Ansal Housing Defaults on Rs 39.50 Crore Principal Payment to Suraksha ARC
Ansal Housing Limited has disclosed a default on Rs 39.50 crore principal payment to Suraksha Asset Reconstruction Private Limited, which was due on November 30, 2025. The default relates to a secured project funding facility worth Rs 169 crore with 14% annual interest rate. The company's total outstanding borrowings stand at Rs 214.81 crore with total financial indebtedness of Rs 239.62 crore, highlighting significant debt burden challenges.

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Ansal Housing & Construction has disclosed a default on its financial obligations to Suraksha Asset Reconstruction Private Limited. The company failed to make a principal repayment of Rs 39.50 crores, which was due on November 30, 2025.
Default Details
The default relates to a project funding facility with specific terms and conditions:
| Parameter: | Details |
|---|---|
| Total Facility Amount: | Rs 169.00 crore |
| Due Date: | November 30, 2025 |
| Interest Rate: | 14% per annum |
| Security Status: | Secured |
| Repayment Schedule: | Monthly installments till December 31, 2026 |
Updated Financial Position
The company's latest disclosure reveals updated financial metrics that highlight its debt burden:
| Financial Metric: | Amount (Rs Crores) |
|---|---|
| Current Default Amount (Principal): | 39.50 |
| Current Default Amount (Interest): | Nil |
| Outstanding Borrowings from Banks/Financial Institutions: | 214.81 |
| Total Financial Indebtedness: | 239.62 |
Regulatory Compliance
Ansal Housing Limited made this disclosure in compliance with SEBI Master Circular No. SEBI/HO/CFD/PoD2/CIR/P/0155 dated November 11, 2024. The disclosure was filed on December 31, 2025, through the company's Compliance Officer, Shalini Talwar.
Financial Implications
The default represents a significant portion of the total project funding facility and raises concerns about the company's ability to service its debt obligations. With total financial indebtedness of Rs 239.62 crores, the company faces substantial financial challenges that may impact its operations and future borrowing capacity.
The secured nature of the defaulted loan means that Suraksha Asset Reconstruction Private Limited, acting as Trustee of Suraksha ARC-034 Trust, has recourse to underlying assets. This default may trigger additional scrutiny from other lenders and potentially affect the company's credit rating and access to future financing.
Historical Stock Returns for Ansal Housing & Construction
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -3.80% | -2.93% | +1.26% | -15.84% | -42.40% | +29.82% |





























