Piramal Finance Limited has announced an earnings conference call scheduled for January 23, 2026, to discuss its Q3 and 9M FY2026 financial results with investors and analysts. The company filed this intimation with BSE Limited and National Stock Exchange of India Limited on January 16, 2026, under Regulation 30 of the SEBI Listing Regulations.

Conference Call Details

The earnings call is scheduled for January 23, 2026, at 5:00 PM Indian Standard Time. The company has provided comprehensive access options for participants across multiple international time zones:

Registration and Access

Piramal Finance Limited has recommended pre-registration for the conference call through an online registration link. This streamlined process allows participants to join the call directly without waiting for an operator. Upon registration, participants receive dial-in numbers, passcode, and a unique PIN via their registered email address.

Company Overview

Piramal Finance Limited operates as an upper layer diversified Non-Banking Financial Company (NBFC) with a comprehensive pan-India presence. The company has established a significant market footprint, serving over 5 million customers across 26 states and managing Assets Under Management (AUM) exceeding ₹90,000 crores.

Business Model and Services

The company operates through a distinctive phygital model that combines high-touch customer engagement with advanced technological capabilities. This approach integrates machine learning models, agentic AI tools, and real-time dashboards to enhance operational efficiency and customer experience.

In retail lending, Piramal Finance Limited offers a diversified product portfolio including home loans, loans against property, used car loans, personal loans, digital loans, and small business loans. The company maintains a strategic focus on metro-adjacent, semi-urban, and rural markets. For wholesale lending, the company provides asset-backed, data-driven solutions across real estate and select non-real estate sectors, with particular emphasis on mid-segment residential projects and capital solutions for mid-market corporates.

Investor Contact Information

For additional information regarding the earnings call, investors can contact the company's Investor Relations team at +91 22 3046 6306 or via email at investor.relations@piramal.com . The company maintains its commitment to transparent communication with stakeholders through regular financial disclosures and investor engagement initiatives.

Piramal Finance Limited has achieved a significant milestone by securing $350 million in multilateral financing from two prominent development finance institutions. This marks the non-banking financial company's first borrowing from development finance institutions, representing a strategic diversification of its funding sources.

Funding Structure and Timeline

The multilateral financing package demonstrates strong institutional confidence in Piramal Finance's business model and growth prospects:

Both facilities will be drawn in tranches between January and March 2026, providing the company with flexible access to capital over the specified period. The funding falls under Piramal Finance's Sustainable Finance Framework, highlighting the company's commitment to responsible lending practices.

Strategic Capital Deployment

The raised capital will be strategically directed toward key growth segments that align with India's financial inclusion objectives. The company plans to focus on affordable housing finance, MSME credit, and lending to women borrowers and entrepreneurs specifically in tier-2 and tier-3 cities. This targeted approach positions Piramal Finance to serve underserved market segments while supporting economic development in smaller urban centers.

Expansion Plans and Additional Funding

Piramal Finance is actively pursuing further multilateral funding opportunities, with advanced discussions underway to raise an additional $150 million from other development finance institutions. If successful, this would bring the company's total multilateral funding to $500 million by the end of the fiscal year, significantly strengthening its capital base for expansion initiatives.

Recent Fundraising Activity

The current multilateral financing follows Piramal Finance's substantial external commercial borrowing activity in FY25, totaling $815 million. This previous fundraising comprised a $450 million US dollar bond and $365 million in syndicated bank loans. External commercial borrowings now represent approximately 9.00% of the company's total borrowings, indicating a well-diversified liability structure.

Business Scale and Market Position

Piramal Finance operates with significant scale across India's financial services landscape. The company serves over 5.20 million customers across 13,000-plus pin codes through its network of 517 branches. As of Q2 FY26, the company reported assets under management of ₹91,477.00 crore, demonstrating its substantial market presence.

Managing Director and CEO Jairam Sridharan emphasized that the partnership with development finance institutions aligns perfectly with the company's strategic focus on underserved segments while helping diversify its liability structure. The shares of Piramal Finance Limited were trading at ₹1,833.20, down by ₹14.50 or 0.78% on the NSE at 10:20 am.