UGRO Capital Submits Q3FY26 ALM Statement Compliance Filing to Stock Exchanges
UGRO Capital Limited has submitted its Q3FY26 Asset Liability Management statement to stock exchanges in compliance with SEBI regulations. The NDSI NBFC reported total outflows of 790,748.05 lakhs against inflows of 963,048.81 lakhs, resulting in a positive cumulative mismatch of 172,300.76 lakhs. The comprehensive filing includes detailed liquidity analysis across various maturity buckets and off-balance sheet exposures as submitted to RBI.
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UGRO Capital Limited has submitted its Asset Liability Management (ALM) statement for the quarter ended 31st December 2025 to BSE Limited and National Stock Exchange of India Limited. The filing, dated 23rd January 2026, complies with SEBI Operational Circular SEBI/HO/DDHS/P/CIR/2021/613 dated 13th April 2022.
Regulatory Compliance and Company Classification
The company is classified as a Non-Deposit taking Systemically Important (NDSI) NBFC under the NBFC - Investment and Credit Company (NBFC-ICC) category. The ALM statement covers the reporting period from 1st October 2025 to 31st December 2025, with all monetary values reported in INR lakhs.
| Parameter: | Details |
|---|---|
| Return Name: | DNBS04A- Short Term Dynamic Liquidity (STDL) Quarterly |
| Return Code: | R234 |
| Institution Type: | NBFC |
| Reporting Period: | 01-10-2025 to 31-12-2025 |
| Reporting Currency: | INR |
| Reporting Scale: | Lakhs |
| Report Status: | Un-Audited |
Short Term Dynamic Liquidity Analysis
The ALM statement includes detailed Short Term Dynamic Liquidity analysis across various maturity buckets. The total outflows for the quarter amounted to 790,748.05 lakhs, while total inflows reached 963,048.81 lakhs, resulting in a positive cumulative mismatch of 172,300.76 lakhs.
| Maturity Bucket: | Outflows (₹ Lakhs) | Inflows (₹ Lakhs) | Mismatch (₹ Lakhs) |
|---|---|---|---|
| 0-7 Days: | 21,944.18 | 131,502.21 | 109,558.03 |
| 8-14 Days: | 26,953.86 | 59,480.32 | 32,526.46 |
| 15-30 Days: | 93,079.44 | 70,038.35 | -23,041.09 |
| 1-3 Months: | 248,135.18 | 310,468.93 | 62,333.75 |
| 3-6 Months: | 400,635.39 | 391,559.00 | -9,076.39 |
| Total: | 790,748.05 | 963,048.81 | 172,300.76 |
Key Financial Components
The outflows primarily consisted of increases in loans and advances totaling 484,903.58 lakhs, net decrease in borrowings of 210,704.30 lakhs, and other outflows of 69,174.09 lakhs. Major inflows included net cash position of 111,258.99 lakhs, net increase in borrowings of 357,500.00 lakhs, and interest inflows on performing advances of 65,480.01 lakhs.
Off-Balance Sheet Exposures
The company reported off-balance sheet exposures with total expected outflows of 11,062.67 lakhs and expected inflows of 43,088.46 lakhs. The primary components included guarantees totaling 3,507.13 lakhs and other contingent liabilities of 7,555.54 lakhs.
Structural Liquidity and Interest Rate Sensitivity
The filing also includes comprehensive structural liquidity analysis and interest rate sensitivity statements. The company's borrowings portfolio of 914,436.62 lakhs is distributed across various instruments including bank borrowings, commercial papers, and non-convertible debentures, with appropriate maturity profiling across different time buckets.
Authorized Signatory
The ALM statement was filed by Satish Kumar, Company Secretary and Compliance Officer, demonstrating the company's commitment to regulatory compliance and transparent financial reporting as required for systemically important NBFCs.
Historical Stock Returns for UGRO Capital
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -1.04% | -8.58% | -14.58% | -15.51% | -29.32% | +30.94% |
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