Neil Industries Reports 26.5% Rise in Half-Year Profit, Driven by Strong Interest Income Growth

Neil Industries Limited , a Non-Banking Financial Company (NBFC) operating in India, has announced its unaudited financial results for the quarter and half-year ended September 30, 2025, showcasing robust growth in profitability and revenue.

Financial Highlights

The company reported a significant increase in its half-yearly net profit, which rose to ₹81.67 lakhs, up 26.5% from ₹64.54 lakhs in the corresponding period last year. This growth was primarily driven by a strong surge in interest income, which forms the core of Neil Industries' revenue stream.

Quarterly Performance

For the quarter ended September 30, 2025, Neil Industries posted a net profit of ₹48.87 lakhs, marking a substantial 49% increase from ₹32.80 lakhs in the previous quarter. This quarter-on-quarter growth underscores the company's improving operational efficiency and market position.

Revenue Growth

The total revenue from operations for the half-year period saw a notable increase, rising to ₹195.94 lakhs from ₹144.29 lakhs in the previous year, representing a 35.8% growth. This increase in revenue indicates strong business momentum and effective utilization of the company's loan book.

Earnings Per Share

The company's earnings per share (EPS) improved to ₹0.42 for the half-year, up from ₹0.33 in the same period last year, reflecting a 27.3% increase. This improvement in EPS suggests enhanced value creation for shareholders.

Balance Sheet Strength

As of September 30, 2025, Neil Industries reported total assets of ₹6,559.89 lakhs, slightly up from ₹6,552.89 lakhs as of March 31, 2025. The company's loan book stood at ₹3,406.33 lakhs, showing a marginal increase from ₹3,345.78 lakhs at the end of the previous fiscal year.

Management Commentary

The financial results were reviewed by the audit committee and approved by the board of directors. A limited review was conducted by the statutory auditors, M/s. R P Khandelwal & Associates, who found no material misstatements in the financial results.

Conclusion

Neil Industries Limited's financial performance for the first half of FY2026 demonstrates strong growth in profitability and revenue. The company's focus on its core lending business and efficient operations has contributed to this positive outcome. As an NBFC, Neil Industries continues to play a significant role in India's financial landscape, providing financing solutions to various sectors of the economy.

Investors and stakeholders may find encouragement in these results, which indicate the company's ability to grow its business and improve profitability in the current economic environment. However, it's important to note that future performance may be subject to various market factors and economic conditions.