Akme Fintrade (India) Limited has secured a substantial term loan facility, marking a significant financial milestone for the company. The loan sanction was announced through a regulatory filing to stock exchanges on December 12, 2025.

Loan Facility Details

The company has received approval for a term loan from MAS Financial Services Limited, demonstrating confidence from the lending institution in Akme Fintrade's business prospects and financial stability.

Regulatory Compliance

The loan sanction was formally communicated to both major stock exchanges where the company's shares are listed. The notification was sent to the National Stock Exchange of India Limited (NSE) and BSE Limited as part of the company's regulatory obligations under Regulation 30.

The company trades under the symbol AFIL on NSE and carries the scrip code 544200 on BSE. This regulatory filing ensures transparency and keeps all stakeholders informed about material developments affecting the company's financial position.

Corporate Communication

The announcement was signed by Manoj Kumar Choubisa, who serves as the Company Secretary and Compliance Officer for Akme Fintrade (India) Limited. The company has also made this information available on its official website at www.akmefintrade.com , ensuring broader accessibility for investors and other stakeholders.

This loan facility provides Akme Fintrade with additional financial resources that can be utilized for various business operations and growth initiatives. The successful sanction of this term loan reflects the company's ability to secure institutional funding for its operational requirements.

Akme Fintrade (India) Limited, a leading RBI-registered Non-Banking Finance Company (NBFC), has reported strong financial results for the first half of fiscal year 2026, showcasing significant growth across key metrics.

Financial Highlights

The company's Assets Under Management (AUM) reached ₹767.46 crores in H1 FY26, marking a substantial 54.80% year-on-year growth. This impressive expansion was accompanied by a 135.35% increase in disbursements, which rose to ₹227.62 crores.

Akme Fintrade's financial performance for H1 FY26 demonstrates robust growth:

The company's earnings per share (EPS) showed a modest increase of 2.20% year-on-year, reaching ₹0.46 in H1 FY26.

Loan Portfolio and Asset Quality

Akme Fintrade's loan portfolio exhibited strong growth across various segments:

The company maintained a strong focus on asset quality, with Gross Non-Performing Assets (GNPA) at 2.96% and Net Non-Performing Assets (NNPA) at 1.43% for H1 FY26, showing an improvement from the previous year.

Strategic Initiatives and Future Outlook

Akme Fintrade has outlined several strategic initiatives to drive future growth:

1. Vehicle Loan Focus: The company is capitalizing on the growing two-wheeler financing market, which is expected to expand by 18%-19% in FY26.

2. Insurance Distribution: Having received an IRDAI license in November 2025, Akme Fintrade plans to diversify its revenue streams by entering the insurance sales and distribution segment.

3. Geographical Expansion: The company aims to strengthen its presence in Tier II and Tier III markets, leveraging its current network of 29 branches across five states.

4. Product Diversification: Plans are in place to explore opportunities in gold loans, further expanding the company's product portfolio.

5. Digital Transformation: Akme Fintrade is adopting new technologies to enhance its operational efficiency and customer experience.

Management Commentary

The company maintains its expansion plans, targeting an AUM of ₹950 crores for FY26. This growth strategy is supported by the diversification into gold loans and insurance distribution, as well as the strengthening of its vehicle loan portfolio.

Akme Fintrade's management expressed confidence in the company's ability to capitalize on the favorable interest rate outlook and reviving rural demand, which are expected to boost credit growth in the coming quarters.

Conclusion

Akme Fintrade (India) Limited's strong H1 FY26 performance, coupled with its strategic initiatives and expansion plans, positions the company for continued growth in the NBFC sector. The focus on vehicle loans, entry into insurance distribution, and expansion in Tier II and Tier III markets are expected to be key drivers of the company's future success.