Poonawalla Fincorp has delivered impressive financial performance in Q3 FY26, showcasing significant growth momentum and maintaining a strong liquidity position. The financial services company reported substantial expansion in its business operations while adhering to its core risk management principles.

Strong AUM Growth Performance

The company achieved remarkable 77.5% yearly growth in Assets Under Management (AUM) for Q3 FY26, demonstrating its ability to expand its business scale and attract customer confidence. This substantial growth reflects the company's successful market penetration and effective business strategies in the competitive financial services sector.

Robust Liquidity Management

Poonawalla Fincorp maintains strong liquidity of approximately ₹6,450.00 crore, providing the company with substantial financial flexibility to support its growth initiatives and operational requirements. This healthy liquidity position enables the company to capitalize on market opportunities while ensuring adequate funds for business continuity and expansion plans.

Risk-First Strategy and Portfolio Diversification

The company continues to emphasize its risk-first strategy, which forms the foundation of its business operations and decision-making processes. This approach is complemented by:

• Strong risk management practices across all business verticals
• Diversified asset portfolio that spreads risk exposure
• Comprehensive risk assessment frameworks
• Prudent lending and investment policies

The varied asset portfolio strategy helps the company maintain balanced exposure across different market segments and reduces concentration risk, contributing to overall business stability and sustainable growth prospects.

Poonawalla Fincorp Limited has delivered robust financial performance for the quarter ended December 31, 2025, demonstrating significant growth across key business metrics. The company's regulatory filing under SEBI guidelines highlights strong operational momentum and strategic positioning in the financial services sector.

Strong AUM Growth Trajectory

The company's Assets Under Management (AUM) performance showcases exceptional growth momentum across multiple timeframes:

This substantial AUM expansion reflects the company's successful business strategy and market penetration capabilities. The consistent growth pattern across both annual and quarterly comparisons indicates sustained business momentum and effective customer acquisition strategies.

Robust Liquidity Position

Poonawalla Fincorp maintains a strong financial foundation with ample liquidity resources. As of December 31, 2025, the company holds approximately ₹6,450 crore in liquidity, providing substantial financial flexibility for business operations and growth initiatives. This robust liquidity position enables the company to capitalize on market opportunities while maintaining operational stability.

Strategic Business Approach

The company continues to emphasize its comprehensive risk management framework and strategic positioning. Key operational highlights include:

• Risk Management: Maintains risk-first approach with robust risk management systems
• Asset Diversification: Operates with a diversified asset base for balanced portfolio management
• Growth Strategy: Focuses on business expansion aligned with long-term sustainable profitable model
• Scaling Operations: Continues strategic scaling while maintaining commitment to sustainable growth

Regulatory Compliance and Transparency

The business update was filed under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulation, 2015, demonstrating the company's commitment to regulatory compliance and transparent stakeholder communication. The provisional information is subject to limited review by statutory auditors, ensuring accuracy and reliability of reported metrics.

Poonawalla Fincorp's Q3 FY26 performance reflects strong operational execution and strategic positioning in the competitive financial services landscape. The company's emphasis on sustainable growth, combined with robust risk management practices, positions it well for continued business expansion while maintaining financial stability.