ICICI Prudential Life Insurance

ICICI Prudential Life Insurance

598.55
-1.85
(-0.31%)
hide
Key Fundamentals
Add Ratio
Market Cap
86,594.19 Cr
EPS
8.21
PE Ratio
66.48
Dividend Yield
0.14 %
Industry
Insurance
52 Week High
756.00
52 Week Low
525.80
PB Ratio
6.85
Debt to Equity
0.17
Analyst Rating and Forecast
- By Refinitiv from33 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+63.64 %
+63.64 %
Hold
Hold+30.30 %
+30.30 %
Sell
Sell+6.06 %
+6.06 %
Forecast For
Actual

Company News

View All News
Caret
positive
CRISIL Ratings has reaffirmed its 'CRISIL AAA/Stable' rating on ICICI Prudential Life Insurance Company's subordinated debt instruments worth ₹2,600 crores. The rating covers two tranches: ₹1,200 crores in non-convertible debentures of ₹10 lakhs each and ₹1,400 crores in debentures of ₹1 lakh each. The rating reflects the company's strategic importance to parent ICICI Bank (which holds 51% stake), established market position, well-diversified distribution channels, and healthy persistency metrics. ICICI Pru Life reported profit after tax of ₹601 crores in the first half with 26% year-on-year growth. The company maintains a solvency ratio of 2.13 times and VNB margin of 24.5%. Key strengths include support from ICICI Bank, market share of 11.4% among private players, and distribution through 49 banks with access to over 24,300 branches. The rating factors in challenges from intense competition and the need to sustain growth across various product segments.
positive
ICICI Prudential Life Insurance has become the first life insurer to enable premium payments directly through mobile banking applications using Banking Connect, a new interoperable payments platform developed by the National Payments Corporation of India (NPCI). The platform allows policyholders to make premium payments without entering separate internet banking login credentials, requiring only a single authentication step. Banking Connect operates on shared digital infrastructure connecting multiple banks and payment aggregators, giving customers flexibility to use their preferred banking app. The feature was showcased at the Global Fintech Fest 2025 and has been rolled out for a closed user group, with plans for expansion as adoption increases. The initiative is part of ICICI Prudential Life's digital roadmap to simplify policy servicing and enhance accessibility.
neutral
ICICI Prudential Life Insurance reported mixed results for H1-FY2026, with profit after tax growing 26% year-on-year to ₹6.01 billion while APE declined 4.1% to ₹42.86 billion on a high base. Total premium grew 9.2% to ₹212.51 billion. The company benefited from recent GST reforms exempting life insurance from GST, though input tax credit disallowance will impact margins. VNB stood at ₹10.49 billion with a 24.5% margin, while embedded value grew 9.7% to ₹505.01 billion. Retail protection APE grew 10.8% and new business sum assured increased 19.3%. Cost to premium ratio improved 280 basis points to 19.2%. The company is renegotiating commission structures with distributors to offset GST input tax credit impacts. Management expects the GST reforms to drive increased demand and volume growth in coming quarters.
View more
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
897.75
#1 5,67,826.67
#1 11.69
#1 8,98,311.90
#1 3.86
#1 48,320
4.07
52.94
1,967.80
1,97,267.07
80.48
1,18,244.90
-11.54
2,413
-6.57
76.77
742.05
1,59,944.99
85.01
97,385.10
-4.54
1,811
3.01
46.63
598.55
#4 86,594.19
#2 66.48
#4 71,350.30
#5 -22.21
#4 1,186
#1 17.85
50.99
1,562.60
53,927.63
160.94
46,497.20
-0.25
407
-44.58
49.27
Growth Rate
Revenue Growth
-22.21 %
Net Income Growth
39.36 %
Cash Flow Change
-28.68 %
ROE
28.46 %
ROCE
37.50 %
EBITDA Margin (Avg.)
93.55 %

Quarterly Financial Results

Quarterly Financials
Mar 2016
Dec 2016
Mar 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Revenue
6,350
5,713
7,569
6,813
8,755
5,550
7,600
7,601
10,444
6,441
8,336
8,388
11,292
5,991
8,887
9,270
12,496
7,516
9,587
9,132
12,372
7,213
10,089
9,817
13,409
7,516
10,592
10,349
15,337
8,112
10,738
12,430
16,552
8,680
12,252
Expenses
5,856
4,731
13,871
13,069
6,981
7,698
8,640
8,461
15,981
8,260
8,083
12,811
-7,749
18,853
16,641
28,412
19,726
17,341
22,960
9,628
13,701
-1,483
22,869
17,502
11,400
23,663
17,682
26,584
22,760
25,362
24,839
4,295
15,272
25,188
11,955
EBITDA
494
981
-6,303
-6,256
1,774
-2,147
-1,040
-861
-5,537
-1,820
253
-4,422
19,042
-12,862
-7,755
-19,142
-7,230
-9,825
-13,373
-496
-1,329
8,696
-12,780
-7,685
2,010
-16,147
-7,090
-16,236
-7,423
-17,250
-14,102
8,135
1,280
-16,508
296
Operating Profit %
8 %
17 %
-84 %
-92 %
19 %
-42 %
-14 %
-13 %
-59 %
-33 %
-0 %
-58 %
174 %
-240 %
-94 %
-217 %
-66 %
-163 %
-147 %
-6 %
-21 %
122 %
-139 %
-85 %
10 %
-237 %
-76 %
-168 %
-54 %
-222 %
-131 %
65 %
7 %
-196 %
-1 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Profit Before Tax
494
316
449
504
409
314
331
326
303
316
332
323
228
333
365
350
172
-215
502
359
315
201
243
277
364
216
276
265
270
271
303
410
598
390
389
Tax
70
23
41
53
68
33
31
30
42
31
30
21
49
46
62
45
110
-30
56
47
128
44
43
55
129
10
33
38
97
47
52
85
213
89
93
Net Profit
425
293
408
452
340
281
300
296
261
285
302
302
179
287
303
304
63
-185
446
312
187
157
200
222
235
206
244
227
174
224
251
325
385
301
296
EPS in ₹
2.97
2.04
2.84
3.15
2.37
1.96
2.09
2.07
1.82
1.98
2.10
2.10
1.24
2.00
2.11
2.12
0.44
-1.29
3.10
2.17
1.30
1.09
1.39
1.54
1.64
1.43
1.69
1.58
1.21
1.56
1.74
2.25
2.67
2.08
2.05

Balance Sheet

Balance Sheet
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
1,38,371
1,59,422
1,52,699
2,13,489
2,39,185
2,50,157
2,93,523
3,08,839
Fixed Assets
871
935
932
911
916
968
1,168
1,315
Current Assets
2,714
3,337
3,840
3,897
4,908
5,725
6,791
6,990
Capital Work in Progress
18
13
20
22
54
117
50
36
Investments
1,38,537
1,59,003
1,51,251
2,12,202
2,38,101
2,48,216
2,89,728
3,03,979
Other Assets
-1,055
-529
495
354
113
856
2,577
3,509
Total Liabilities
1,38,371
1,59,422
1,52,699
2,13,489
2,39,185
2,50,157
2,93,523
3,08,839
Current Liabilities
3,448
3,664
3,332
3,731
5,252
5,694
5,478
5,399
Non Current Liabilities
1,31,489
1,52,380
1,45,486
2,04,380
2,30,027
2,40,067
2,82,518
2,96,906
Total Equity
6,882
7,042
7,213
9,109
9,158
10,090
11,005
11,934
Reserve & Surplus
5,138
5,435
6,099
7,057
7,587
8,371
9,218
10,505
Share Capital
1,436
1,436
1,436
1,436
1,437
1,439
1,441
1,445

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-2,264
2,219
2,440
-887
2,975
-2,606
3,434
696
-1,168
17
-1,116
Investing Activities
-1,822
27
-696
-5,389
-7,559
-10,797
-5,084
-816
-1,145
7,420
6,875
Operating Activities
524
3,634
4,130
5,690
11,377
8,596
7,314
1,831
90
-7,315
-9,413
Financing Activities
-966
-1,442
-994
-1,188
-843
-405
1,205
-319
-112
-88
1,423

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
73.48 %
73.45 %
73.42 %
73.41 %
73.41 %
73.40 %
73.35 %
73.35 %
73.35 %
73.33 %
73.29 %
73.27 %
73.24 %
73.18 %
73.05 %
73.01 %
73.00 %
72.96 %
72.93 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.01 %
0.01 %
0.01 %
0.00 %
15.51 %
14.73 %
13.36 %
13.23 %
12.98 %
12.78 %
13.25 %
13.12 %
13.16 %
DIIs
4.26 %
4.06 %
4.05 %
4.19 %
4.72 %
5.06 %
4.64 %
5.93 %
6.14 %
6.32 %
6.38 %
6.92 %
8.54 %
8.83 %
9.29 %
9.45 %
8.80 %
8.85 %
8.65 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
2.79 %
2.45 %
2.44 %
2.55 %
2.61 %
2.53 %
2.40 %
2.73 %
2.70 %
2.41 %
2.34 %
2.58 %
2.38 %
2.24 %
2.24 %
2.30 %
2.45 %
2.57 %
2.69 %
Others
19.47 %
20.05 %
20.09 %
19.85 %
19.26 %
19.01 %
19.61 %
17.98 %
17.80 %
17.94 %
2.49 %
2.49 %
2.49 %
2.52 %
2.44 %
2.46 %
2.50 %
2.50 %
2.57 %
No of Share Holders
3,80,334
3,39,654
3,44,186
3,63,017
3,79,981
3,73,953
3,65,941
3,84,297
3,82,944
3,62,342
3,52,395
3,58,759
3,41,039
3,29,374
3,23,661
3,26,208
3,29,897
3,41,346
3,45,273

Dividend History

Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 7.35 6.7 3.15 0.8 2 0.55 0.6 0.6 0.85
Dividend Yield (%) 0.00 1.89 1.91 0.89 0.18 0.4 0.13 0.1 0.11 0.14

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
17 Jun 2021 DIVIDEND Dividend
₹ 2.00 /share
16 Jun 2021 451.05 578.35
20 Jun 2022 DIVIDEND Dividend
₹ 0.55 /share
16 Jun 2022 540.85 508.35
14 Jul 2023 DIVIDEND Dividend
₹ 0.60 /share
13 Jul 2023 445.60 598.75
14 Jun 2024 DIVIDEND Dividend
₹ 0.60 /share
13 Jun 2024 579.85 596.05
28 Jun 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
28 Jun 2024 597.25 599.70
22 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
22 Oct 2024 773.60 749.15
21 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Jan 2025 661.45 642.20
15 Apr 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 Apr 2025 591.95 553.10
12 Jun 2025 DIVIDEND Dividend
₹ 0.85 /share
12 Jun 2025 553.10 642.25
27 Jun 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
27 Jun 2025 612.95 646.90
15 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
15 Jul 2025 634.05 672.65
14 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
14 Oct 2025 596.35 593.55

Announcements

Announcement under Regulation 30 (LODR)-Credit Rating2 days ago
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS2 days ago
Announcement under Regulation 30 (LODR)-Earnings Call Transcript7 days ago
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS7 days ago
Shareholder Meeting / Postal Ballot-Scrutinizer"s Report10 days ago
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 16, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 15, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 14, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationOct 14, 2025
Financial Results For Quarter And Half Year Ended September 30 2025Oct 14, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On October 14 2025Oct 14, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 14, 2025
Announcement under Regulation 30 (LODR)-Credit RatingOct 10, 2025
Announcement Under Regulation 30 (LODR)-Performance UpdateOct 09, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 06, 2025
Announcement Under Regulation 30(4) 30(13) And Regulation 51(2) Read With Schedule III Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 26, 2025
Closure of Trading WindowSep 25, 2025
Board Meeting Intimation for Regulation 29(1)(A) And 50(1)(C) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 25, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 23, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 20, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotSep 19, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 18, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 16, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesSep 12, 2025
Initiation Of Postal Ballot ProcessSep 12, 2025
Announcement under Regulation 30 (LODR)-Resignation of DirectorSep 12, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateSep 12, 2025
Board Meeting Outcome for Outcome Of The Board Meeting Held On September 12 2025Sep 12, 2025
Board Meeting Intimation for Regulation 29(1)(D) 50(1)(D) And 50(1)(E) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 09, 2025
Announcement Under Regulation 30 (LODR)-Performance UpdateSep 09, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 09, 2025
Announcement Under Regulation 30 (LODR) - Rescheduling Of Investor/Analyst MeetSep 09, 2025
Announcement Under Regulation 30 (LODR) 2015Sep 05, 2025
Announcement Under Regulation 30 (LODR) - Cancellation Of Analyst/Investor MeetSep 04, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 02, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 01, 2025
Announcement Under Regulation 30 (LODR) - Cancellation Of Analyst/Investor MeetAug 26, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 26, 2025
Intimation Of Notice Sent To Shareholders For Transfer Of Equity Shares And Unpaid/Unclaimed Dividend To The Investor Education And Protection Fund (IEPF) And Special Reminder No. 2 On Saksham NiveshakAug 19, 2025
Announcement Under Regulation 30 (LODR) - Cancellation Of Analyst/Investor MeetAug 19, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 19, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 12, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationAug 08, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
ICICI Prudential Multi Asset Fund Direct-Growth
0.19%
2181615
0.19%
0.19%
ICICI Prudential Equity & Debt Fund Direct-Growth
0.39%
1808688
0.23%
0.28%
ICICI Prudential Nifty Next 50 Index Direct-Growth
0.00%
-1316015
-1.03%
-1.04%
Axis ELSS Tax Saver Direct Plan-Growth
0.08%
-1303824
-0.23%
-0.23%
Kotak Arbitrage Fund Direct-Growth
0.01%
-1248750
-0.10%
-0.09%
ICICI Prudential Large & Mid Cap Fund Direct Plan-Growth
0.52%
1178054
0.28%
0.27%
UTI Nifty Next 50 Index Fund Direct - Growth
0.00%
-944212
-1.03%
-1.04%
Baroda BNP Paribas Midcap Fund Direct-Growth
0.00%
-500000
-1.39%
-1.41%
ICICI Prudential Dividend Yield Equity Fund Direct-Growth
0.64%
448306
0.44%
0.64%
Nippon India Arbitrage Fund Direct-Growth
0.19%
-390350
-0.15%
-0.27%
Edelweiss Arbitrage Fund Direct-Growth
0.25%
349650
0.13%
0.13%
HDFC NIFTY Next 50 Index Fund Direct - Growth
0.00%
-340562
-1.03%
-1.04%
SBI Nifty Next 50 Index Fund Direct - Growth
0.00%
-302683
-1.03%
-1.04%
Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth
0.65%
286485
0.65%
0.65%
Templeton India Value Fund Direct Plan-Growth
1.53%
-285000
-0.78%
-0.81%
ITI Mid Cap Fund Direct - Growth
0.00%
-254553
-1.27%
-1.28%
Bandhan Arbitrage Fund Direct-Growth
0.07%
-219225
-0.16%
-0.15%
Nippon India Nifty Midcap 150 Index Fund Direct - Growth
0.65%
212478
0.65%
0.65%
ICICI Prudential Banking and Financial Services Direct Plan-Growth
0.12%
200000
0.12%
0.12%
Axis Business Cycles Fund Direct-Growth
0.08%
-196113
-0.52%
-0.52%
Bandhan Multi-Factor Fund Direct - Growth
2.06%
181992
2.06%
2.06%
DSP Nifty Next 50 Index Fund Direct - Growth
0.00%
-179185
-1.03%
-1.04%
SBI Arbitrage Opportunities Fund Direct-Growth
0.11%
-167425
-0.02%
-0.03%
Navi Nifty Next 50 Index Fund Direct - Growth
0.00%
-161088
-1.03%
-1.04%
Invesco India Arbitrage Fund Direct-Growth
0.09%
122100
0.02%
-0.08%

Technical Indicators

RSI(14)
Neutral
50.99
ATR(14)
Less Volatile
10.68
STOCH(9,6)
Neutral
70.63
STOCH RSI(14)
Neutral
67.35
MACD(12,26)
Bullish
1.21
ADX(14)
Weak Trend
16.73
UO(9)
Bearish
48.58
ROC(12)
Uptrend And Accelerating
1.15
WillR(14)
Neutral
-32.66

About ICICI Prudential Life Insurance

ICICI Prudential Life Insurance Company Limited is a joint venture between ICICI Bank Limited and Prudential Corporation Holdings Limited, incorporated in 2000. It provides life insurance, pensions, and health insurance products to individuals and groups in India. The company offers various products including non-linked insurance savings plans, protection plans, and unit-linked insurance plans. It distributes its products through individual agents, corporate agents, banks, brokers, and its proprietary sales force. As of March 31, 2023, the company operates through 471 offices in 408 locations. ICICI Prudential Life Insurance is listed on Indian stock exchanges and is one of the largest fund managers in India with total assets under management of Rs. 2,404.92 billion as of March 31, 2022. The company reported a new business premium of Rs.169.22 billion in FY2023 and settled over 246,273 mortality claims amounting to Rs 38.51 billion with high claim settlement ratios.
Listing Date
29 Sept, 2016(9 Years, 2 days)
Chairperson NameSandeep Batra