| Quarterly Financials | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
Revenue  | 272 | 297 | 291 | 287 | 275 | 278 | 282 | 283 | 269 | 267 | 262 | 263 | 262 | 263 | 268 | 273 | 264 | 267 | 269 | 271 |
| Expenses | 88 | 61 | 20 | 48 | 53 | 30 | 16 | 28 | 42 | 47 | 41 | 10 | 53 | 37 | 31 | 43 | 110 | 35 | 42 | 39 |
| EBITDA | 185 | 236 | 271 | 239 | 222 | 248 | 266 | 255 | 226 | 221 | 221 | 253 | 210 | 225 | 236 | 230 | 153 | 231 | 227 | 233 |
| Operating Profit % | 68 % | 79 % | 93 % | 83 % | 81 % | 89 % | 94 % | 90 % | 84 % | 82 % | 84 % | 96 % | 80 % | 86 % | 88 % | 84 % | 58 % | 87 % | 84 % | 86 % |
| Depreciation | 1 | 1 | 3 | 3 | 2 | 2 | 2 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 |
| Interest | 184 | 179 | 172 | 166 | 171 | 176 | 178 | 178 | 183 | 179 | 176 | 172 | 174 | 177 | 179 | 174 | 173 | 173 | 173 | 168 |
| Profit Before Tax | 1 | 58 | 98 | 73 | 51 | 73 | 88 | 78 | 42 | 41 | 42 | 79 | 47 | 48 | 57 | 56 | -20 | 61 | 55 | 63 |
| Tax | -2 | 13 | 22 | 24 | 12 | 17 | 23 | 25 | 10 | 10 | 7 | 26 | 8 | 11 | 7 | 20 | -28 | 11 | 11 | 10 |
| Net Profit | 3 | 45 | 77 | 49 | 39 | 56 | 65 | 52 | 32 | 30 | 36 | 54 | 39 | 37 | 50 | 35 | 7 | 50 | 44 | 54 |
| EPS in ₹ | 0.52 | 8.40 | 14.21 | 9.10 | 7.27 | 10.46 | 12.15 | 9.72 | 5.91 | 5.61 | 6.62 | 9.97 | 7.24 | 6.78 | 9.23 | 6.54 | 1.38 | 9.29 | 8.11 | 9.97 |
GIC Housing Finance
GIC Housing Finance
149.81
-0.17
(-0.11%)
Market Cap
806.74 Cr
PE Ratio
5.22
Volume
59,420.00
Day High - Low
151.19 - 149.00
52W High-Low
206.00 - 130.05
Key Fundamentals
Market Cap
806.74 Cr
EPS
28.75
PE Ratio
5.22
PB Ratio
0.38
Book Value
391.16
EBITDA
842.73
Dividend Yield
3.00 %
Industry
Financial Services Sector
Housing Finance Return on Equity
8.16
Debt to Equity
4.57
Actual
Company News
View All News
GIC Housing Finance Q4 Net Profit Jumps 52% YoYMay 16, 2026
GIC Housing Finance reports Q4 net profit of 535M rupees, up sharply from 351M rupees YoY, while revenue holds steady at 2.7B rupees.
GIC Housing Finance CS Nutan Singh Resigns
May 16, 2026
May 16, 2026Nutan Singh resigns as Group Head & Company Secretary of GIC Housing Finance, effective June 01, 2026, to pursue an alternate career opportunity.
GIC Housing Finance CCO Darshit Sheth ResignsMay 16, 2026
May 16, 2026GIC Housing Finance's Chief Compliance Officer Darshit Sheth resigned effective May 15, 2026, as disclosed under SEBI Listing Regulations. No material reason cited beyond personal decision.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
86.02 | #1 71,674.74 | 27.73 | 11,111.00 | 16.03 | 2,552 | 14.06 | 53.47 | |
556.45 | 30,608.26 | #1 5.34 | #1 28,837.10 | 2.58 | #1 5,604 | 8.66 | 53.43 | |
1,077.90 | 28,080.22 | 12.42 | 8,504.52 | 10.57 | 2,389 | 19.15 | 63.19 | |
477.80 | 20,776.49 | 19.00 | 3,672.58 | 18.13 | 1,098 | 27.00 | 48.11 | |
173.32 | 20,082.01 | -2.72 | 8,166.16 | -5.96 | -8,790 | -2,600.43 | 72.98 | |
262.70 | 13,154.51 | 13.82 | 2,192.24 | 21.90 | 965 | 26.09 | 53.03 | |
1,117.90 | 11,662.83 | 21.00 | 1,908.26 | 23.98 | 541 | 42.69 | 53.19 | |
832.95 | 11,091.07 | 10.29 | 4,216.27 | 8.68 | 1,031 | #1 47.80 | 42.82 | |
1,369.00 | 10,841.37 | 22.56 | 2,020.70 | 25.46 | 491 | 14.85 | 51.18 | |
787.30 | 8,562.55 | 16.90 | 1,528.39 | #1 29.98 | 508 | 27.29 | 44.83 |
Growth Rate
Revenue Growth
-1.84 %
Net Income Growth
-24.25 %
Cash Flow Change
-103.36 %
ROE
-1.45 %
ROCE
-0.11 %
EBITDA Margin (Avg.)
-8.52 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2022 | 2023 | 2024 | 2025 | 2026 |
| Total Assets | 11,929 | 10,920 | 10,471 | 10,775 | 11,299 |
| Fixed Assets | 21 | 52 | 44 | 27 | 85 |
| Current Assets | 533 | 216 | 189 | 198 | 53 |
| Capital Work in Progress | 29 | 9 | 10 | 11 | 0 |
| Investments | 14 | 229 | 168 | 254 | 0 |
| Other Assets | 11,865 | 10,630 | 10,248 | 10,483 | 0 |
| Total Equity & Liabilities | 11,929 | 10,920 | 10,471 | 10,775 | 11,299 |
| Current Liabilities | 597 | 401 | 454 | 797 | 65 |
| Non Current Liabilities | 9,822 | 8,820 | 8,188 | 8,013 | 9,128 |
| Total Equity | 1,511 | 1,699 | 1,829 | 1,965 | 2,106 |
| Reserve & Surplus | 1,457 | 1,645 | 1,775 | 1,911 | 2,053 |
| Share Capital | 54 | 54 | 54 | 54 | 54 |
Cash Flow
| Cash Flow | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 391 | -408 | -34 | 18 |
| Investing Activities | -3 | -213 | 64 | -87 |
| Operating Activities | 1,286 | 1,043 | 522 | -18 |
| Financing Activities | -892 | -1,238 | -619 | 122 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 |
| Promoter | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % | 42.41 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 3.62 % | 3.28 % | 3.18 % | 2.64 % | 2.91 % | 2.45 % | 2.18 % | 2.68 % | 2.15 % | 2.08 % | 1.81 % |
| DIIs | 6.90 % | 6.90 % | 0.00 % | 6.34 % | 6.34 % | 6.34 % | 6.34 % | 6.34 % | 6.34 % | 6.34 % | 6.34 % | 5.90 % | 5.90 % | 5.90 % | 5.90 % | 5.90 % | 5.90 % | 5.52 % | 5.52 % | 5.06 % | 4.60 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 44.38 % | 40.40 % | 43.55 % | 40.08 % | 39.14 % | 38.97 % | 36.79 % | 37.00 % | 37.55 % | 37.80 % | 34.34 % | 34.44 % | 35.53 % | 37.15 % | 36.69 % | 37.30 % | 37.61 % | 37.70 % | 37.12 % | 37.03 % | 37.29 % |
| Others | 6.32 % | 10.30 % | 14.04 % | 11.17 % | 12.12 % | 12.28 % | 14.46 % | 14.25 % | 13.70 % | 13.45 % | 13.29 % | 13.97 % | 12.98 % | 11.91 % | 12.10 % | 11.94 % | 11.90 % | 11.69 % | 12.80 % | 13.43 % | 13.89 % |
| No of Share Holders | 68,698 | 62,989 | 68,818 | 63,624 | 62,458 | 61,492 | 60,636 | 57,320 | 59,762 | 59,478 | 57,443 | 58,599 | 62,410 | 66,668 | 67,589 | 67,790 | 66,517 | 65,375 | 64,226 | 62,585 | 61,368 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 5 | 5.5 | 5.5 | 2 | 4 | 4.5 | 4.5 | 4.5 | 4.5 | 0.00 |
| Dividend Yield (%) | 1.34 | 2.04 | 9.26 | 1.72 | 3.05 | 2.91 | 2.23 | 2.68 | 3.43 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 04 Aug 2026 |  Annual General Meeting | NA | 04 Aug 2026 | 151.98 | 149.98 |
| 26 Jun 2026 |  Dividend | ₹ 4.50 /share | 25 Jun 2026 | 151.98 | 149.98 |
| 18 Sept 2021 | Dividend | ₹ 4.00 /share | 16 Sept 2021 | 148.90 | 152.30 |
| 02 Sept 2022 | Dividend | ₹ 4.50 /share | 01 Sept 2022 | 137.95 | 142.95 |
| 25 Aug 2023 | Dividend | ₹ 4.50 /share | 25 Aug 2023 | 183.70 | 182.85 |
| 28 Jun 2024 | Dividend | ₹ 4.50 /share | 28 Jun 2024 | 209.85 | 248.38 |
| 31 Jul 2024 | Annual General Meeting | NA | 31 Jul 2024 | 209.85 | 263.74 |
| 08 Nov 2024 |  Quarterly Result Announcement | NA | 08 Nov 2024 | 225.35 | 219.83 |
| 11 Feb 2025 | Quarterly Result Announcement | NA | 11 Feb 2025 | 187.57 | 179.75 |
| 16 May 2025 | Quarterly Result Announcement | NA | 16 May 2025 | 170.59 | 185.66 |
| 18 Jul 2025 | Dividend | ₹ 4.50 /share | 18 Jul 2025 | 185.66 | 204.35 |
| 12 Aug 2025 | Quarterly Result Announcement | NA | 12 Aug 2025 | 197.10 | 179.15 |
| 19 Aug 2025 | Annual General Meeting | NA | 19 Aug 2025 | 185.66 | 175.62 |
| 13 Nov 2025 | Quarterly Result Announcement | NA | 13 Nov 2025 | 172.75 | 171.16 |
| 09 Feb 2026 | Quarterly Result Announcement | NA | 09 Feb 2026 | 177.95 | 163.97 |
| 15 May 2026 | Quarterly Result Announcement | NA | 15 May 2026 | 145.75 | 151.98 |
Announcements
Submission Of Financial Highlights For The Year Ended March 31 20269 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Change in ManagementMay 15, 2026
May 15, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMay 15, 2026
May 15, 2026Corporate Action - Board Approved Final DividendMay 15, 2026
May 15, 2026Results - Financial Results For The Period Ended March 31 2026May 15, 2026
May 15, 2026Board Meeting Outcome for Outcome Of The Board MeetingMay 15, 2026
May 15, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 30, 2026
Apr 30, 2026Board Meeting Intimation for Consideration And Approval Of Financial Results Dividend If Any And Fund Raising By Issue Of Ncds On Private Placement Basis And Other Business Related MattersApr 10, 2026
Apr 10, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 10, 2026
Apr 10, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 09, 2026
Apr 09, 2026Announcement under Regulation 30 (LODR)-Change in ManagementMar 30, 2026
Mar 30, 2026Closure of Trading WindowMar 23, 2026
Mar 23, 2026Announcement under Regulation 30 (LODR)-AllotmentFeb 25, 2026
Feb 25, 2026Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Feb 24, 2026
Feb 24, 2026Announcement under Regulation 30 (LODR)-Issue of SecuritiesFeb 20, 2026
Feb 20, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 20, 2026
Feb 20, 2026Submission Of Financial Highlights For The Period Ended December 31 2025Feb 10, 2026
Feb 10, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 10, 2026
Feb 10, 2026Results - Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2025Feb 09, 2026
Feb 09, 2026Board Meeting Outcome for Outcome Of The Board MeetingFeb 09, 2026
Feb 09, 2026Announcement under Regulation 30 (LODR)-Change in ManagementFeb 02, 2026
Feb 02, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 22, 2026
Jan 22, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 22, 2026
Jan 22, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 16, 2026
Jan 16, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 13, 2026
Jan 13, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 12, 2026
Jan 12, 2026Details Of Compliance Officer And RTA Of The Company.Jan 07, 2026
Jan 07, 2026Submission Of Status Report For Re - Lodgement Of Transfer Request Of Physical Shares As On January 06 2025.Jan 07, 2026
Jan 07, 2026Board Meeting Intimation for Intimation Of Board Meeting.Jan 06, 2026
Jan 06, 2026Closure of Trading WindowDec 23, 2025
Dec 23, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 16, 2025
Dec 16, 2025Status Report Of Re-Lodgement Of Transfer Request Of Physical Shares As On November 30 2025 As Per SEBI Circular Dated July 02 2025.Dec 15, 2025
Dec 15, 2025Announcement under Regulation 30 (LODR)-Credit RatingDec 11, 2025
Dec 11, 2025Announcement under Regulation 30 (LODR)-Change in ManagementNov 28, 2025
Nov 28, 2025Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015 - Status Report Of Re-Lodgement Of Transfer Request Of Physical Shares As Per SEBI Circular No. SEBI/HO/MIRSD/MIRSD-Pod/P/CIR/2025/97 Dated July 02 2025Nov 20, 2025
Nov 20, 2025Update On Receipt Of GST NoticeNov 17, 2025
Nov 17, 2025Submission Of Financial Highlights For The Period Ended September 2025.Nov 14, 2025
Nov 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 14, 2025
Nov 14, 2025Outcome Of Board Meeting Dated 13Th Nobvember 2025.Nov 13, 2025
Nov 13, 2025Board Meeting Outcome for Outcome Of Board Meeting Dated 13Th November 2025.Nov 13, 2025
Nov 13, 2025Update on board meetingNov 07, 2025
Nov 07, 2025Announcement under Regulation 30 (LODR)-AllotmentNov 06, 2025
Nov 06, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateOct 31, 2025
Oct 31, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportOct 31, 2025
Oct 31, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotOct 31, 2025
Oct 31, 2025Board Meeting Outcome for OUTCOME OF BOARD MEETINGOct 31, 2025
Oct 31, 2025Board Meeting Intimation for Approval Of Unaudited Standalone And Consolidated Financial Results For The Second Quarter And Half Year Ended September 30 2025.Oct 27, 2025
Oct 27, 2025Board Meeting Intimation for Perusal And Approval Of Key Information Document For The Purpose Of Raising Of Funds By Way Of Issue Of Redeemable Non Convertible Debt Securities On Private Placement Basis Subject To Market Conditions And Other Business RelaOct 25, 2025
Oct 25, 2025Technical Indicators
RSI(14)
Neutral 48.02
ATR(14)
Volatile 3.74
STOCH(9,6)
Neutral 36.10
STOCH RSI(14)
Neutral 30.63
MACD(12,26)
Bearish -0.30
ADX(14)
Weak Trend 15.68
UO(9)
Bearish 31.80
ROC(12)
Downtrend And Accelerating -2.50
WillR(14)
Oversold -80.12
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