Bank of India released its provisional financial performance for the third quarter of FY26, showcasing robust double-digit growth across all major business segments. The state-owned lender demonstrated strong operational momentum with significant year-on-year improvements in deposits, advances, and overall business metrics.

Global Business Performance

The bank's global business metrics reflected strong growth trajectory during the December quarter:

The bank's global business rose 12.50% year-on-year to ₹16,27,098 crore as of December 31, 2025, compared with ₹14,46,295 crore in the corresponding quarter of FY25. Sequential growth from September 30, 2025 also remained positive.

Domestic Operations Show Strong Momentum

The domestic segment outperformed global metrics, indicating strong traction in the Indian market:

Domestic deposits recorded 12.80% year-on-year growth to ₹7,65,500 crore, while domestic gross advances expanded by an impressive 15.07% to ₹6,28,617 crore from ₹5,46,268 crore in the previous year.

Priority Sector Lending Gains Traction

Retail, agriculture and MSME (RAM) advances demonstrated the bank's commitment to priority sector lending. RAM advances on a gross domestic basis increased 17.69% year-on-year to ₹3,67,146 crore as of December 31, 2025, compared with ₹3,11,950 crore in the corresponding quarter of the previous year. The segment showed sequential growth from ₹3,47,709 crore at the end of September 2025.

Market Performance

Despite the positive financial results, shares of Bank of India ended at ₹149.25 on January 2, declining by ₹2.26 or 1.54% on the BSE. The stock movement reflects broader market dynamics rather than the bank's operational performance.

The provisional results indicate Bank of India's successful execution of its growth strategy across both retail and corporate segments, with particularly strong performance in priority sector lending and domestic operations.

Bank Of India has reported encouraging growth figures across its core banking operations, demonstrating strong performance in both lending and deposit mobilization activities as of December 31.

Key Performance Metrics

The bank's operational performance reflects robust growth across critical banking parameters:

Advances Growth Analysis

The bank's global advances have registered a significant year-on-year increase of 13.55% as of December 31. This growth in advances indicates the bank's successful lending operations and its ability to expand its credit portfolio. The robust advance growth reflects strong demand for credit products and the bank's effective market penetration strategies.

Deposit Mobilization Performance

Bank Of India's global deposits have shown healthy growth with an 11.64% yearly increase as of December 31. This deposit growth demonstrates the bank's success in attracting and retaining customers while expanding its deposit base. The positive deposit growth provides the bank with adequate liquidity to support its lending operations and business expansion plans.

Market Position Strengthening

The simultaneous growth in both advances and deposits positions Bank Of India favorably in the competitive banking landscape. These metrics indicate the bank's operational efficiency and its ability to balance lending growth with deposit mobilization, which is crucial for maintaining healthy banking operations and profitability.