Continental Securities Ltd delivered impressive financial performance in Q3FY26, reporting significant growth across key metrics. The Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India demonstrated strong operational efficiency and revenue expansion during the quarter ended December 31, 2025.

Strong Financial Performance in Q3FY26

The company's quarterly results showcased robust growth momentum with net profit climbing 35.18% year-on-year to ₹57.56 lakhs from ₹42.57 lakhs in Q3FY25. Total income for the quarter reached ₹100.87 lakhs, marking a substantial 25.15% increase from ₹80.62 lakhs in the corresponding period last year.

Interest income, the primary revenue driver, surged 41.08% to ₹100.67 lakhs compared to ₹71.36 lakhs in Q3FY25, reflecting the company's expanding lending portfolio and improved asset quality.

Nine-Month Performance Highlights

The nine-month period ending December 31, 2025, demonstrated consistent growth trajectory with net profit increasing 39.94% to ₹160.91 lakhs from ₹114.98 lakhs in the previous year. Total income for the nine-month period grew 36.42% to ₹287.39 lakhs, substantially higher than ₹210.66 lakhs in the corresponding period of FY25.

Board Committee Reconstitution

Effective January 12, 2026, Continental Securities reconstituted its key board committees to strengthen corporate governance. The reconstitution covers four critical committees with new leadership appointments and member compositions.

Committee Leadership Structure

The committees comprise a balanced mix of independent directors, non-executive directors, and executive directors, ensuring effective oversight and governance across all key areas of operations.

Operational Efficiency and Cost Management

The company maintained disciplined cost management while scaling operations. Total expenses for Q3FY26 increased to ₹26.71 lakhs from ₹23.18 lakhs in Q3FY25, representing a controlled 15.24% rise. Employee benefits expense grew to ₹9.71 lakhs from ₹7.95 lakhs, while finance costs decreased significantly to ₹0.53 lakhs from ₹3.68 lakhs, indicating improved funding efficiency.

The company operates as a Base layer NBFC (NBFC-BL) under the Reserve Bank of India's Scale Based Regulation framework, focusing exclusively on Non-Banking Financial Activities within India. Continental Securities continues to strengthen its market position through strategic growth initiatives and enhanced governance practices.

Continental Securities Ltd delivered robust financial performance in Q3FY26, with net profit surging 35.17% year-on-year to ₹57.56 lakhs compared to ₹42.57 lakhs in the corresponding quarter of the previous year. The company announced its unaudited financial results for the quarter and nine months ended December 31, 2025, demonstrating consistent growth across key financial metrics.

Strong Revenue Growth Drives Performance

The company's total income for Q3FY26 reached ₹100.87 lakhs, marking a significant 25.12% increase from ₹80.62 lakhs in Q3FY25. This growth was primarily driven by interest income, which rose to ₹100.67 lakhs from ₹71.36 lakhs in the previous year quarter.

Nine-Month Performance Shows Sustained Growth

For the nine months ended December 31, 2025, Continental Securities reported even stronger performance with net profit climbing 39.93% to ₹160.91 lakhs from ₹114.98 lakhs in the corresponding period last year. Total income for the nine-month period increased 36.41% to ₹287.39 lakhs compared to ₹210.66 lakhs in the previous year.

Board Reconstitutes Key Committees

The Board of Directors reconstituted four critical committees with effect from January 12, 2026, ensuring enhanced governance structure. Mrs. Annu Sharma Khandelwal was appointed as Chairperson of both the Audit Committee and Nomination and Remuneration Committee, while Ms. Mahima Khuteta leads the Risk Management Committee as Chairperson.

Committee Leadership Structure:

Audit Committee:

• Chairperson: Mrs. Annu Sharma Khandelwal (Non-Executive Independent Director)
• Members: Ms. Mahima Khuteta (Executive Director), Mr. Govind Sharan Khandelwal (Non-Executive Independent Director)

Stakeholder Relationship Committee:

• Chairperson: Mr. Yash Khuteta (Non-Executive Director)
• Members: Mrs. Annu Sharma Khandelwal, Mr. Govind Sharan Khandelwal

Operational Highlights and Business Profile

Continental Securities operates as a Non-Banking Financial Company registered with the Reserve Bank of India under Scale Based Regulation as a Base layer NBFC. The company focuses exclusively on non-banking financial activities within India, operating in a single reportable segment.

The company's expense management remained disciplined with total expenses for Q3FY26 at ₹26.71 lakhs compared to ₹23.18 lakhs in Q3FY25. Employee benefits expense increased to ₹9.71 lakhs from ₹7.95 lakhs, while finance costs decreased significantly to ₹0.53 lakhs from ₹3.68 lakhs in the previous year quarter.

Dividend Distribution and Shareholder Returns

The company paid a final dividend of ₹0.05 per equity share for FY25, totaling ₹13.64 lakhs after tax deduction, which was distributed to shareholders on October 13, 2025. The dividend was approved at the Annual General Meeting held on September 22, 2025.

Basic and diluted earnings per share for Q3FY26 stood at ₹0.20 compared to ₹0.16 in Q3FY25, representing a 25.00% increase. For the nine-month period, EPS reached ₹0.55 compared to ₹0.44 in the corresponding period last year.