Yes Bank has announced that its board of directors will meet on January 17 to consider and approve the company's third quarter financial results. This scheduled board meeting marks an important date for investors and stakeholders who are awaiting the bank's quarterly performance update.

Board Meeting Details

The upcoming board meeting represents a standard procedure in the bank's quarterly reporting cycle. During this meeting, the directors will review and formally approve the financial results for the third quarter, following established corporate governance protocols.

Quarterly Reporting Process

The January 17 board meeting aligns with regulatory requirements for listed companies in India. Banks are required to have their quarterly results reviewed and approved by the board of directors before making them available to the public and regulatory authorities.

This announcement provides stakeholders with advance notice of when they can expect the bank's third quarter financial performance data to become available, allowing investors to plan accordingly for the upcoming results disclosure.

Yes Bank has announced its provisional financial update for the third quarter of FY26 ended December 31, 2025, demonstrating steady growth across key banking parameters. The private sector lender released these figures under SEBI LODR Regulations, providing insights into operational performance ahead of official quarterly results. The Co-CEO and MD stated that Q3 results align with their strategic goals and expressed optimism for the FY26 outlook.

Q3FY26 Provisional Business Performance

The bank's core lending business showed positive momentum with Loans & Advances reaching ₹257,508.00 crores as of December 31, 2025. This represents a healthy year-on-year growth of 5.2% compared to ₹244,834.00 crores in the corresponding quarter of the previous fiscal year. On a quarter-on-quarter basis, the lending portfolio expanded by 2.9% from ₹250,212.00 crores in Q2FY26.

Deposit Base and CASA Performance

The bank's deposit base stood at ₹292,484.00 crores, reflecting a 5.5% year-on-year increase from ₹277,224.00 crores in Q3FY25. However, deposits witnessed a marginal decline of 1.3% on a sequential quarter basis from ₹296,276.00 crores in Q2FY26.

The Current Account Savings Account (CASA) portfolio demonstrated strong annual growth of 8.5%, reaching ₹99,443.00 crores compared to ₹91,650.00 crores in the same quarter last year. The CASA ratio, including Certificate of Deposits, improved to 34.0% from 33.1% in Q3FY25, indicating enhanced low-cost funding for the bank.

Operational Ratios and Liquidity Metrics

The Credit to Deposit Ratio stood at 88.0% as of December 31, 2025, compared to 88.3% in the corresponding quarter of the previous year and 84.5% in the immediate preceding quarter. This ratio reflects the bank's lending efficiency relative to its deposit mobilization.

The bank maintained a robust Liquidity Coverage Ratio of 123.8% on a consolidated basis, well above regulatory requirements, though slightly lower than the 133.2% recorded in Q3FY25.

Management Commentary and Strategic Outlook

The Co-CEO and MD expressed satisfaction with the Q3 results, stating that the performance aligns with the bank's strategic goals. The management team conveyed optimism regarding the FY26 outlook, indicating confidence in the bank's growth trajectory and operational improvements.

Q2FY26 Financial Results Highlight Strong Performance

Yes Bank reported impressive financial results for the September quarter, with net profit surging 18.4% year-on-year to ₹655.00 crores from ₹553.00 crores in the previous year. Net interest income increased 4.6% year-on-year to ₹2,300.00 crores from ₹2,200.00 crores.

Non-interest income rose 16.9% year-on-year to ₹1,644.00 crores, driven by higher fee income from forex, loan processing, and distribution. Operating profit increased 32.9% year-on-year to ₹1,296.00 crores, while the cost-to-income ratio improved significantly to 67.1% from 73.0% a year earlier.

Regulatory Compliance and Market Update

The bank released this provisional update in compliance with SEBI Listing Obligations and Disclosure Requirements Regulations, 2015, and the Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information.

The bank has clarified that these Q3FY26 figures are provisional and subject to approval by the Audit Committee of the Board, Board of Directors, and limited review by the Statutory Auditors. The provisional nature indicates that final numbers may vary when the bank announces its official quarterly results.