Karur Vysya Bank has announced that its Board of Directors will meet on Friday, January 23, 2026, to consider and approve the unaudited financial results for the quarter ended December 31, 2025. The announcement was made through a regulatory filing dated January 9, 2026, addressed to both the National Stock Exchange of India and BSE Limited.

Board Meeting Details

The scheduled board meeting represents a continuation of the bank's regular quarterly disclosure process. The meeting will focus on reviewing and approving the financial performance for the third quarter of fiscal year 2026.

Trading Window Restrictions

In accordance with the bank's Internal Code of Conduct for Prevention of Insider Trading and SEBI regulations, Karur Vysya Bank has implemented a trading window closure. The restriction period commenced on January 1, 2026, and will remain in effect until January 25, 2026.

Compliance Framework

The trading restrictions apply to multiple categories of individuals associated with the bank:

• Directors and senior management
• Promoters and promoter group entities
• Designated persons as defined in the code
• Connected persons and their immediate relatives

These measures align with the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015, ensuring market integrity during the financial results preparation and announcement period.

Regulatory Communication

The formal notification was signed by Ramshankar R, General Manager and Chief Financial Officer, and submitted to both major stock exchanges where the bank's securities are listed. The communication maintains transparency with market participants regarding the upcoming financial disclosure timeline and associated trading restrictions.

Karur Vysya Bank , a prominent player in the Indian banking sector, has announced another significant reduction in its key lending rates, effective January 07, 2026. The bank has decided to lower both its Base Rate and Benchmark Prime Lending Rate (BPLR) by 45 basis points, marking the second major rate revision within months.

Latest Rate Changes

The Base Rate, which serves as the minimum interest rate for most loans, will decrease from 11.15% to 10.70%. Simultaneously, the Benchmark Prime Lending Rate (BPLR) will be reduced from 16.15% to 15.70%. This represents a 45 basis point reduction in both key lending rates.

Cumulative Rate Reduction Impact

This latest revision follows the bank's previous rate cut in September, when it reduced both rates by 70 basis points. The cumulative impact shows substantial relief for borrowers:

Regulatory Compliance and Communication

Pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, Karur Vysya Bank has formally communicated this rate revision to both NSE and BSE. The notification, signed by Ramshankar R, General Manager & Chief Financial Officer, was issued on January 05, 2026, ensuring timely disclosure ahead of the implementation date.

Impact on Borrowers

This rate revision is expected to have a positive impact on both existing and potential borrowers of Karur Vysya Bank. Customers with loans linked to the Base Rate or BPLR may see a reduction in their interest obligations, potentially leading to lower EMIs or shorter loan tenures, depending on the terms of their agreements. The cumulative 115 basis point reduction since September represents significant cost savings for borrowers.

Strategic Positioning

These consecutive rate cuts demonstrate Karur Vysya Bank's proactive approach to monetary policy transmission and its commitment to supporting credit growth. The bank's ability to reduce rates while maintaining operational efficiency reflects its strong financial position and strategic focus on expanding its lending portfolio in a competitive market environment.

As the new rates take effect from January 07, 2026, borrowers are advised to review their loan agreements and consult with the bank to understand how these changes might affect their specific financial arrangements.