GIC of India has announced a virtual conference call with analysts and investors, scheduled for February 27, 2026 at 5:00 PM IST. The announcement was made through a regulatory filing dated February 24, 2026, in compliance with SEBI disclosure requirements.

Conference Call Details

The virtual group call will facilitate interaction between analysts, investors, and the senior management of the corporation. The company has organized this session to maintain transparency and regular communication with the investment community.

Regulatory Compliance

The conference call has been scheduled in accordance with Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015. This regulatory framework mandates listed companies to disclose material events and information that could impact investor decisions.

General Insurance Corporation of India has specifically noted that no unpublished price sensitive information is intended to be discussed during the call, ensuring compliance with insider trading regulations and maintaining market integrity.

Company Information

The announcement was signed by Satheesh Kumar, Company Secretary and Compliance Officer of General Insurance Corporation of India. As a Government of India company, GIC operates under CIN number L67200MH1972GOI016133 and holds IRDA registration number 112, reflecting its established position in the Indian insurance sector.

General Insurance Corporation of India conducted its Q3 FY26 earnings conference call on February 11, 2026, providing comprehensive insights into the company's financial performance and strategic outlook. The call, led by Executive Director Hitesh Joshi with additional charge of CMD, highlighted the company's continued strength in the evolving global reinsurance market.

Q3 FY26 Financial Performance

The company reported robust quarterly results with gross premium income reaching INR 10,986.55 crores compared to INR 9,967.71 crores in the corresponding quarter of the previous year. Key performance indicators demonstrated the company's operational efficiency and market positioning.

Nine-Month Performance Overview

For the nine-month period FY25-26, GIC Re maintained strong fundamentals with gross written premium of INR 32,976 crores and an improved combined ratio of 106.9% compared to 108.8% in FY24-25. The adjusted combined ratio showed significant improvement to 85.08% for nine months against 89.12% in the previous year.

Market Strategy and International Expansion

Management emphasized the company's strategic approach to international market recovery following the credit rating restoration in October 2024. Hitesh Joshi outlined that business lost due to the previous rating downgrade would be reclaimed over 3-5 years, presenting growth opportunities in global markets.

The company maintains its medium-term objective of achieving a 60:40 domestic-to-international business composition, with expected composite annual growth rates of 8-10%. The A- rating from A.M. Best provides access to better quality contracts and enhanced market positioning.

Underwriting Discipline and Performance Targets

GIC Re continues its guidance of achieving approximately 1% improvement in combined ratio annually. The company's approach focuses on margin protection rather than volume-led expansion, aligning with industry trends toward disciplined capital deployment.

Segment-Specific Challenges and Opportunities

During the earnings call, management addressed specific challenges in international motor and cargo segments, particularly from Israel and Turkey markets. Steps have been taken to improve underwriting discipline in these areas, with management expecting meaningful improvements going forward.

The domestic motor segment showed strong growth of approximately 17%, driven by both obligatory business and proportional treaties. In agriculture business, the company awaits new tender cycles while maintaining readiness to support market requirements.

Outlook and Market Positioning

GIC Re remains well-positioned in the evolving reinsurance landscape with strong capital adequacy and disciplined underwriting approach. The company's focus on sustainable returns over cyclical growth, combined with its dominant market position and improving operational metrics, supports long-term value creation for stakeholders.