| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 94 | 45 | 41 | 42 | 58 | 61 | 62 | 75 | 118 | 167 | 216 | 234 |
| Expenses | 80 | 25 | 14 | 9 | 12 | 18 | 15 | 19 | 28 | 37 | 53 | 54 |
| EBITDA | 14 | 20 | 27 | 32 | 46 | 43 | 47 | 56 | 90 | 130 | 164 | 180 |
| Operating Profit % | 14 % | 44 % | 67 % | 78 % | 80 % | 71 % | 76 % | 75 % | 76 % | 78 % | 76 % | 77 % |
| Depreciation | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 |
| Interest | 1 | 1 | 3 | 6 | 12 | 11 | 7 | 11 | 27 | 43 | 65 | 74 |
| Profit Before Tax | 12 | 19 | 24 | 26 | 34 | 32 | 39 | 45 | 62 | 86 | 97 | 104 |
| Tax | 4 | 5 | 7 | 8 | 10 | 9 | 12 | 11 | 16 | 22 | 25 | 26 |
| Net Profit | 8 | 13 | 16 | 18 | 24 | 23 | 28 | 33 | 46 | 63 | 72 | 82 |
| EPS in ₹ | 17.06 | 27.89 | 35.07 | 33.88 | 40.01 | 36.88 | 15.07 | 17.86 | 22.02 | 28.60 | 31.64 | 35.80 |
CSL Finance
CSL Finance
287.70
+1.55
(0.54%)
Market Cap
₹655.46 Cr
PE Ratio
8.23
Volume
5,576.00
Day High - Low
₹290.00 - ₹281.00
52W High-Low
₹380.20 - ₹227.45
Key Fundamentals
Market Cap
655.46 Cr
EPS
31.64
PB Ratio
1.15
Book Value
255.06
EBITDA
163.50
Dividend Yield
1.00 %
Industry
Financial Services Sector
NBFC ROE Growth %
-
Debt to Equity
1.18
Actual
Company News
View All News
CSL Finance Limited reported AUM of Rs 1,397 crores in Q2 FY26, marking 29% year-on-year growth and 8% sequential increase, with PAT rising 37% to Rs 24.5 crores driven by improved SME retail disbursements. The company targets AUM of Rs 1,500-1,600 crores by year-end while expanding branch network from current 45 to 60 branches, focusing on disciplined growth in secured lending segment.
CSL Finance Limited achieved Assets Under Management of ₹1,397 crore with 29% year-on-year growth and 8% sequential growth, while Profit After Tax increased 37% YoY to ₹24.5 crore. The NBFC maintained strong asset quality with Gross NPA at 0.51% and collection efficiency at 98%, focusing on SME retail and wholesale lending segments.
CSL Finance Targets 20%+ CAGR Through Multi-Year Expansion StrategyNov 13, 2025
CSL Finance outlined a multi-year expansion plan targeting 20%+ CAGR growth through AUM expansion in affordable housing and MSME segments, with enhanced focus on secured lending and Tier-II market penetration. The company is strengthening its digital credit platform for faster disbursals while implementing balanced risk management and cross-selling initiatives to drive growth.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,037.50 | #1 6,45,582.49 | 34.47 | #1 69,724.80 | 26.81 | #1 16,780 | 23.27 | 53.21 | |
306.20 | 1,94,533.20 | 119.98 | 2,078.90 | 12.09 | 1,613 | 0.86 | 49.81 | |
851.65 | 1,60,196.04 | 15.75 | 41,859.50 | 19.61 | 9,423 | 7.47 | 73.47 | |
3,744.20 | 1,50,317.83 | 20.57 | 20,324.50 | 34.04 | 5,352 | 82.54 | 70.95 | |
1,736.00 | 1,46,066.87 | 30.89 | 26,152.80 | 34.67 | 4,260 | 19.82 | 58.33 | |
880.15 | 83,750.18 | 43.33 | 18,637.10 | 6.60 | 1,916 | 9.99 | 49.31 | |
4,728.60 | 52,536.57 | 26.26 | 8,563.00 | 17.53 | 1,813 | 11.90 | 53.30 | |
371.85 | 51,686.08 | 19.52 | 18,530.50 | 16.03 | 2,261 | 45.15 | 76.76 | |
2,706.50 | 45,968.58 | #1 11.46 | 4,612.20 | #1 76.63 | 4,241 | -8.96 | 40.62 | |
480.30 | 37,425.39 | 174.37 | 4,222.80 | 34.17 | -98 | #1 115.75 | 52.39 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
29.65 %
Net Income Growth
13.72 %
Cash Flow Change
-34.91 %
ROE
-0.22 %
ROCE
0.08 %
EBITDA Margin (Avg.)
-2.95 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 90 | 111 | 149 | 288 | 336 | 333 | 348 | 532 | 779 | 985 | 1,245 |
| Fixed Assets | 1 | 1 | 1 | 1 | 4 | 3 | 3 | 6 | 8 | 8 | 9 |
| Current Assets | 86 | 109 | 147 | 170 | 11 | 17 | 22 | 17 | 47 | 67 | 91 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 85 | 110 | 148 | 287 | 332 | 329 | 345 | 526 | 771 | 978 | 1,236 |
| Total Liabilities | 90 | 111 | 149 | 288 | 336 | 333 | 348 | 532 | 779 | 985 | 1,245 |
| Current Liabilities | 5 | 12 | 34 | 67 | 63 | 57 | 41 | 23 | 38 | 20 | 31 |
| Non Current Liabilities | 0 | 0 | 0 | 37 | 62 | 43 | 47 | 188 | 378 | 491 | 673 |
| Total Equity | 85 | 98 | 114 | 184 | 211 | 233 | 259 | 322 | 363 | 475 | 542 |
| Reserve & Surplus | 81 | 94 | 110 | 177 | 205 | 227 | 253 | 300 | 341 | 452 | 519 |
| Share Capital | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 20 | 20 | 22 | 23 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 0 | -1 | 9 | -8 | 7 | 5 | 6 | -5 | 27 | 14 | 10 |
| Investing Activities | 7 | 12 | 4 | -1 | -1 | -0 | -0 | -4 | -2 | -1 | -2 |
| Operating Activities | -3 | -19 | -13 | -109 | -15 | 33 | 22 | -158 | -167 | -128 | -172 |
| Financing Activities | -4 | 6 | 18 | 102 | 23 | -28 | -17 | 157 | 196 | 143 | 184 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Jul 2023 | Aug 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 57.36 % | 57.37 % | 57.50 % | 57.50 % | 51.33 % | 51.33 % | 51.33 % | 51.33 % | 51.34 % | 51.47 % | 47.57 % | 47.71 % | 47.71 % | 47.71 % | 47.71 % | 47.44 % | 47.44 % | 47.49 % | 47.56 % | 47.56 % | 47.56 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 7.58 % | 7.46 % | 0.04 % | 1.47 % | 2.22 % | 2.54 % | 2.50 % | 2.47 % | 0.83 % | 0.79 % | 0.77 % |
| DIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.93 % | 1.78 % | 1.22 % | 1.23 % | 1.23 % | 1.47 % | 1.23 % | 0.13 % | 0.56 % | 0.91 % | 0.96 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 18.99 % | 18.43 % | 19.05 % | 18.66 % | 25.22 % | 24.83 % | 25.27 % | 25.68 % | 25.89 % | 23.49 % | 21.88 % | 20.81 % | 20.92 % | 24.46 % | 24.39 % | 26.79 % | 25.58 % | 25.47 % | 27.41 % | 27.80 % | 27.76 % |
| Others | 23.65 % | 24.20 % | 23.46 % | 23.83 % | 23.45 % | 23.84 % | 23.40 % | 22.99 % | 22.77 % | 25.05 % | 22.05 % | 22.24 % | 30.11 % | 25.13 % | 24.45 % | 21.76 % | 23.25 % | 24.44 % | 23.65 % | 22.95 % | 22.94 % |
| No of Share Holders | 2,160 | 2,878 | 4,379 | 4,628 | 3,896 | 3,583 | 3,913 | 3,960 | 3,900 | 4,405 | 4,701 | 4,701 | 5,517 | 5,941 | 7,057 | 7,606 | 8,649 | 9,278 | 9,185 | 8,881 | 8,849 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.5 | 2.5 | 2.5 | 3 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.23 | 0.52 | 0.97 | 1.04 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 10 Aug 2021 |  Bonus | 2:1 | 09 Aug 2021 | 117.47 | 154.15 |
| 24 Sept 2021 |  Dividend | ₹ 3.00 /share | 22 Sept 2021 | 101.77 | 115.55 |
| 20 Sept 2022 | Dividend | ₹ 2.50 /share | 16 Sept 2022 | 190.20 | 234.80 |
| 17 Sept 2023 | Dividend | ₹ 2.50 /share | 15 Sept 2023 | 210.35 | 323.10 |
| 14 Sept 2024 | Dividend | ₹ 2.50 /share | 13 Sept 2024 | 422.20 | 454.55 |
| 21 Sept 2024 |  Annual General Meeting | NA | 21 Sept 2024 | 408.25 | 449.05 |
| 09 Nov 2024 |  Quarterly Result Announcement | NA | 09 Nov 2024 | 340.50 | 339.20 |
| 11 Feb 2025 | Quarterly Result Announcement | NA | 11 Feb 2025 | 267.00 | 272.70 |
| 23 May 2025 | Quarterly Result Announcement | NA | 23 May 2025 | 300.05 | 318.30 |
| 12 Aug 2025 | Quarterly Result Announcement | NA | 12 Aug 2025 | 300.00 | 294.35 |
| 13 Sept 2025 | Dividend | ₹ 3.00 /share | 12 Sept 2025 | 318.30 | 293.50 |
| 20 Sept 2025 | Annual General Meeting | NA | 20 Sept 2025 | 296.90 | 300.60 |
| 13 Nov 2025 | Quarterly Result Announcement | NA | 13 Nov 2025 | 278.35 | 266.65 |
Announcements
Announcement under Regulation 30 (LODR)-Newspaper Publication
4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Newspaper PublicationNov 17, 2025
Nov 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 17, 2025
Nov 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 14, 2025
Nov 14, 2025Announcement under Regulation 30 (LODR)-Investor PresentationNov 13, 2025
Nov 13, 2025Results For The Quarter And Half Year Ended September 30 2025Nov 13, 2025
Nov 13, 2025Board Meeting Outcome for Outcome Of The Board MeetingNov 13, 2025
Nov 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 10, 2025
Nov 10, 2025Board Meeting Intimation for Considering And Approving The Un-Audited Financial Results For The Quarter And Half Year Ended September 30 2025.Nov 04, 2025
Nov 04, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 16, 2025
Oct 16, 2025Quarterly Updated For The Quarter Ended September 30 2025Oct 01, 2025
Oct 01, 2025Closure of Trading WindowSep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 26, 2025
Sep 26, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 23, 2025
Sep 23, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 23, 2025
Sep 23, 2025Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of AssociationSep 23, 2025
Sep 23, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 23, 2025
Sep 23, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMSep 20, 2025
Sep 20, 2025Resubmission Of Financials For The Quarter Ended June 30 2025 As Per NSE Email Dated August 29 2025Aug 30, 2025
Aug 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 29, 2025
Aug 29, 2025Corporate Action- Fixes Record Date For The Purpose Of DividendAug 28, 2025
Aug 28, 2025Reg. 34 (1) Annual Report.Aug 28, 2025
Aug 28, 2025Notice Of The 33Rd Annual General Meeting To Be Held On 20 September 2025 At 12:30 PM Through VC/OAVMAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 23, 2025
Aug 23, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 13, 2025
Aug 13, 2025Intimation Of Appointment Of Secretarial AuditorAug 12, 2025
Aug 12, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sAug 12, 2025
Aug 12, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateAug 12, 2025
Aug 12, 2025Announcement under Regulation 30 (LODR)-Investor PresentationAug 12, 2025
Aug 12, 2025Un-Audited Financial Results For Quarter Ended June 30 2025Aug 12, 2025
Aug 12, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On 12 August 2025Aug 12, 2025
Aug 12, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 08, 2025
Aug 08, 2025Board Meeting Intimation for Considering And Approving Un-Audited Financial Results For The Quarter Ended June 30 2025Aug 05, 2025
Aug 05, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 31, 2025
Jul 31, 2025Social Media Communication Regarding Special Window For Re-Lodgement Of Transfer Requests Of Physical Shares Of The Company.Jul 15, 2025
Jul 15, 2025Newspaper Publication Regarding Notice_Special Window For Re-Lodgement Of Transfer Requests Of Physical Shares.Jul 11, 2025
Jul 11, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 08, 2025
Jul 08, 2025Quarterly Updates For The Quarter Ended June 30Th 2025.Jul 01, 2025
Jul 01, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 26, 2025
Jun 26, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 26, 2025
Jun 26, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 24, 2025
Jun 24, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 23, 2025
Jun 23, 2025Revised Submission Of Audited Financial ResultsJun 09, 2025
Jun 09, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 29, 2025
May 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 27, 2025
May 27, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 24, 2025
May 24, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 23, 2025
May 23, 2025Audited Financial Results For The Quarter And Year Ended March 31 2025May 23, 2025
May 23, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 23, 2025
May 23, 2025Technical Indicators
RSI(14)
Neutral 51.97
ATR(14)
Less Volatile 14.20
STOCH(9,6)
Neutral 35.28
STOCH RSI(14)
Neutral 52.29
MACD(12,26)
Bullish 0.17
ADX(14)
Weak Trend 24.11
UO(9)
Bearish 36.23
ROC(12)
Uptrend And Accelerating 7.65
WillR(14)
Neutral -45.82
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