GIC Housing Finance
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GIC Housing Finance

146.87
-0.32
(-0.22%)
Market Cap
790.91 Cr
PE Ratio
5.12
Volume
74,492.00
Day High - Low
147.48 - 144.42
52W High-Low
193.45 - 130.05
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Key Fundamentals
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Market Cap
790.91 Cr
EPS
28.75
PE Ratio
5.12
PB Ratio
0.38
Book Value
391.16
EBITDA
857.20
Dividend Yield
3.06 %
Return on Equity
7.35
Debt to Equity
4.39
Forecast For
Actual

Company News

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Caret
neutral
GIC Housing Finance Ltd launches Series 12 Tranche 1 NCDs worth Rs.200 Crores at 8.15% p.a. coupon, with a tenure of 548 days, allotment on July 29, 2026, and maturity on January 28, 2028.
neutral
GIC Housing Finance Ltd appointed Asit Kumar Nandi as Chief Compliance Officer for a 36-month term effective from his joining date.
negative
RBI penalized GIC Housing Finance Rs 3.10 lakh for KYC non-compliance. The violation was observed during an NHB inspection as of March 31, 2025.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
84.19
#1 70,149.93
27.63
11,150.30
16.70
2,560
14.06
39.10
538.95
29,645.65
#1 5.23
#1 28,837.10
2.58
#1 5,604
8.66
44.63
1,058.00
27,570.41
12.13
8,504.52
10.57
2,389
19.15
46.79
495.00
21,646.30
20.01
3,686.90
18.59
1,096
27.00
41.16
160.64
18,659.03
-2.57
8,166.16
-5.96
-8,790
-2,600.43
42.58
277.15
13,878.08
15.13
2,245.50
24.86
943
26.09
44.33
1,174.00
12,271.26
23.26
1,922.70
24.92
540
#1 42.69
46.30
1,379.00
10,933.79
22.41
2,020.70
25.46
491
14.85
38.00
813.90
10,837.45
9.65
4,218.20
8.73
1,086
19.61
33.85
723.90
7,874.95
16.16
1,528.60
#1 29.99
503
27.29
30.72
Growth Rate
Revenue Growth
-0.51 %
Net Income Growth
-3.49 %
Cash Flow Change
-1,726.01 %
ROE
-9.93 %
ROCE
-13.05 %
EBITDA Margin (Avg.)
-8.11 %

Quarterly Financial Results

Quarterly Financials
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Revenue
272
297
291
287
275
278
282
283
269
267
262
263
262
263
268
273
264
267
269
271
Expenses
88
61
20
48
53
30
16
28
42
47
41
10
53
37
31
43
110
35
42
39
EBITDA
185
236
271
239
222
248
266
255
226
221
221
253
210
225
236
230
153
231
227
233
Operating Profit %
68 %
79 %
93 %
83 %
81 %
89 %
94 %
90 %
84 %
82 %
84 %
96 %
80 %
86 %
88 %
84 %
58 %
87 %
84 %
86 %
Depreciation
1
1
3
3
2
2
2
4
4
4
4
4
4
4
4
4
3
3
3
3
Interest
184
179
172
166
171
176
178
178
183
179
176
172
174
177
179
174
173
173
173
168
Profit Before Tax
1
58
98
73
51
73
88
78
42
41
42
79
47
48
57
56
-20
61
55
63
Tax
-2
13
22
24
12
17
23
25
10
10
7
26
8
11
7
20
-28
11
11
10
Net Profit
3
45
77
49
39
56
65
52
32
30
36
54
39
37
50
35
7
50
44
54
EPS in ₹
0.52
8.40
14.21
9.10
7.27
10.46
12.15
9.72
5.91
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38
9.29
8.11
9.97

Balance Sheet

Balance Sheet
2022
2023
2024
2025
2026
Total Assets
11,929
10,920
10,471
10,775
11,299
Fixed Assets
20
52
44
27
69
Current Assets
533
216
189
198
72
Capital Work in Progress
29
9
10
11
16
Investments
14
229
168
254
210
Other Assets
11,865
10,630
10,248
10,483
11,004
Total Equity & Liabilities
11,929
10,920
10,471
10,775
11,299
Current Liabilities
597
401
454
797
635
Non Current Liabilities
9,822
8,820
8,188
8,013
8,558
Total Equity
1,511
1,699
1,829
1,965
2,106
Reserve & Surplus
1,457
1,645
1,775
1,911
2,053
Share Capital
54
54
54
54
54

Cash Flow

Cash Flow
2022
2023
2024
2025
2026
Net Cash Flow
391
-408
-34
18
-14
Investing Activities
-3
-213
64
-87
52
Operating Activities
1,286
1,043
522
-18
-320
Financing Activities
-892
-1,238
-619
122
255

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Promoter
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
3.62 %
3.28 %
3.18 %
2.64 %
2.91 %
2.45 %
2.18 %
2.68 %
2.15 %
2.08 %
1.81 %
1.40 %
DIIs
6.90 %
6.90 %
0.00 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
5.90 %
5.90 %
5.90 %
5.90 %
5.90 %
5.90 %
5.52 %
5.52 %
5.06 %
4.60 %
2.54 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
44.38 %
40.40 %
43.55 %
40.08 %
39.14 %
38.97 %
36.79 %
37.00 %
37.55 %
37.80 %
34.34 %
34.44 %
35.53 %
37.15 %
36.69 %
37.30 %
37.61 %
37.70 %
37.12 %
37.03 %
37.29 %
39.60 %
Others
6.32 %
10.30 %
14.04 %
11.17 %
12.12 %
12.28 %
14.46 %
14.25 %
13.70 %
13.45 %
13.29 %
13.97 %
12.98 %
11.91 %
12.10 %
11.94 %
11.90 %
11.69 %
12.80 %
13.43 %
13.89 %
14.05 %
No of Share Holders
68,698
62,989
68,818
63,624
62,458
61,492
60,636
57,320
59,762
59,478
57,443
58,599
62,410
66,668
67,589
67,790
66,517
65,375
64,226
62,585
61,368
61,754

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 5 5.5 5.5 2 4 4.5 4.5 4.5 4.5 4.5
Dividend Yield (%) 1.34 2.04 9.26 1.72 3.05 2.91 2.23 2.68 3.43 3.06

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
04 Aug 2026 ANNUAL GENERAL MEETING Annual General Meeting
NA
04 Aug 2026 152.10 146.87
18 Sept 2021 DIVIDEND Dividend
₹ 4.00 /share
16 Sept 2021 148.90 152.30
02 Sept 2022 DIVIDEND Dividend
₹ 4.50 /share
01 Sept 2022 137.95 142.95
25 Aug 2023 DIVIDEND Dividend
₹ 4.50 /share
25 Aug 2023 183.70 182.85
28 Jun 2024 DIVIDEND Dividend
₹ 4.50 /share
28 Jun 2024 209.85 248.38
31 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
31 Jul 2024 209.85 263.74
08 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 Nov 2024 225.35 219.83
11 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
11 Feb 2025 187.57 179.75
16 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
16 May 2025 170.59 185.66
18 Jul 2025 DIVIDEND Dividend
₹ 4.50 /share
18 Jul 2025 185.66 204.35
12 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
12 Aug 2025 197.10 179.15
19 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
19 Aug 2025 185.66 175.62
13 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
13 Nov 2025 172.75 171.16
09 Feb 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
09 Feb 2026 177.95 163.97
15 May 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 May 2026 145.84 152.10
26 Jun 2026 DIVIDEND Dividend
₹ 4.50 /share
25 Jun 2026 152.10 159.70

Announcements

Announcement under Regulation 30 (LODR)-Issue of Securities3 days ago
Announcement under Regulation 30 (LODR)-Change in ManagementJul 14, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2026
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 03, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 01, 2026
Notice Of The 36Th AGM Scheduled To Be Held On August 04 2026 Though VC/OAVMJun 30, 2026
Business Responsibility and Sustainability Reporting (BRSR)Jun 30, 2026
Reg. 34 (1) Annual Report.Jun 30, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementJun 30, 2026
Board Meeting Outcome for Outcome Of The Board MeetingJun 29, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 25, 2026
Intimation Of Disclosure Under Regulation 29(2) Of SEBI (Substantial Acquisition Of Shares And Takeovers) Regulations 2011 Received From LIC Of India.Jun 24, 2026
Closure of Trading WindowJun 23, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 23, 2026
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 22, 2026
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 19, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 19, 2026
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 10, 2026
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 29, 2026
Submission Of Financial Highlights For The Year Ended March 31 2026May 18, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 18, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementMay 15, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementMay 15, 2026
Corporate Action - Board Approved Final DividendMay 15, 2026
Results - Financial Results For The Period Ended March 31 2026May 15, 2026
Board Meeting Outcome for Outcome Of The Board MeetingMay 15, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 30, 2026
Board Meeting Intimation for Consideration And Approval Of Financial Results Dividend If Any And Fund Raising By Issue Of Ncds On Private Placement Basis And Other Business Related MattersApr 10, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 10, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementApr 09, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementMar 30, 2026
Closure of Trading WindowMar 23, 2026
Announcement under Regulation 30 (LODR)-AllotmentFeb 25, 2026
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Feb 24, 2026
Announcement under Regulation 30 (LODR)-Issue of SecuritiesFeb 20, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 20, 2026
Submission Of Financial Highlights For The Period Ended December 31 2025Feb 10, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 10, 2026
Results - Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2025Feb 09, 2026
Board Meeting Outcome for Outcome Of The Board MeetingFeb 09, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementFeb 02, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 28, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 22, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 22, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationJan 16, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 13, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 12, 2026
Details Of Compliance Officer And RTA Of The Company.Jan 07, 2026
Submission Of Status Report For Re - Lodgement Of Transfer Request Of Physical Shares As On January 06 2025.Jan 07, 2026
Board Meeting Intimation for Intimation Of Board Meeting.Jan 06, 2026

Technical Indicators

RSI(14)
Neutral
35.69
ATR(14)
Less Volatile
3.56
STOCH(9,6)
Neutral
36.25
STOCH RSI(14)
Oversold
3.18
MACD(12,26)
Bearish
-0.53
ADX(14)
Weak Trend
16.10
UO(9)
Bearish
45.15
ROC(12)
Downtrend And Accelerating
-2.80
WillR(14)
Neutral
-78.64