Tata Capital Limited has announced an earnings conference call to discuss its Q3FY26 financial performance. The company informed stock exchanges about the scheduled call through a regulatory filing dated January 12, 2026, in compliance with SEBI listing regulations.

Conference Call Details

The earnings conference call is scheduled for Monday, January 19, 2026 at 5:15 PM IST. The call will focus on the company's unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025.

Key Participants

The conference call will feature senior leadership from Tata Capital Limited. The key participants include:

• Mr. Rajiv Sabharwal - Managing Director & CEO
• Mr. Rakesh Bhatia - Chief Financial Officer
• Senior Management Team

Dial-in Information

The company has provided comprehensive dial-in details for both domestic and international participants:

Participants are advised to dial in 10 minutes prior to the conference schedule to ensure timely connection. A Diamond Pass Link for express joining has also been made available.

Regulatory Compliance

The announcement was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The communication was addressed to both BSE Limited (Scrip Code: 544574) and National Stock Exchange of India Ltd. (Symbol: TATACAP), signed by Sarita Kamath, Chief Legal and Compliance Officer & Company Secretary.

Contact Information

For further information regarding the conference call, participants can contact Viral Shah at IIFL Capital Services Limited (Tel: +91 224646 4781, Email: viral.shah@iiflcap.com ). The call includes standard safe harbor provisions regarding forward-looking statements and market risks associated with securities investments.

Tata Capital shares experienced a significant rally of up to 3% from the day's low following a substantial block deal by foreign institutional investor Societe Generale. The transaction highlights growing institutional confidence in the Tata Group's flagship financial services arm.

Block Deal Transaction Details

Societe Generale acquired 1,433,651 equity shares in Tata Capital through a block deal, representing a strategic investment in the NBFC sector. The transaction details are outlined below:

The shares were trading at ₹354.90 per share, down 1.38% from the previous closing price of ₹359.85. With a market capitalization of ₹1,50,650.40 crore, the stock showed resilience despite the marginal decline.

Previous Institutional Activity

This transaction marks Societe Generale's continued interest in Tata Capital. In November 2025, the foreign investor had previously acquired 1.15 million shares at ₹325.20 per share, also from Marshall Wace Investment Strategies – Eureka Fund. The recent purchase at a higher price point of ₹354.50 indicates sustained institutional confidence in the company's prospects.

Financial Performance Analysis

Tata Capital demonstrated mixed financial results in Q2FY26, showing revenue growth alongside margin pressures:

The company posted steady topline growth with revenue rising 8% year-on-year. However, profitability faced mild pressure as net profit declined 1.2%, indicating margin compression despite healthy demand and stable operational performance.

Business Profile and Market Position

Tata Capital operates as the flagship financial services arm of the Tata Group, maintaining a strong nationwide presence across India's financial ecosystem. The company's operational strength is reflected in its comprehensive market reach:

• Customer Base: 7.7+ million customers served
• Branch Network: 1,479 branches nationwide
• Business Focus: 88%+ concentration on retail and SME segments
• Portfolio Quality: 81% secured portfolio with 1.1% NNPA
• Product Range: 25+ diversified financial offerings

The company's secured-heavy portfolio and low net NPA of 1.1% reflect strong asset quality management, supported by top-tier credit ratings. This robust operational framework positions Tata Capital as a key player in India's evolving financial services landscape, particularly in the retail and SME financing segments.

Market Implications

The institutional buying activity, particularly at progressively higher price points, suggests growing investor confidence in Tata Capital's business model and growth prospects. The company's focus on retail and SME segments, combined with its extensive branch network and strong governance standards, continues to attract institutional interest despite short-term margin pressures.