The South Indian Bank Ltd. has scheduled a board meeting on January 15, 2026, to consider and approve its quarterly financial results. The meeting will focus on the unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025.

Board Meeting Details

The bank has issued a formal notice under Regulation 29 and 50 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The meeting is scheduled to take place on Thursday, January 15, 2026, at the bank's Thrissur headquarters.

Trading Window Restrictions

In compliance with insider trading regulations, the bank has implemented a trading window closure for its securities. The restriction period extends from January 1, 2026, to January 17, 2026, both days inclusive.

During this period, the following categories of individuals are prohibited from trading in the bank's securities:

• Directors of the bank
• Connected persons
• Designated employees
• Immediate relatives of the above persons

This measure aligns with Regulation 9 of SEBI (Prohibition of Insider Trading) Regulations, 2015, and the bank's internal Code of Conduct.

Debt Securities Compliance Filing

The bank has submitted a comprehensive compliance filing under Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, for the quarter ended December 31, 2025. The filing provides detailed information about debt securities payment status.

The bank confirmed that the principal amount along with interest was paid on the scheduled due date, with no outstanding amounts remaining. This demonstrates the bank's commitment to timely debt service obligations and regulatory compliance.

Regulatory Compliance and Transparency

The bank has ensured full compliance with regulatory requirements by hosting all relevant documents on its official website at www.southindianbank.bank.in . This step fulfills the transparency obligations under the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The formal communications were signed by Jimmy Mathew, Company Secretary, and digitally authenticated on January 5, 2026. The bank has notified both the National Stock Exchange of India Ltd. and BSE Ltd. about the scheduled board meeting, trading window closure, and debt securities compliance status.

State-owned Indian Bank reported strong provisional business performance for the third quarter of FY26, demonstrating sustained growth across key balance-sheet parameters. The bank informed stock exchanges about its double-digit growth in total business and advances, reflecting robust operational momentum during the December quarter.

Q3 FY26 Business Performance

The bank's comprehensive business metrics showed consistent expansion across all major categories:

Deposit growth exceeded management's guided range of 8% to 10%, indicating strong customer confidence and market positioning. Gross advances demonstrated strong momentum with 14.50% year-on-year growth, reflecting sustained credit expansion and the bank's ability to maintain lending momentum in a competitive market environment.

RAM Portfolio and Strategic Focus

The bank's Retail, Agriculture and MSME (RAM) portfolio, representing a strategic focus area for public sector banks, delivered impressive results:

This 17.00% growth in the RAM segment underscores the bank's commitment to priority sector lending and its success in expanding its retail and MSME customer base.

Q2 FY26 Financial Results

In the second quarter, the state-owned lender reported financial performance with mixed results:

The bank's advance portfolio grew 12.70% year-on-year to ₹6.20 lakh crore while total deposits expanded by 12.00% to ₹7.77 lakh crore during the second quarter.

Market Performance and Ratios

The domestic CASA (Current Account Savings Account) ratio moderated to 39.02% in Q3 FY26 from 40.00% in the same quarter of the previous year. In Q2, the CASA ratio fell to 38.90% from 40.50% a year back, reflecting the challenge banks are facing in low-cost deposit mobilisation.

Shares of Indian Bank gained nearly 60% in the calendar year, demonstrating strong investor confidence in the bank's performance and growth trajectory. The bank emphasized that all reported figures are provisional and subject to audit verification.