| Quarterly Financials | Sept 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
Revenue  | 7,194 | 7,509 | 7,692 | 7,753 |
| Expenses | 1,915 | 2,072 | 2,126 | 2,135 |
| EBITDA | 5,279 | 5,437 | 5,566 | 5,618 |
| Operating Profit % | 73 % | 72 % | 72 % | 72 % |
| Depreciation | 92 | 109 | 118 | 135 |
| Interest | 3,693 | 3,960 | 4,066 | 3,976 |
| Profit Before Tax | 1,494 | 1,369 | 1,382 | 1,507 |
| Tax | 361 | 369 | 341 | 388 |
| Net Profit | 1,133 | 1,000 | 1,041 | 1,119 |
| EPS in ₹ | 2.74 | 2.67 | 2.48 | 2.73 |
Tata Capital
Tata Capital
329.30
+0.50
(0.15%)
Key Fundamentals
Market Cap
1,39,571.30 Cr
EPS
9.30
PE Ratio
33.20
Dividend Yield
0.11 %
Industry
-52 Week High
336.65
52 Week Low
319.05
PB Ratio
3.24
Debt to Equity
6.31
Sector
-Analyst Rating and Forecast
- By Refinitiv from2 analysts
Actual
Company News
View All News
Tata Capital Limited reported quarterly results with AUM of INR 2.16 lakh crores, reflecting 22% year-over-year growth and 4.1% sequential growth. Profit after tax reached INR 1,128 crores, marking 33% growth excluding non-recurring income. Credit costs improved by 30 basis points to 1.1% compared to the previous quarter, while Net NPA remained stable at 0.6%. Return on assets stood at 2.2%, showing 20 basis points improvement year-over-year. The company provided guidance for full-year AUM growth of 22-25% excluding Motor Finance business and 18-20% on merged basis. Management expects credit costs to moderate further, targeting 1-1.1% for the year excluding Motor Finance. The housing finance subsidiary showed strong performance with 30% AUM growth and 28% profit growth. Cost of funds decreased by 47 basis points to 7.4% from the previous year. The company maintains a diversified portfolio across 254 lending products with strong capital adequacy ratio of 17.3%.
Tata Capital Limited has partnered with the Green Climate Fund under the BEACON INDIA Programme to support early-stage climate-tech start-ups across India. The company will receive a revolving facility of USD 15.85 million from GCF, plus an additional USD 3 million grant to make financing more affordable for climate-focused start-ups. Tata Capital will contribute USD 47.6 million of its own funds to the initiative. The programme is implemented in collaboration with Small Industries Development Bank of India and TREC-STEP. The initiative is expected to reduce over 1.1 million tonnes of CO2 emissions and benefit nearly 2.9 million people through climate adaptation and mitigation efforts. This marks Tata Capital as the first Indian entity to collaborate with GCF on two distinct climate programmes, following their initial partnership in 2019 for rooftop solar financing.
Tata Capital Plans Double-Digit AUM Growth and ₹7 Lakh Crore Balance Sheet Target by FY28
7 days ago
7 days agoTata Capital has announced expansion plans targeting double-digit Assets Under Management (AUM) growth across retail and infrastructure segments for FY26. The company aims to build a ₹7 lakh crore balance sheet by FY28 through strengthening its digital lending, housing finance, and wealth management platforms. The strategy focuses on technology integration and cross-sell synergies to drive long-term profitability.
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Growth Rate
Revenue Growth
55.89 %
Net Income Growth
9.86 %
Cash Flow Change
21.39 %
ROE
-21.43 %
ROCE
2.95 %
EBITDA Margin (Avg.)
-8.49 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 1,02,376 | 1,35,626 | 1,76,694 | 2,48,465 |
| Fixed Assets | 719 | 733 | 1,190 | 2,003 |
| Current Assets | 2,847 | 4,450 | 8,536 | 13,241 |
| Capital Work in Progress | 12 | 20 | 8 | 16 |
| Investments | 7,846 | 13,254 | 8,733 | 9,866 |
| Other Assets | 93,799 | 1,21,619 | 1,66,763 | 2,36,580 |
| Total Liabilities | 1,02,376 | 1,35,626 | 1,76,694 | 2,48,465 |
| Current Liabilities | 14,026 | 16,541 | 18,496 | 28,769 |
| Non Current Liabilities | 75,513 | 1,00,937 | 1,33,616 | 1,85,326 |
| Total Equity | 12,836 | 18,149 | 24,582 | 34,371 |
| Reserve & Surplus | 8,250 | 13,761 | 19,714 | 23,459 |
| Share Capital | 3,463 | 3,507 | 3,703 | 3,762 |
Cash Flow
| Cash Flow | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -2,275 | 55 | 977 | 3,712 | 2,707 |
| Investing Activities | -2,626 | -2,614 | -2,263 | 5,758 | 3,167 |
| Operating Activities | 3,137 | -14,387 | -23,190 | -37,999 | -29,873 |
| Financing Activities | -2,787 | 17,056 | 26,430 | 35,952 | 29,412 |
Share Holding
| % Holding | Aug 2025 | Sept 2025 | Oct 2025 |
| Promoter | 95.56 % | 95.56 % | 85.41 % |
| FIIs | 0.00 % | 0.00 % | 3.31 % |
| DIIs | 0.00 % | 0.00 % | 3.13 % |
| Government | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 0.00 % | 7.24 % |
| Others | 4.44 % | 4.44 % | 0.91 % |
| No of Share Holders | 0 | 35,781 | 37,059 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.42 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 28 Oct 2025 |  Quarterly Result Announcement | NA | 28 Oct 2025 | 330.40 | 328.90 |
Announcements
Announcement under Regulation 30 (LODR)-Earnings Call Transcript1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
5 days agoAudio Recording Of Earnings Conference Call For The Quarter And Half Year Ended September 30 20257 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation7 days ago
7 days agoFinancial Results For The Quarter And Half Year Ended September 30 20257 days ago
7 days agoBoard Meeting Outcome for Outcome Of Board Meeting Held On October 28 2025.7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation8 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 24, 2025
Oct 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 24, 2025
Oct 24, 2025Announcement under Regulation 30 (LODR)-Credit RatingOct 23, 2025
Oct 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 23, 2025
Oct 23, 2025Board Meeting Intimation for Considering And Approving The Unaudited Standalone And Consolidated Financial Results Of The Company For The Quarter And Half Year Ended September 30 2025.Oct 14, 2025
Oct 14, 2025Intimation Pursuant To Regulation 8(1) And 8(2) Of The SEBI PIT RegulationsOct 13, 2025
Oct 13, 2025Disclosure Under Regulation 30(5) Of The SEBI Listing RegulationsOct 13, 2025
Oct 13, 2025Listing of Equity Shares of Tata Capital LtdOct 13, 2025
Oct 13, 2025Technical Indicators
RSI(14)
Neutral 49.04
ATR(14)
Less Volatile 6.50
STOCH(9,6)
Neutral 43.95
STOCH RSI(14)
Oversold 0.00
MACD(12,26)
Bearish 0.00
ADX(14)
Weak Trend 0.00
UO(9)
Bullish 0.00
ROC(12)
Downtrend And Accelerating -1.73
WillR(14)
Neutral -44.14
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