| Quarterly Financials | Sept 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
Revenue  | 7,194 | 7,509 | 7,692 | 7,753 |
| Expenses | 1,915 | 2,072 | 2,126 | 2,135 |
| EBITDA | 5,279 | 5,437 | 5,566 | 5,618 |
| Operating Profit % | 73 % | 72 % | 72 % | 72 % |
| Depreciation | 92 | 109 | 118 | 135 |
| Interest | 3,693 | 3,960 | 4,066 | 3,976 |
| Profit Before Tax | 1,494 | 1,369 | 1,382 | 1,507 |
| Tax | 361 | 369 | 341 | 388 |
| Net Profit | 1,133 | 1,000 | 1,041 | 1,119 |
| EPS in ₹ | 2.74 | 2.67 | 2.48 | 2.73 |
Tata Capital
Tata Capital
324.55
-0.45
(-0.14%)
Market Cap
₹1,37,767.22 Cr
PE Ratio
32.11
Volume
21,50,276.00
Day High - Low
₹327.90 - ₹323.60
52W High-Low
₹336.65 - ₹315.10
Key Fundamentals
Market Cap
1,37,767.22 Cr
EPS
9.30
PB Ratio
3.13
Book Value
101.67
EBITDA
20,340.80
Dividend Yield
0.12 %
Industry
Financial Services Sector
Finance ROE Growth %
-
Debt to Equity
6.31
Analyst Rating and Forecast
- By Refinitiv from4 analysts
Actual
Company News
View All News
Tata Capital Allots Rs 1,550 Crore Secured NCDs Through Private PlacementNov 14, 2025
Tata Capital Limited allotted 1,55,000 secured redeemable non-convertible debentures worth Rs 1,550 crore on November 14, 2025, comprising two series with tenors of 3 and 5 years respectively. The NCDs carry CRISIL AAA/Stable rating and are secured by pari-passu charge on the company's moveable properties including receivables and book debts.
Tata Capital Limited shareholders approved two board appointments through postal ballot voting. The company appointed Ms. Geetha Ravichandran as an Independent Director through a special resolution and Mr. Ankur Verma as a Non-Executive (Non-Independent) Director through an ordinary resolution. The remote e-voting process ran from October 10, 2025, to November 8, 2025, with the cut-off date set as October 3, 2025. Both resolutions received overwhelming support, with 365,78,47,940 valid votes cast in favor and minimal opposition. P.N. Parikh of Parikh Associates served as the scrutinizer for the postal ballot process. The voting results showed 99.9999% votes in favor for both appointments, with 90.656% of total votes polled.
Tata Capital Limited reported quarterly results with AUM of INR 2.16 lakh crores, reflecting 22% year-over-year growth and 4.1% sequential growth. Profit after tax reached INR 1,128 crores, marking 33% growth excluding non-recurring income. Credit costs improved by 30 basis points to 1.1% compared to the previous quarter, while Net NPA remained stable at 0.6%. Return on assets stood at 2.2%, showing 20 basis points improvement year-over-year. The company provided guidance for full-year AUM growth of 22-25% excluding Motor Finance business and 18-20% on merged basis. Management expects credit costs to moderate further, targeting 1-1.1% for the year excluding Motor Finance. The housing finance subsidiary showed strong performance with 30% AUM growth and 28% profit growth. Cost of funds decreased by 47 basis points to 7.4% from the previous year. The company maintains a diversified portfolio across 254 lending products with strong capital adequacy ratio of 17.3%.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
324.55 | #1 1,37,767.22 | #8 32.11 | #1 28,369.90 | #1 55.89 | #2 3,655 | #2 822.87 | 49.22 | |
105.00 | 87,489.51 | 37.58 | 9,576.00 | 25.71 | 2,163 | 17.85 | 29.04 | |
754.85 | 62,619.84 | 28.34 | 16,300.30 | 15.01 | 2,176 | #1 40,738.46 | 59.82 | |
1,596.00 | 36,177.76 | 70.36 | 9,103.06 | 34.48 | 623 | 100.61 | - | |
555.80 | 30,572.50 | #1 5.53 | 28,110.70 | 3.05 | #1 5,443 | 1.63 | 41.44 | |
915.90 | 23,859.98 | 10.98 | 7,691.60 | 8.99 | 1,936 | 23.82 | 56.18 | |
486.85 | 21,085.12 | 21.31 | 3,108.90 | 20.17 | 912 | 17.14 | 37.45 | |
281.20 | 14,077.95 | 16.66 | 1,798.40 | 27.62 | 751 | 24.51 | 37.92 | |
156.79 | 12,987.83 | 10.25 | 8,683.30 | 0.68 | -1,808 | 111.17 | 38.90 | |
1,593.60 | 12,615.15 | 26.38 | 2,020.70 | 25.46 | 491 | 14.85 | 42.31 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
55.89 %
Net Income Growth
9.86 %
Cash Flow Change
21.39 %
ROE
-21.43 %
ROCE
2.95 %
EBITDA Margin (Avg.)
-8.49 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 1,02,376 | 1,35,626 | 1,76,694 | 2,48,465 |
| Fixed Assets | 719 | 733 | 1,190 | 2,003 |
| Current Assets | 2,847 | 4,450 | 8,536 | 13,241 |
| Capital Work in Progress | 12 | 20 | 8 | 16 |
| Investments | 7,846 | 13,254 | 8,733 | 9,866 |
| Other Assets | 93,799 | 1,21,619 | 1,66,763 | 2,36,580 |
| Total Liabilities | 1,02,376 | 1,35,626 | 1,76,694 | 2,48,465 |
| Current Liabilities | 14,026 | 16,541 | 18,496 | 28,769 |
| Non Current Liabilities | 75,513 | 1,00,937 | 1,33,616 | 1,85,326 |
| Total Equity | 12,836 | 18,149 | 24,582 | 34,371 |
| Reserve & Surplus | 8,250 | 13,761 | 19,714 | 23,459 |
| Share Capital | 3,463 | 3,507 | 3,703 | 3,762 |
Cash Flow
| Cash Flow | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -2,275 | 55 | 977 | 3,712 | 2,707 |
| Investing Activities | -2,626 | -2,614 | -2,263 | 5,758 | 3,167 |
| Operating Activities | 3,137 | -14,387 | -23,190 | -37,999 | -29,873 |
| Financing Activities | -2,787 | 17,056 | 26,430 | 35,952 | 29,412 |
Share Holding
| % Holding | Aug 2025 | Sept 2025 | Oct 2025 |
| Promoter | 95.56 % | 95.56 % | 85.41 % |
| FIIs | 0.00 % | 0.00 % | 3.31 % |
| DIIs | 0.00 % | 0.00 % | 3.13 % |
| Government | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 0.00 % | 7.24 % |
| Others | 4.44 % | 4.44 % | 0.91 % |
| No of Share Holders | 0 | 35,781 | 37,059 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.42 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 28 Oct 2025 |  Quarterly Result Announcement | NA | 28 Oct 2025 | 330.40 | 328.90 |
Announcements
Announcement under Regulation 30 (LODR)-Allotment
Nov 14, 2025
Nov 14, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 10, 2025
Nov 10, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotNov 10, 2025
Nov 10, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportNov 10, 2025
Nov 10, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 03, 2025
Nov 03, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 03, 2025
Nov 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 30, 2025
Oct 30, 2025Audio Recording Of Earnings Conference Call For The Quarter And Half Year Ended September 30 2025Oct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 28, 2025
Oct 28, 2025Financial Results For The Quarter And Half Year Ended September 30 2025Oct 28, 2025
Oct 28, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On October 28 2025.Oct 28, 2025
Oct 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 27, 2025
Oct 27, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 27, 2025
Oct 27, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 24, 2025
Oct 24, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 24, 2025
Oct 24, 2025Announcement under Regulation 30 (LODR)-Credit RatingOct 23, 2025
Oct 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 23, 2025
Oct 23, 2025Board Meeting Intimation for Considering And Approving The Unaudited Standalone And Consolidated Financial Results Of The Company For The Quarter And Half Year Ended September 30 2025.Oct 14, 2025
Oct 14, 2025Intimation Pursuant To Regulation 8(1) And 8(2) Of The SEBI PIT RegulationsOct 13, 2025
Oct 13, 2025Disclosure Under Regulation 30(5) Of The SEBI Listing RegulationsOct 13, 2025
Oct 13, 2025Listing of Equity Shares of Tata Capital LtdOct 13, 2025
Oct 13, 2025Mutual Fund Holdings
Nippon India Large Cap Fund Direct-Growth 
Motilal Oswal Large Cap Fund Direct - Growth 
Tata Balanced Advantage Fund Direct - Growth 
HDFC Multi Cap Fund Direct - Growth 
DSP ELSS Tax Saver Fund Direct Plan-Growth 
Aditya Birla Sun Life Banking & Financial Services Fund Direct-Growth 
ICICI Prudential Balanced Advantage Direct-Growth 
Bandhan Large & Mid Cap Fund Direct-Growth 
Axis Flexi Cap Fund Direct-Growth 
Mirae Asset Aggressive Hybrid Fund Direct-Growth 
WhiteOak Capital Flexi Cap Fund Direct - Growth 
Edelweiss Recently Listed IPO Fund Direct-Growth 
Baroda BNP Paribas Large Cap Fund Direct-Growth 
PGIM India Flexi Cap Fund Direct-Growth Technical Indicators
RSI(14)
Neutral 49.81
ATR(14)
Volatile 5.51
STOCH(9,6)
Neutral 30.85
STOCH RSI(14)
Neutral 43.82
MACD(12,26)
Bearish 0.00
ADX(14)
Strong Trend 25.76
UO(9)
Bearish 46.90
ROC(12)
Uptrend And Accelerating 0.67
WillR(14)
Neutral -24.14
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