GIC Housing Finance Limited announced its unaudited financial results for the third quarter ended December 31, 2025, reporting a net profit of ₹4,361.00 lakh and total income of ₹27,264.00 lakh. The Board of Directors approved these results during their meeting held on February 09, 2026.

Financial Performance Overview

The company's financial performance for Q3FY26 demonstrates steady operational metrics across key parameters:

Nine Months Performance

For the nine months ended December 31, 2025, the company reported strong cumulative performance with total income of ₹80,978.00 lakh and net profit of ₹10,091.00 lakh, compared to ₹81,307.00 lakh and ₹12,508.00 lakh respectively in the corresponding period of the previous year.

Key Financial Ratios

The company maintained healthy financial ratios as of December 31, 2025:

Board Decisions and Management Changes

The Board also approved the renewal of contract with Shri Nirahankar Nath Verma, Head - Integrity and Core Values Department, for one year from April 01, 2026 to March 31, 2027. Shri Verma brings over 38 years of banking experience, having joined SBI as a direct officer in 1985 and worked across various assignments including advances, administration, inspection, audits, and vigilance.

Regulatory Compliance

The financial results were prepared in accordance with Indian Accounting Standards and comply with SEBI Listing Regulations. The company maintains adequate security cover for all outstanding Non-Convertible Debentures, with asset cover ratios exceeding regulatory requirements. The trading window for dealing in company securities will open from February 12, 2026.

Source: GIC Housing Finance Limited

GIC Housing Finance Limited (GICHFL) conducted virtual one-to-one investor meetings on January 22, 2026, providing stakeholders with insights into the company's financial performance and strategic outlook. The meetings were conducted in compliance with regulatory requirements under SEBI (LODR) Regulations, 2015.

Meeting Details and Regulatory Compliance

The virtual investor meetings were organized following earlier intimations dated January 12, 2026, and January 16, 2026. The company formally notified BSE Limited about the outcome of these meetings under Regulation 30, ensuring full transparency and regulatory adherence.

Key Discussion Areas

The investor meetings covered several critical aspects of GICHFL's business operations and financial health. The discussions encompassed the company's current market position and operational metrics as of September 30, 2025.

The primary topics addressed during the meetings included:

• Assets Under Management (AUM) performance
• Future business outlook and strategic direction
• Growth prospects and expansion plans
• Non-Performing Assets (NPAs) status
• Credit underwriting quality standards
• Capital adequacy ratio metrics

Information Disclosure Framework

GICHFL emphasized its commitment to maintaining transparency while adhering to regulatory guidelines regarding information sharing. The company confirmed that all discussions were limited to information already available in the public domain, ensuring no breach of insider trading regulations.

The company had previously shared an investor presentation with stock exchanges on January 16, 2026, which served as the foundation for the meeting discussions. This approach ensured consistency in information dissemination and maintained regulatory compliance throughout the investor engagement process.

Corporate Governance and Communication

The meetings were conducted under the supervision of Nutan Singh, Group Head and Company Secretary, who digitally signed the regulatory communication on January 22, 2026. This formal documentation process reflects the company's commitment to maintaining proper corporate governance standards and ensuring all investor interactions are properly recorded and reported to relevant authorities.