ICICI Prudential Life Insurance Reports 11.5% YoY Growth in December Retail Premiums
ICICI Prudential Life Insurance reported 11.5% YoY growth in retail weighted received premium to ₹793.00 crore for December 2025, alongside 7.3% growth in APE to ₹929.00 crore. New business premiums surged 25.1% to ₹1,945.00 crore, while new business sum assured grew 18.1% YoY for the nine-month period. However, nine-month metrics showed mixed performance with RWRP declining 3.8% and APE down 1.4% compared to the previous fiscal year.

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ICICI Prudential Life Insurance Company Limited released its December 2025 performance update, showcasing mixed growth trends across key business metrics. The insurer demonstrated strong monthly performance in several categories while facing headwinds in nine-month comparisons.
Retail Premium Performance Shows Strength
The company's retail weighted received premium (RWRP) performance highlighted robust monthly growth momentum. December 2025 figures demonstrated the insurer's ability to maintain premium collection growth despite market challenges.
| Metric | December 2025 | YoY Growth |
|---|---|---|
| Retail Weighted Received Premium | ₹793.00 crore | +11.5% |
| Quarterly RWRP (Q3 FY2026) | ₹2.04 lakh crore | +9.3% |
| Nine-month RWRP (FY2026) | ₹5,328.00 crore | -3.8% |
New Business Metrics Display Mixed Trends
Annualised Premium Equivalent (APE), a key indicator of new business inflows, showed positive momentum on a monthly basis. The December performance reflected the company's continued ability to attract new customers and expand its business base.
| Parameter | December 2025 | YoY Change |
|---|---|---|
| Total APE | ₹929.00 crore | +7.3% |
| Retail APE | ₹797.00 crore | +4.3% |
| Q3 FY2026 APE | ₹2,525.00 crore | +3.6% |
| Nine-month APE | ₹6,811.00 crore | -1.4% |
New Business Premiums Surge Despite Quarterly Volatility
New business premiums demonstrated significant monthly growth, though the company noted this was offset by a sharp decline in November. The December surge of 25.1% year-on-year brought new business premiums to ₹1,945.00 crore, indicating strong customer acquisition during the month.
Year-to-date performance for nine months reached ₹15,090.00 crore, remaining nearly flat compared with the same period in FY2025. This stability suggests consistent business generation despite monthly fluctuations.
Sum Assured Coverage Expands Significantly
New business sum assured reached ₹1.18 lakh crore for December 2025, contributing to a nine-month total of ₹101.60 lakh crore. This represented an 18.1% year-on-year increase, demonstrating the company's success in expanding insurance coverage for customers.
Regulatory Compliance and Transparency
ICICI Prudential Life submitted the business update to both BSE and NSE under SEBI's Listing Obligations and Disclosure Requirements (LODR). The company has also made this information available on its official website, ensuring comprehensive stakeholder access to performance data.
Historical Stock Returns for ICICI Prudential Life Insurance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.60% | +1.65% | +11.23% | +3.14% | +4.98% | +30.34% |
















































