Tata Capital

Tata Capital

329.70
+9.90
(3.10%)
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Key Fundamentals
Add Ratio
Market Cap
1,35,750.90 Cr
EPS
9.32
PE Ratio
34.26
Dividend Yield
0.11 %
Industry
-
52 Week High
333.00
52 Week Low
319.05
PB Ratio
3.88
Debt to Equity
6.31
Sector
-
Forecast For
Actual

Company News

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Tata Capital Shares Rise 1.4% on Debut; Brokerages Set Rs 360 Target Price1 day ago
Tata Capital made its stock market debut, listing at Rs 330, which was 1.23% above its IPO price, and closed 1.4% higher on its first trading day. Emkay Global and JM Financial initiated coverage with buy ratings and target prices of Rs 360, indicating potential 10% upside from the IPO price. The brokerages cited Tata Group parentage, AAA credit rating, and strong credit profile as key positives. Emkay expects 30% earnings per share CAGR during FY25-28, driven by vehicle finance segment turnaround and higher secured loans share. Assets under management are projected to grow at 24% CAGR over the same period. The IPO was subscribed 1.95 times, with qualified institutional buyers oversubscribing 3.42 times. Tata Capital raised Rs 4,642 crore from anchor investors, led by LIC which acquired shares worth nearly Rs 700 crore. The company is India's third-largest diversified NBFC with total assets of Rs 2.52 lakh crore and maintains a gross NPA ratio of 2.1%. Between FY23 and FY25, revenue rose 56% while profit after tax increased 10% to Rs 3,655 crore.
Growth Rate
Revenue Growth
55.89 %
Net Income Growth
9.86 %
Cash Flow Change
21.39 %
ROE
-21.43 %
ROCE
2.95 %
EBITDA Margin (Avg.)
-8.49 %

Quarterly Financial Results

Quarterly Financials
Mar 2025
Jun 2025
Revenue
7,509
7,692
Expenses
2,072
2,126
EBITDA
5,437
5,566
Operating Profit %
72 %
72 %
Depreciation
109
118
Interest
3,960
4,066
Profit Before Tax
1,369
1,382
Tax
369
341
Net Profit
1,000
1,041
EPS in ₹
2.67
2.48

Balance Sheet

Balance Sheet
2023
2024
2025
Total Assets
1,35,626
1,76,694
2,48,465
Fixed Assets
733
1,190
2,003
Current Assets
4,450
8,536
13,241
Capital Work in Progress
20
8
16
Investments
13,254
8,733
9,866
Other Assets
1,21,619
1,66,763
2,36,580
Total Liabilities
1,35,626
1,76,694
2,48,465
Current Liabilities
16,541
18,496
28,769
Non Current Liabilities
1,00,937
1,33,616
1,85,326
Total Equity
18,149
24,582
34,371
Reserve & Surplus
13,761
19,714
23,459
Share Capital
3,507
3,703
7,925

Cash Flow

Cash Flow
2021
2022
2023
2024
2025
Net Cash Flow
-2,275
55
977
3,712
2,707
Investing Activities
-2,626
-2,614
-2,263
5,758
3,167
Operating Activities
3,137
-14,387
-23,190
-37,999
-29,873
Financing Activities
-2,787
17,056
26,430
35,952
29,412

Share Holding

% Holding
Aug 2025
Sept 2025
Oct 2025
Promoter
95.56 %
95.56 %
85.41 %
FIIs
0.00 %
0.00 %
0.84 %
DIIs
0.00 %
0.00 %
2.71 %
Government
0.00 %
0.00 %
0.00 %
Public / Retail
0.00 %
0.00 %
7.24 %
Others
4.44 %
4.44 %
3.79 %
No of Share Holders
0
35,781
37,059

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.42
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.13

Technical Indicators

RSI(14)
Oversold
0.00
ATR(14)
Volatile
0.00
STOCH(9,6)
0.00
STOCH RSI(14)
Oversold
0.00
MACD(12,26)
Bearish
0.00
ADX(14)
Weak Trend
0.00
UO(9)
Bullish
0.00
ROC(12)
0.00
WillR(14)
Overbought
0.00