GIC Housing Finance
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GIC Housing Finance

140.45
-1.61
(-1.13%)
Market Cap
756.34 Cr
PE Ratio
4.85
Volume
1,72,955.00
Day High - Low
143.64 - 139.60
52W High-Low
184.00 - 130.05
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Key Fundamentals
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Market Cap
756.34 Cr
EPS
28.75
PE Ratio
4.85
PB Ratio
0.36
Book Value
391.16
EBITDA
857.20
Dividend Yield
3.18 %
Return on Equity
7.35
Debt to Equity
4.39
Forecast For
Actual

Company News

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neutral
GIC Housing Finance Limited seeks shareholder approval for material related party transactions up to ₹1,000 crore with promoter group companies. The postal ballot also covers the appointment of Arumugam Manimekhalai as an independent director.
neutral
GIC Housing Finance Ltd completed the full redemption of ₹300 crore in Non-Convertible Debentures on August 21, 2026. The company also paid interest of ₹24.84 crore, clearing the outstanding liability for this series.
negative
GIC Housing Finance reported a sharp 81% quarter-on-quarter drop in net profit to ₹100.4 crore for Q1FY27, driven by higher impairment charges. The board also approved new director appointments and related-party transactions.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
83.08
#1 69,225.04
25.67
11,150.30
16.70
2,560
22.63
39.04
562.05
30,916.29
#1 5.30
#1 28,843.50
2.64
#1 5,604
9.90
69.46
1,166.00
30,384.79
12.88
8,505.00
10.58
2,291
4.46
57.69
483.55
21,145.59
18.32
3,686.90
18.59
1,096
19.01
49.38
158.39
18,397.68
-2.47
8,166.16
-5.96
-8,790
-27.22
56.07
258.85
12,961.73
13.09
2,245.50
24.86
943
18.97
48.93
1,210.10
12,648.60
21.59
1,922.70
24.92
540
#1 34.48
57.45
807.40
10,750.90
9.49
4,218.20
8.73
1,086
19.61
45.36
1,304.20
10,340.71
20.98
2,020.70
25.46
491
14.85
42.23
677.10
7,365.84
14.52
1,528.60
#1 29.99
503
27.29
48.53
Growth Rate
Revenue Growth
-0.51 %
Net Income Growth
-3.49 %
Cash Flow Change
-1,726.01 %
ROE
-9.93 %
ROCE
-13.05 %
EBITDA Margin (Avg.)
-8.11 %

Quarterly Financial Results

Quarterly Financials
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Revenue
272
297
291
287
275
278
282
283
269
267
262
263
262
263
268
273
264
267
269
271
266
Expenses
88
61
20
48
53
30
16
28
42
47
41
10
53
37
31
43
110
35
42
39
73
EBITDA
185
236
271
239
222
248
266
255
226
221
221
253
210
225
236
230
153
231
227
233
193
Operating Profit %
68 %
79 %
93 %
83 %
81 %
89 %
94 %
90 %
84 %
82 %
84 %
96 %
80 %
86 %
88 %
84 %
58 %
87 %
84 %
86 %
73 %
Depreciation
1
1
3
3
2
2
2
4
4
4
4
4
4
4
4
4
3
3
3
3
4
Interest
184
179
172
166
171
176
178
178
183
179
176
172
174
177
179
174
173
173
173
168
173
Profit Before Tax
1
58
98
73
51
73
88
78
42
41
42
79
47
48
57
56
-20
61
55
63
18
Tax
-2
13
22
24
12
17
23
25
10
10
7
26
8
11
7
20
-28
11
11
10
8
Net Profit
3
45
77
49
39
56
65
52
32
30
36
54
39
37
50
35
7
50
44
54
10
EPS in ₹
0.52
8.40
14.21
9.10
7.27
10.46
12.15
9.72
5.91
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38
9.29
8.11
9.97
1.87

Balance Sheet

Balance Sheet
2022
2023
2024
2025
2026
Total Assets
11,929
10,920
10,471
10,775
11,299
Fixed Assets
20
52
44
27
69
Current Assets
533
216
189
198
72
Capital Work in Progress
29
9
10
11
16
Investments
14
229
168
254
210
Other Assets
11,865
10,630
10,248
10,483
11,004
Total Equity & Liabilities
11,929
10,920
10,471
10,775
11,299
Current Liabilities
597
401
454
797
635
Non Current Liabilities
9,822
8,820
8,188
8,013
8,558
Total Equity
1,511
1,699
1,829
1,965
2,106
Reserve & Surplus
1,457
1,645
1,775
1,911
2,053
Share Capital
54
54
54
54
54

Cash Flow

Cash Flow
2022
2023
2024
2025
2026
Net Cash Flow
391
-408
-34
18
-14
Investing Activities
-3
-213
64
-87
52
Operating Activities
1,286
1,043
522
-18
-320
Financing Activities
-892
-1,238
-619
122
255

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Mar 2026
Jun 2026
Promoter
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
42.41 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
3.62 %
3.28 %
3.18 %
2.64 %
2.91 %
2.45 %
2.18 %
2.68 %
2.15 %
2.08 %
1.81 %
1.40 %
DIIs
6.90 %
6.90 %
0.00 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
6.34 %
5.90 %
5.90 %
5.90 %
5.90 %
5.90 %
5.90 %
5.52 %
5.52 %
5.06 %
4.60 %
2.54 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
44.38 %
40.40 %
43.55 %
40.08 %
39.14 %
38.97 %
36.79 %
37.00 %
37.55 %
37.80 %
34.34 %
34.44 %
35.53 %
37.15 %
36.69 %
37.30 %
37.61 %
37.70 %
37.12 %
37.03 %
37.29 %
39.60 %
Others
6.32 %
10.30 %
14.04 %
11.17 %
12.12 %
12.28 %
14.46 %
14.25 %
13.70 %
13.45 %
13.29 %
13.97 %
12.98 %
11.91 %
12.10 %
11.94 %
11.90 %
11.69 %
12.80 %
13.43 %
13.89 %
14.05 %
No of Share Holders
68,698
62,989
68,818
63,624
62,458
61,492
60,636
57,320
59,762
59,478
57,443
58,599
62,410
66,668
67,589
67,790
66,517
65,375
64,226
62,585
61,368
61,754

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 5 5.5 5.5 2 4 4.5 4.5 4.5 4.5 4.5
Dividend Yield (%) 1.34 2.04 9.26 1.72 3.05 2.91 2.23 2.68 3.43 3.17

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
18 Sept 2021 DIVIDEND Dividend
₹ 4.00 /share
16 Sept 2021 148.90 152.30
02 Sept 2022 DIVIDEND Dividend
₹ 4.50 /share
01 Sept 2022 137.95 142.95
25 Aug 2023 DIVIDEND Dividend
₹ 4.50 /share
25 Aug 2023 183.70 182.85
28 Jun 2024 DIVIDEND Dividend
₹ 4.50 /share
28 Jun 2024 209.85 248.38
31 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
31 Jul 2024 209.85 263.74
08 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 Nov 2024 225.35 219.83
11 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
11 Feb 2025 187.57 179.75
16 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
16 May 2025 170.59 185.66
18 Jul 2025 DIVIDEND Dividend
₹ 4.50 /share
18 Jul 2025 185.66 204.35
12 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
12 Aug 2025 197.10 179.15
19 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
19 Aug 2025 185.66 175.62
13 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
13 Nov 2025 172.75 171.16
09 Feb 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
09 Feb 2026 177.95 163.97
15 May 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 May 2026 145.84 152.10
26 Jun 2026 DIVIDEND Dividend
₹ 4.50 /share
25 Jun 2026 152.10 159.70
04 Aug 2026 ANNUAL GENERAL MEETING Annual General Meeting
NA
04 Aug 2026 152.10 148.10
12 Aug 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
12 Aug 2026 147.79 150.42

Announcements

Announcement under Regulation 30 (LODR)-Newspaper Publication7 days ago
Shareholder Meeting / Postal Ballot-Notice of Postal Ballot8 days ago
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Aug 24, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 24, 2026
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Aug 21, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementAug 21, 2026
Submission Of Financial Highlights For The Quarter Ended June 30 2026Aug 13, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 13, 2026
Results - Financial Results For The Quarter Ended June 30 2026Aug 12, 2026
Board Meeting Outcome for Outcome Of The Board MeetingAug 12, 2026
Announcement under Regulation 30 (LODR)-Credit RatingAug 07, 2026
Announcement under Regulation 30 (LODR)-Change in DirectorateAug 04, 2026
Shareholder Meeting / Postal Ballot-Outcome of AGMAug 04, 2026
Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 04, 2026
Submission Of Proceedings Of 36Th Annual General MeetingAug 04, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementAug 03, 2026
Announcement under Regulation 30 (LODR)-Credit RatingAug 01, 2026
Announcement under Regulation 30 (LODR)-Change in DirectorateJul 31, 2026
Board Meeting Intimation for Approval Of Financial Results For Quarter Ended June 30 2026 And Other Business Matters If Any.Jul 31, 2026
Announcement under Regulation 30 (LODR)-AllotmentJul 29, 2026
Announcement under Regulation 30 (LODR)-Issue of SecuritiesJul 23, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementJul 14, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2026
Intimation Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 03, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 01, 2026
Notice Of The 36Th AGM Scheduled To Be Held On August 04 2026 Though VC/OAVMJun 30, 2026
Business Responsibility and Sustainability Reporting (BRSR)Jun 30, 2026
Reg. 34 (1) Annual Report.Jun 30, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementJun 30, 2026
Board Meeting Outcome for Outcome Of The Board MeetingJun 29, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 25, 2026
Intimation Of Disclosure Under Regulation 29(2) Of SEBI (Substantial Acquisition Of Shares And Takeovers) Regulations 2011 Received From LIC Of India.Jun 24, 2026
Closure of Trading WindowJun 23, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 23, 2026
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 22, 2026
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 19, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 19, 2026
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 10, 2026
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 29, 2026
Submission Of Financial Highlights For The Year Ended March 31 2026May 18, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 18, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementMay 15, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementMay 15, 2026
Corporate Action - Board Approved Final DividendMay 15, 2026
Results - Financial Results For The Period Ended March 31 2026May 15, 2026
Board Meeting Outcome for Outcome Of The Board MeetingMay 15, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 30, 2026
Board Meeting Intimation for Consideration And Approval Of Financial Results Dividend If Any And Fund Raising By Issue Of Ncds On Private Placement Basis And Other Business Related MattersApr 10, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 10, 2026
Announcement under Regulation 30 (LODR)-Change in ManagementApr 09, 2026

Technical Indicators

RSI(14)
Neutral
46.71
ATR(14)
Volatile
3.88
STOCH(9,6)
Neutral
61.49
STOCH RSI(14)
Overbought
90.12
MACD(12,26)
Bullish
0.70
ADX(14)
Weak Trend
17.53
UO(9)
Bearish
50.69
ROC(12)
Uptrend And Accelerating
2.82
WillR(14)
Neutral
-52.36