ICICI Prudential Life Insurance

Market Cap (₹ Cr.)

₹1,08,508

52 Week High

772.90

Book Value

₹74

52 Week Low

463.45

PE Ratio

124.81

PB Ratio

9.65

PE for Sector

33.71

PB for Sector

2.87

ROE

7.73 %

ROCE

0.32 %

Dividend Yield

0.08 %

EPS

₹6.03

Industry

Insurance

Sector

Finance & Investments

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

78.53 %

Net Income Growth

4.57 %

Cash Flow Change

-8,274.16 %

ROE

-4.13 %

ROCE

-12.84 %

EBITDA Margin (Avg.)

-46.89 %

Financial Results

Quarterly Financials	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	3,333	4,792	6,216	6,488	9,080	9,272	5,214	14,320	8,458	9,542	13,573	7,388	8,011	8,970	8,787	16,283	8,575	8,414	13,132	-7,522	19,185	17,005	28,761	19,897	17,123	23,459	9,984	14,012	-1,286	23,108	17,774	11,759	23,875	17,953	26,844	23,019	25,626
Expenses	2,903	4,363	5,733	5,988	8,647	8,801	4,704	13,871	8,004	9,070	13,068	6,980	7,697	8,638	8,460	15,980	8,259	8,082	12,809	-7,751	18,851	16,640	28,410	19,724	17,339	22,958	9,626	13,698	-1,486	22,866	17,499	11,395	23,657	17,676	26,578	22,748	25,354
EBITDA	430	429	483	499	433	471	510	449	454	472	505	409	315	332	327	303	316	332	323	229	334	365	351	173	-216	501	358	314	200	242	275	364	217	277	266	271	272
Operating Profit %	6 %	15 %	-30 %	6 %	-146 %	-62 %	17 %	-84 %	-66 %	-39 %	-92 %	19 %	-42 %	-14 %	-13 %	-59 %	-33 %	-0 %	-58 %	174 %	-240 %	-94 %	-217 %	-66 %	-163 %	-147 %	-6 %	-21 %	122 %	-139 %	-85 %	10 %	-237 %	-76 %	-168 %	-54 %	-222 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	430	429	483	499	433	471	510	449	454	472	505	409	315	332	327	303	316	332	323	229	334	365	351	173	-216	501	358	314	200	242	275	364	217	277	266	271	272
Tax	33	14	48	96	28	52	60	41	48	51	53	68	33	31	30	42	31	30	21	49	46	62	45	110	-30	56	47	129	44	43	55	129	10	33	39	97	47
Net Profit	397	415	436	403	405	419	450	408	406	421	452	341	282	301	297	261	285	302	302	179	288	303	306	64	-186	445	311	185	156	199	221	235	207	244	227	174	225
EPS in ₹	2.77	2.90	3.04	2.81	2.83	2.92	3.14	2.85	2.83	2.93	3.15	2.37	1.96	2.10	2.07	1.82	1.98	2.10	2.11	1.25	2.00	2.11	2.13	0.44	-1.29	3.09	2.16	1.28	1.08	1.39	1.53	1.63	1.44	1.70	1.58	1.21	1.56

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	1,02,565	1,21,906	1,38,374	1,59,426	1,52,705	2,13,499	2,39,190	2,50,159	2,93,527
Fixed Assets	467	840	871	935	932	911	916	968	1,167
Current Assets	1,475	2,862	2,714	3,336	3,838	3,896	4,905	5,717	6,785
Capital Work in Progress	7	7	18	13	20	22	54	117	49
Investments	1,03,054	1,21,615	1,38,569	1,59,048	1,51,295	2,12,251	2,38,168	2,48,280	2,89,796
Other Assets	-964	-557	-1,084	-569	457	315	52	794	2,515
Total Liabilities	97,240	1,15,498	1,31,490	1,52,379	1,45,486	2,04,380	2,30,027	2,40,067	2,82,518
Current Liabilities	2,201	2,836	3,448	3,664	3,330	3,729	5,250	5,688	5,473
Non Current Liabilities	97,240	1,15,498	1,31,489	1,52,379	1,45,486	2,04,380	2,30,027	2,40,067	2,82,518
Total Equity	5,325	6,408	6,884	7,047	7,219	9,119	9,163	10,092	11,009
Reserve & Surplus	3,892	4,973	5,449	5,611	5,783	7,683	7,726	8,653	9,568
Share Capital	1,432	1,435	1,436	1,436	1,436	1,436	1,437	1,439	1,441

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	-2,257	2,219	2,439	-887	2,975	-2,608	3,434	696	-1,172	21
Investing Activities	-1,820	25	-699	-5,392	-7,563	-10,802	-5,090	-815	-1,147	7,414
Operating Activities	528	3,636	4,132	5,693	11,381	8,600	7,320	1,831	88	-7,305
Financing Activities	-966	-1,442	-994	-1,188	-843	-405	1,205	-319	-112	-88

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	73.48 %	73.45 %	73.42 %	73.41 %	73.41 %	73.40 %	73.35 %	73.35 %	73.35 %	73.33 %	73.29 %	73.27 %	73.24 %	73.18 %
FIIs	16.50 %	17.17 %	17.17 %	16.92 %	16.35 %	16.13 %	16.62 %	15.40 %	15.19 %	15.42 %	15.50 %	14.72 %	13.34 %	13.22 %
DIIs	4.29 %	4.12 %	4.14 %	4.26 %	4.74 %	5.08 %	5.05 %	5.94 %	6.16 %	6.33 %	6.39 %	6.94 %	8.55 %	8.84 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	5.72 %	5.27 %	5.27 %	5.41 %	5.50 %	5.38 %	4.99 %	5.31 %	5.30 %	4.92 %	4.82 %	5.07 %	4.86 %	4.76 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
LIC of India	1,000.55	6,46,003.63	15.44	8,64,897.68	8.57	40,916	9.27	34.93
SBI Life Insurance	1,840.95	1,82,555.94	89.81	1,33,665.06	62.23	1,894	36.34	54.72
HDFC Life Insurance	701.50	1,50,526.34	92.03	1,02,006.61	42.38	1,574	14.94	44.88
ICICI Prudential Life Insurance	755.10	1,08,507.89	124.81	91,712.46	78.53	851	8.80	58.68
ICICI Lombard General Insurance	2,200.00	1,03,985.22	49.31	20,602.12	9.18	1,919	48.68	62.97
GIC of India	384.00	69,105.82	9.72	46,556.85	-2.50	6,508	43.27	42.95
The New India Assurance Company	233.15	39,584.96	36.12	43,690.98	6.38	1,091	-7.01	36.64
Star Health Insurance	605.60	35,628.39	40.68	14,026.48	15.90	845	10.80	47.00
Go Digit General Insurance	345.80	34,200.00	152.21	8,615.38	46.38	182	73.35	36.12