Bank of Maharashtra has announced the availability of its earnings conference call recording for the third quarter of fiscal year 2026, following a discussion with analysts and investors on January 13, 2026. The call was conducted to review the bank's financial performance for the quarter ended December 31, 2025.

Earnings Call Details

The bank conducted its quarterly earnings conference call on Tuesday, January 13, 2026, at 4:30 PM IST. The session was designed to provide analysts and investors with insights into the bank's financial performance during the third quarter of the current fiscal year.

Recording Availability

The complete recording of the earnings conference call has been made available on the bank's official website. Stakeholders can access the recording through the financial results section at the bank's web portal. This ensures transparency and provides broader access to the financial discussions for those who could not participate in the live session.

Regulatory Compliance

The announcement was made in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The bank formally communicated this information to both major stock exchanges where its shares are listed.

The disclosure was digitally signed by Vishal Sethia, who serves as the Company Secretary and Compliance Officer, ensuring proper authorization and authenticity of the communication. This follows the bank's earlier intimation dated January 8, 2026, maintaining consistent communication with regulatory authorities and market participants.

Bank of Maharashtra delivered robust third-quarter results, reporting a 26% year-on-year increase in net profit to ₹1,779 crore, up from ₹1,407 crore in the corresponding period last year. The Pune-headquartered public sector bank also announced a 10% interim dividend alongside its Q3 performance.

Financial Performance Highlights

The bank's strong profit growth was underpinned by healthy business expansion and improved operational metrics. Key financial indicators showed consistent improvement across multiple parameters.

Business Growth and Margins

The bank maintained a net interest margin of 3.86% for the quarter under review, representing a one basis point improvement from the preceding quarter, though it was 12 basis points lower than the year-ago period. Managing Director Nidhu Saxena indicated that even with potential rate cuts, the NIM would likely remain above the bank's guidance of 3.75%.

Business growth remained robust with gross advances expanding 20% year-on-year to ₹2.74 lakh crore, while deposit mobilisation increased 15% to ₹3.22 lakh crore. The current and savings account ratio to total deposits stood at a healthy 49.5%.

Asset Quality Improvement

Asset quality metrics showed continued improvement, reinforcing the bank's strengthening fundamentals.

Corporate Lending Pipeline

The bank maintains a 36% corporate loan share in its portfolio. Saxena highlighted a healthy corporate loan book pipeline of approximately ₹50,000-55,000 crore, with around ₹20,000 crore currently in various stages of disbursement, indicating strong future growth prospects.

The comprehensive performance across profitability, asset quality, and business growth metrics demonstrates Bank of Maharashtra's continued operational strength and strategic execution during the quarter.