The South Indian Bank Ltd. has scheduled a board meeting on January 15, 2026, to consider and approve its quarterly financial results. The meeting will focus on the unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025.

Board Meeting Details

The bank has issued a formal notice under Regulation 29 and 50 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The meeting is scheduled to take place on Thursday, January 15, 2026, at the bank's Thrissur headquarters.

Trading Window Restrictions

In compliance with insider trading regulations, the bank has implemented a trading window closure for its securities. The restriction period extends from January 1, 2026, to January 17, 2026, both days inclusive.

During this period, the following categories of individuals are prohibited from trading in the bank's securities:

• Directors of the bank
• Connected persons
• Designated employees
• Immediate relatives of the above persons

This measure aligns with Regulation 9 of SEBI (Prohibition of Insider Trading) Regulations, 2015, and the bank's internal Code of Conduct.

Debt Securities Compliance Filing

The bank has submitted a comprehensive compliance filing under Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, for the quarter ended December 31, 2025. The filing provides detailed information about debt securities payment status.

The bank confirmed that the principal amount along with interest was paid on the scheduled due date, with no outstanding amounts remaining. This demonstrates the bank's commitment to timely debt service obligations and regulatory compliance.

Regulatory Compliance and Transparency

The bank has ensured full compliance with regulatory requirements by hosting all relevant documents on its official website at www.southindianbank.bank.in . This step fulfills the transparency obligations under the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The formal communications were signed by Jimmy Mathew, Company Secretary, and digitally authenticated on January 5, 2026. The bank has notified both the National Stock Exchange of India Ltd. and BSE Ltd. about the scheduled board meeting, trading window closure, and debt securities compliance status.

South Indian Bank has reported steady business momentum for the December quarter, showcasing strong performance across key operational metrics with double-digit growth in both advances and deposits. The Kerala-based lender announced its provisional business updates for the quarter ended December 31, 2025, reflecting robust business momentum during the third quarter of FY26.

Key Financial Performance

The bank's provisional financial data reveals impressive year-on-year growth across all major parameters, demonstrating the bank's ability to expand its lending portfolio while maintaining strong deposit mobilization capabilities.

Advances Portfolio Growth

Gross advances reached ₹96,765.00 crores as of December 31, 2025, representing an 11.27% increase from ₹86,966.00 crores recorded in the same quarter of the previous fiscal year. The bank noted that, adjusted for a technical write-off of ₹900.00 crores carried out in the March 2025 quarter, year-on-year loan growth would have been 12.43%. This growth indicates the bank's successful lending operations and its ability to meet customer credit requirements across various segments.

Deposit Mobilization and CASA Performance

Total deposits grew substantially to ₹1,18,211.00 crores, marking a 12.17% year-on-year increase from ₹1,05,387.00 crores in Q3FY25, reflecting sustained traction in core liabilities. The deposit growth outpaced advances growth, indicating strong customer confidence and the bank's effective deposit mobilization strategies.

CASA deposits showed particularly strong performance, growing at a faster pace with a 14.65% increase to ₹37,640.00 crores compared to ₹32,830.00 crores in the corresponding quarter of the previous year. More significantly, the CASA ratio improved to 31.84%, representing a 69 basis points increase from 31.15% recorded in Q3FY25, indicating a gradual improvement in the bank's funding mix and providing stability to funding costs.

Market Performance and Regulatory Compliance

Shares of the bank ended 0.86% down at ₹37.99 ahead of the announcement. The bank has disclosed these business updates in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and the Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information. The lender clarified that the provisional data is subject to limited review by the bank's statutory auditors, ensuring accuracy and reliability of the reported figures.