India Shelter Finance Corporation Limited has announced robust financial results for the second quarter of fiscal year 2026, showcasing strong growth across key metrics.

Financial Highlights

India Shelter Finance Corporation delivered impressive quarterly results:

• Assets Under Management (AUM) grew 31% year-on-year to Rs. 9,252.00 crores
• Disbursements reached Rs. 1,817.00 crores, up 12% year-on-year
• Profit after tax increased 35% to Rs. 122.00 crores, compared to Rs. 90.00 crores in the same quarter last year
• Net income grew 30% year-on-year to Rs. 260.00 crores

Asset Quality and Performance Metrics

The company maintained strong asset quality and performance:

• Gross Stage 3 assets: 1.20%
• Net Stage 3 assets: 0.90%
• Return on Assets: 5.80%
• Return on Equity: 17.00%

Operational Expansion

India Shelter Finance continued its growth trajectory:

• Added 9 new branches during the quarter
• Total network expanded to 299 locations across 15 states

Financial Management

The company demonstrated effective financial management:

• Cost of funds improved by 10 basis points quarter-on-quarter to 8.50%
• Spreads expanded to 6.40%
• Maintains a liquidity buffer of Rs. 2,082.00 crores

Strategic Focus

India Shelter Finance continues to focus on:

• Providing affordable home loans
• Serving underserved segments in Tier 2 and 3 cities

The company's strong performance in Q2FY26 reflects its resilience and strategic positioning in the housing finance sector. With expanding operations and improved financial metrics, India Shelter Finance appears well-positioned for continued growth in the coming quarters.

India Shelter Finance Corporation Limited has announced a crucial board meeting scheduled for August 7, 2025. The meeting agenda includes the review of the company's financial performance for the first quarter of the fiscal year 2025-26 and discussions on potential fundraising through Non-Convertible Debentures (NCDs).

Financial Results Review

The board of directors will convene to consider and approve the unaudited financial results for the quarter ended June 30, 2025. This review will encompass both standalone and consolidated results, accompanied by a limited review report. The financial results will provide insights into the company's performance during the first quarter of the fiscal year.

Fundraising Considerations

In addition to reviewing the financial results, the board will deliberate on raising funds through the issuance of Non-Convertible Debentures (NCDs). The company is considering issuing these NCDs in one or more tranches, based on its business requirements. This move suggests that India Shelter Finance Corporation may be looking to strengthen its capital position or fund expansion plans.

Trading Window Closure

As part of its commitment to maintaining fair trading practices, India Shelter Finance Corporation has implemented a trading window closure. The trading window for the company's securities will remain closed for all designated persons from July 1, 2025, until 48 hours after the dissemination of the financial results. This measure is in line with regulatory requirements and aims to prevent insider trading.

Investor Information

The company has duly informed the stock exchanges about the scheduled board meeting. Investors and stakeholders are advised to take note of this development and await the outcome of the meeting, which may have implications for the company's financial standing and future growth strategies.

India Shelter Finance Corporation Limited, with its registered office in Gurgaon, Haryana, operates in the financial services sector.

As the financial sector continues to evolve, the upcoming board meeting of India Shelter Finance Corporation will be closely watched by investors and market analysts alike for insights into the company's performance and future plans.