GIC Housing Finance

173.98
-1.45
(-0.83%)
Market Cap
944.70 Cr
EPS
28.11
PE Ratio
5.25
Dividend Yield
2.58 %
52 Week High
278.40
52 Week low
165.11
PB Ratio
0.50
Debt to Equity
5.03
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
113.54 94,824.30 48.36 7,617.70 34.46 1,731 25.40 48.21
544.05 29,994.90 5.81 27,277.80 20.02 4,760 22.75 43.29
804.70 21,480.90 11.46 7,057.10 8.08 1,508 42.82 41.40
379.75 16,408.90 18.93 2,587.00 26.60 750 17.13 40.94
301.70 15,061.90 21.28 1,416.80 24.98 612 20.88 47.86
1,690.75 13,376.90 27.29 2,020.70 25.46 491 14.85 49.85
119.33 8,997.40 7.99 8,624.80 -1.16 1,217 -0.07 31.88
933.65 8,447.40 23.20 1,156.50 45.36 306 23.60 41.22
598.55 8,056.50 9.58 3,524.70 28.49 751 6.00 29.31
694.30 7,494.60 21.55 861.40 42.10 248 54.25 58.98
Growth Rate
Revenue Growth
-5.24 %
Net Income Growth
-29.02 %
Cash Flow Change
-49.95 %
ROE
-34.02 %
ROCE
-3.18 %
EBITDA Margin (Avg.)
-2.12 %

Quarterly Financial Results

Quarterly Financials
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Revenue
272
297
291
287
275
278
282
283
269
267
262
263
262
263
268
Expenses
88
61
20
48
53
30
16
28
42
47
41
10
53
37
31
EBITDA
185
236
271
239
222
248
266
255
226
221
221
253
210
225
236
Operating Profit %
68 %
79 %
93 %
83 %
81 %
89 %
94 %
90 %
84 %
82 %
84 %
96 %
80 %
86 %
88 %
Depreciation
1
1
3
3
2
2
2
4
4
4
4
4
4
4
4
Interest
184
179
172
166
171
176
178
178
183
179
176
172
174
177
179
Profit Before Tax
1
58
98
73
51
73
88
78
42
41
42
79
47
48
57
Tax
-2
13
22
24
12
17
23
25
10
10
7
26
8
11
7
Net Profit
3
45
77
49
39
56
65
52
32
30
36
54
39
37
50
EPS in ₹
0.52
8.40
14.21
9.10
7.27
10.46
12.15
9.72
5.91
5.61
6.62
9.97
7.24
6.78
9.23

Balance Sheet

Balance Sheet
2022
2023
2024
Total Assets
11,929
10,920
10,471
Fixed Assets
21
52
44
Current Assets
533
216
189
Capital Work in Progress
29
9
10
Investments
14
229
168
Other Assets
11,865
10,630
10,248
Total Liabilities
11,929
10,920
10,471
Current Liabilities
597
401
454
Non Current Liabilities
9,822
8,820
8,188
Total Equity
1,511
1,699
1,829
Reserve & Surplus
1,457
1,645
1,775
Share Capital
54
54
54

Cash Flow

Cash Flow
2022
2023
2024
Net Cash Flow
391
-408
-34
Investing Activities
-3
-213
64
Operating Activities
1,286
1,043
522
Financing Activities
-892
-1,238
-619

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
3.62 %
3.28 %
3.18 %
2.64 %
2.91 %
2.45 %
DIIs
6.90 %
6.90 %
0.00 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
5.90 %
5.90 %
5.90 %
5.90 %
5.90 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
44.38 %
40.40 %
43.55 %
40.08 %
39.14 %
38.97 %
36.79 %
37.00 %
37.55 %
37.80 %
34.34 %
34.44 %
35.53 %
37.15 %
36.69 %
37.30 %
Others
6.32 %
10.30 %
14.04 %
11.17 %
12.12 %
12.28 %
14.46 %
14.25 %
13.70 %
13.45 %
13.29 %
13.97 %
12.98 %
11.91 %
12.10 %
11.94 %
No of Share Holders
68,698
62,989
68,818
63,624
62,458
61,492
60,636
57,320
59,762
59,478
57,443
58,599
62,410
66,668
67,589
67,790

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 4.5 4.5 4.5 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 2.91 2.23 2.57 0.00

Corporate Action

Technical Indicators

RSI(14)
Neutral
41.57
ATR(14)
Less Volatile
6.86
STOCH(9,6)
Neutral
26.39
STOCH RSI(14)
Neutral
73.65
MACD(12,26)
Bearish
-0.03
ADX(14)
Strong Trend
36.39
UO(9)
Bearish
38.25
ROC(12)
Downtrend But Slowing Down
-5.91
WillR(14)
Neutral
-58.35