News Earnings Ujjivan Small Finance Bank Expects Credit Cost Reduction in Q4, Normalization by Q2 FY27Ujjivan Small Finance Bank Expects Credit Cost Reduction in Q4, Normalization by Q2 FY27
Ujjivan Small Finance Bank management has provided guidance during a conference call indicating that credit costs are expected to reduce further in Q4. The bank anticipates complete normalization of credit costs by the end of Q1 or Q2 FY27, reflecting confidence in asset quality improvement and recovery trajectory.
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Ujjivan Small Finance Bank management has shared important guidance regarding the bank's credit cost trajectory during a recent conference call, providing insights into the institution's asset quality outlook.
Credit Cost Reduction Expected
The bank's management has indicated that credit costs are expected to reduce further in the fourth quarter. This guidance suggests an improvement in the bank's asset quality metrics and indicates progress in managing non-performing assets.
Normalization Timeline
According to the management guidance, complete normalization of credit costs is anticipated by the end of Q1 or Q2 FY27. This timeline provides stakeholders with a clear expectation regarding the bank's recovery trajectory and asset quality stabilization.
| Parameter | Timeline |
|---|---|
| Credit Cost Reduction | Q4 (current fiscal) |
| Complete Normalization | End of Q1 or Q2 FY27 |
The guidance reflects the bank's confidence in its credit management strategies and suggests a structured approach toward achieving normalized credit cost levels. This forward-looking statement was shared during the bank's conference call, providing transparency to investors and stakeholders about the expected improvement in key financial metrics.
Historical Stock Returns for Ujjivan Small Finance Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +1.78% | +6.90% | +16.30% | +33.63% | +83.26% | +66.39% |
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