GIC Housing Finance Limited (GICHFL) conducted virtual one-to-one investor meetings on January 22, 2026, providing stakeholders with insights into the company's financial performance and strategic outlook. The meetings were conducted in compliance with regulatory requirements under SEBI (LODR) Regulations, 2015.

Meeting Details and Regulatory Compliance

The virtual investor meetings were organized following earlier intimations dated January 12, 2026, and January 16, 2026. The company formally notified BSE Limited about the outcome of these meetings under Regulation 30, ensuring full transparency and regulatory adherence.

Key Discussion Areas

The investor meetings covered several critical aspects of GICHFL's business operations and financial health. The discussions encompassed the company's current market position and operational metrics as of September 30, 2025.

The primary topics addressed during the meetings included:

• Assets Under Management (AUM) performance
• Future business outlook and strategic direction
• Growth prospects and expansion plans
• Non-Performing Assets (NPAs) status
• Credit underwriting quality standards
• Capital adequacy ratio metrics

Information Disclosure Framework

GICHFL emphasized its commitment to maintaining transparency while adhering to regulatory guidelines regarding information sharing. The company confirmed that all discussions were limited to information already available in the public domain, ensuring no breach of insider trading regulations.

The company had previously shared an investor presentation with stock exchanges on January 16, 2026, which served as the foundation for the meeting discussions. This approach ensured consistency in information dissemination and maintained regulatory compliance throughout the investor engagement process.

Corporate Governance and Communication

The meetings were conducted under the supervision of Nutan Singh, Group Head and Company Secretary, who digitally signed the regulatory communication on January 22, 2026. This formal documentation process reflects the company's commitment to maintaining proper corporate governance standards and ensuring all investor interactions are properly recorded and reported to relevant authorities.

GIC Housing Finance Ltd has received an ESG (Environmental, Social, and Governance) rating of 55 from ESG Risk Assessments Insights Limited, a SEBI-registered ESG rating provider. The company informed stock exchanges about this development on December 11, 2025, at 5:23 PM, in compliance with regulatory disclosure requirements.

ESG Rating Details

The rating assignment represents an independent assessment conducted by the SEBI-registered provider without direct engagement from GIC Housing Finance Ltd. The evaluation was performed using publicly available information and the rating provider's independent research methodology.

Rating Methodology and Independence

The company emphasized that the ESG rating was assigned without any direct involvement from GIC Housing Finance Ltd. Key aspects of the rating process include:

• The rating provider operated under a subscriber-pays model
• Assessment was based entirely on independent research
• No inputs were provided by the company to the rating provider
• The evaluation relied solely on publicly available information

Regulatory Compliance

The disclosure was made pursuant to Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. This regulatory framework mandates listed companies to inform stock exchanges about material events and developments that could impact investor decisions.

The communication was addressed to BSE Limited, covering multiple instrument categories including equity shares, non-convertible debentures (NCDs), and commercial papers (CPs) under various scrip codes. This comprehensive disclosure ensures all stakeholders across different investment instruments are informed about the ESG rating assignment.