporate and SME banking services in Sri Lanka. The collaboration, announced under Regulation 30 on February 3, 2026, aims to modernize Sampath Bank's comprehensive transaction banking landscape using Intellect's advanced eMACH.ai platform.

Official Partnership Announcement

The partnership was formally announced through a regulatory filing to the National Stock Exchange of India Ltd and BSE Ltd. The collaboration focuses on implementing state-of-the-art solutions that will modernize Sampath Bank's transaction banking operations, including cash management, trade finance, and supply chain finance services.

Project Kick-off and Leadership Commitment

The transformation journey was formally initiated with a project kick-off ceremony held in January, attended by senior leadership from both organizations. Mr. Sanjaya Gunawardana, Managing Director/Chief Executive Officer of Sampath Bank PLC, and Mr. Ramanan SV, CEO - India and South Asia at Intellect Design Arena Ltd, led the ceremony alongside their respective corporate leadership teams.

Technology Platform and Solutions

The partnership will implement two flagship digital platforms powered by Intellect's eMACH.ai architecture:

Cash Management System (CMS)

A next-generation platform offering real-time liquidity visibility, automated payment workflows, and intelligent reconciliation designed to enhance working capital efficiency for corporates.

Supply Chain Finance (SCF)

A dynamic platform enabling data-driven working capital optimization, empowering the bank to deliver flexible, transparent, and secure financing across supplier and distributor ecosystems.

Leadership Perspectives

Sanjaya Gunawardana, Managing Director/Chief Executive Officer of Sampath Bank PLC, stated that the transformation marks a strategic leap towards building a digitally empowered, future-ready corporate banking ecosystem. He emphasized the bank's excitement about strengthening capabilities to deliver world-class experiences to corporate and SME customer segments.

Ramanan SV, CEO - India and South Asia at Intellect Design Arena Ltd, highlighted that the partnership reflects Intellect's commitment to reimagining banking through design, technology, and intelligence. He noted that the collaboration represents a shared vision to shape the future of corporate banking in Sri Lanka, going beyond platform deployment to deliver measurable business outcomes.

Market Impact and Future Outlook

This strategic alliance positions both companies to capitalize on the growing demand for digital banking solutions in Sri Lanka's corporate sector. The eMACH.ai platform's composable design enables speed to market, scalability and flexibility, embedded intelligence, and open integration capabilities, allowing Sampath Bank to continuously innovate and enhance customer experiences while reinforcing its position as a technology-driven leader in Sri Lanka's financial landscape.

Intellect Design Arena Limited has released the complete transcript of its Investor Earnings Call held on January 30, 2026, providing comprehensive insights into the company's Q3FY26 performance and strategic direction. The transcript was made available on February 6, 2026, under Regulation 30 compliance.

LTM Performance Milestone

The company achieved a significant milestone with Last Twelve Months (LTM) total income crossing ₹3,000 crores for the first time, reaching ₹3,025 crores and representing 23% year-on-year growth. This achievement reflects the execution of a well-architected growth strategy implemented consistently over the past decade.

Q3FY26 Financial Performance

For the quarter ended December 31, 2025, the company reported total income of ₹753 crores, reflecting 21% year-on-year growth. License-linked revenue stood at ₹391 crores, growing 34% year-on-year. EBITDA for Q3 was ₹122 crores, translating to a 16% margin.

Profit after tax was impacted by a one-time gratuity provision of ₹30.84 crores due to new labour code implementation and resultant deferred tax of ₹7.8 crores. Collections for Q3 stood at ₹913 crores compared to ₹553 crores in Q3FY25, up 65% year-on-year.

Four Growth Engines Strategy

The management outlined four distinct business engines driving growth:

Leadership Appointments and Strategic Partnerships

Manish Maakan has been elevated to Executive President and Group Chief Revenue Officer while continuing as CEO of Intellect Wholesale Banking. The Board approved the appointment of D. Shivakumar as Additional Independent Director, subject to shareholder approval via postal ballot.

Purple Fabric and AI Platform Progress

Purple Fabric, the company's Open Business Impact AI platform, is increasingly embedded in live production environments. The platform is positioned to compete with Palantir and C3.ai in enterprise AI orchestration. Management expressed confidence in achieving ₹200 crores revenue target for Purple Fabric in the current financial year.

Market Recognition and Analyst Validation

Time Magazine recognized Chairman Arun Jain as one of the global growth architects. The company received multiple industry awards including Datos Insights Gold Medal for Innovation, Euromoney's best Transaction Banking Software Provider 2025, and Gartner Visionary recognition in Magic Quadrant for Retail Core Banking Systems.

Management Commentary on Growth Strategy

During the earnings call, management emphasized their "growth by design" approach, targeting consistent ₹100 crores revenue increases quarterly. The company aims to cross ₹800 crores quarterly revenue in the next two quarters while maintaining 20% EBITDA margins on LTM basis.

Earnings Call Transcript Availability

The complete earnings call transcript, spanning detailed Q&A sessions with analysts, is available on the company's website. The call featured comprehensive discussions on business strategy, competitive positioning, and future growth prospects with participation from key executives including CFO Vasudha Subramaniam, CEO Consumer Banking Rajesh Saxena, and CEO IntellectAI Banesh Prabhu.