Ansal Housing Limited has disclosed a significant default on loan repayment, filing mandatory disclosure with BSE on January 30, 2026, regarding overdue payments to a financial institution. The real estate company reported defaulting on Rs 45.46 crore in principal amount as of December 31, 2025.

Default Details and Financial Obligations

The company's disclosure reveals specific details about the defaulted obligation and overall financial position:

Loan Structure and Terms

The defaulted loan carries specific terms and conditions that highlight the company's financial commitments:

Overall Financial Indebtedness

Ansal Housing Limited's broader financial obligations demonstrate the scale of its debt burden:

Regulatory Compliance

The disclosure was made in accordance with SEBI Master Circular No. SEBI/HO/CFD/PoD2/CIR/P/0155 dated November 11, 2024, which mandates listed entities to disclose defaults on loan payments that remain outstanding beyond 30 days. The company's Compliance Officer Shalini Talwar signed the disclosure document, ensuring adherence to regulatory requirements.

The default represents approximately 21.47% of the company's total outstanding borrowings from banks and financial institutions, indicating a substantial portion of the company's debt obligations are affected by this payment default.

Ansal Housing Limited has received a GST demand order of ₹1.83 crores from tax authorities, the company disclosed in a regulatory filing on January 9, 2026. The order was issued by the Assistant Commissioner of Central Goods & Services Tax Division-III, Ghaziabad, and received by the company on January 8, 2026.

GST Demand Details

The demand order pertains to alleged excess input tax credit (ITC) availed during the financial year 2018-19. The specific amount demanded is ₹1,82,96,768 under Section 74 of the CGST Act, 2017 read with Section 20 of the IGST Act, 2017.

Nature of Alleged Violation

According to the GST authorities, Ansal Housing Limited made both taxable and exempt supplies during FY 2018-19 but allegedly failed to reverse the proportionate input tax credit as mandated under Section 17 of the CGST Act, 2017 read with Rule 42 of the CGST Rules, 2017.

The key allegations include:

• Non-reversal of proportionate input tax credit for mixed supplies
• Excess availment of input tax credit
• Short payment of tax due to the alleged non-compliance
• Violation attracting proceedings under Section 74(1) of the CGST Act, 2017

Company's Response and Impact Assessment

Ansal Housing Limited has stated that there is no material impact on its financial, operational, or other activities due to this order. The company has examined the received order and is currently in the process of filing an appeal against the GST demand.

Regulatory Compliance

The disclosure was made pursuant to Regulation 30 read with sub-para 20 of Para A of Part A of Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company has provided all required details as mandated under the SEBI Master Circular dated November 11, 2024.

This development represents a regulatory challenge for the real estate company, though management has indicated confidence in their position by deciding to contest the order through the appellate process. The final resolution will depend on the outcome of the appeal proceedings.