CSL Finance Limited (NSE: CSLFINANCE, BSE: 530067) has reported strong growth in its Assets Under Management (AUM) for the quarter ended September 30. The company's latest quarterly update reveals significant progress in various financial metrics.

AUM Growth and Portfolio Mix

CSL Finance witnessed a year-over-year AUM growth of 27.40%, reaching approximately INR 1,380.00 crore. This marks a substantial increase from INR 1,083.00 crore reported in the same quarter of the previous year. The AUM includes a Direct Assignment (DA) of INR 88.00 crore, up from INR 42.00 crore in the previous year.

The company's portfolio mix stands at 67:33 (Wholesale Lending : SME), showing a slight shift from the 68:32 ratio observed at the end of the previous quarter.

Financial Activities and Liquidity

During the quarter, CSL Finance demonstrated active financial management:

• Fresh debt of INR 134.53 crore was availed from existing banks and financial institutions.
• Two new lenders were onboarded, while five existing lenders provided additional term loans.
• New loan disbursements reached INR 290.00 crore, with collections amounting to INR 228.00 crore.

The company maintains a strong liquidity position with a surplus of approximately INR 140.00 crore, including undrawn sanctions of INR 35.00 crore.

Capital Adequacy and Financial Stability

CSL Finance continues to maintain a robust capital structure, reporting a Capital Adequacy Ratio (CAR) of approximately 43% for the quarter. This well-capitalized position indicates the company's financial stability and its capacity to absorb potential losses.

Management Commentary

Rohit Gupta, Managing Director of CSL Finance Limited, signed off on the quarterly update, highlighting the company's performance and financial position. The management's focus on maintaining a strong liquidity surplus and a healthy capital adequacy ratio reflects a prudent approach to growth and risk management.

It's important to note that the financial figures are provisional and subject to limited review by the company's statutory auditors.

CSL Finance Limited, with its registered office in New Delhi and corporate office in Noida, continues to demonstrate resilience and growth in the non-banking financial sector. Investors and stakeholders can access more detailed information on the company's website at www.cslfinance.in .

CSL Finance Limited , a prominent player in the financial services sector, has announced significant changes to its capital structure and leadership team following its 33rd Annual General Meeting (AGM) held on September 20, 2025.

Capital Amendment

Shareholders approved an amendment to the capital clause of the company's Memorandum of Association, revising the authorized share capital to Rs. 27.00 crore, divided into 2.70 crore equity shares of Rs. 10.00 each. This move potentially positions the company for future growth and expansion.

Leadership Changes

The AGM saw several key appointments and re-appointments:

Auditors

• S.R. Dinodia & Co. LLP has been appointed as statutory auditors for a three-year term, from the conclusion of the 33rd AGM until the 36th AGM in 2028.
• Jasvinder Kaur & Co. has been appointed as secretarial auditors for a five-year term, until the 38th AGM in 2030.

Executive Leadership

• Ms. Rachita Gupta has been re-appointed as Whole Time Director for a five-year term, from December 30, 2025, to December 29, 2030.
• Mr. Ashok Kumar Kathuria's designation has been changed from non-executive director to executive director.

Independent Directors

• Mr. Parmod Bindal and Mr. Subhash Chand Kwatra have both been re-appointed as Non-Executive Independent Directors for second terms of three years each.

Employee Stock Option Scheme

The company has approved the implementation of the CSL Finance Employee Stock Option Plan 2025 through a trust route. This move is likely aimed at aligning employee interests with those of the company and its shareholders.

Material Related Party Transactions

Shareholders approved material related party transactions with CSL Capital Private Limited, indicating potential strategic collaborations or business arrangements between the two entities.

These developments suggest that CSL Finance is positioning itself for future growth, strengthening its governance structure, and focusing on employee retention and motivation. The changes in leadership and capital structure could potentially impact the company's strategic direction and financial performance in the coming years.

Investors and stakeholders will be keenly watching how these changes translate into business performance and shareholder value in the medium to long term.