ICICI Prudential Life Insurance has demonstrated consistent premium growth during December 2025, showcasing the company's ability to maintain steady business momentum in the competitive life insurance sector. The growth reflects the insurer's continued focus on expanding its customer base and maintaining strong policy renewal rates.

Performance Overview

The company's performance during the third quarter of fiscal year 2026 presented mixed trends, indicating varying operational dynamics across different business segments. While December 2025 showed positive premium growth momentum, the broader quarterly performance suggests both opportunities and challenges in the current market environment.

Market Position

The consistent premium growth in December 2025 positions the company favorably within the life insurance industry. This growth trajectory demonstrates the insurer's ability to navigate market conditions while maintaining customer acquisition and retention strategies. The mixed trends observed in Q3 FY26 reflect the complex dynamics of the insurance sector during this period.

Business Outlook

The combination of consistent December premium growth and mixed quarterly trends provides insight into the company's operational performance. The premium growth indicates sustained business activity, while the varied quarterly performance suggests the need for continued strategic focus across different business verticals to optimize overall results.

ICICI Prudential Life Insurance Company Limited released its December 2025 performance update, showcasing mixed growth trends across key business metrics. The insurer demonstrated strong monthly performance in several categories while facing headwinds in nine-month comparisons.

Retail Premium Performance Shows Strength

The company's retail weighted received premium (RWRP) performance highlighted robust monthly growth momentum. December 2025 figures demonstrated the insurer's ability to maintain premium collection growth despite market challenges.

New Business Metrics Display Mixed Trends

Annualised Premium Equivalent (APE), a key indicator of new business inflows, showed positive momentum on a monthly basis. The December performance reflected the company's continued ability to attract new customers and expand its business base.

New Business Premiums Surge Despite Quarterly Volatility

New business premiums demonstrated significant monthly growth, though the company noted this was offset by a sharp decline in November. The December surge of 25.1% year-on-year brought new business premiums to ₹1,945.00 crore, indicating strong customer acquisition during the month.

Year-to-date performance for nine months reached ₹15,090.00 crore, remaining nearly flat compared with the same period in FY2025. This stability suggests consistent business generation despite monthly fluctuations.

Sum Assured Coverage Expands Significantly

New business sum assured reached ₹1.18 lakh crore for December 2025, contributing to a nine-month total of ₹101.60 lakh crore. This represented an 18.1% year-on-year increase, demonstrating the company's success in expanding insurance coverage for customers.

Regulatory Compliance and Transparency

ICICI Prudential Life submitted the business update to both BSE and NSE under SEBI's Listing Obligations and Disclosure Requirements (LODR). The company has also made this information available on its official website, ensuring comprehensive stakeholder access to performance data.