Bajaj Housing Finance Limited (BHFL) has announced strong financial performance for the second quarter of fiscal year 2026, showcasing significant growth across key metrics.

Impressive Disbursement Growth

The company reported a substantial increase in gross disbursements for Q2 FY26. BHFL disbursed approximately ₹15,900.00 crore during the quarter, marking a notable 32% year-on-year growth compared to ₹12,014.00 crore in Q2 FY25.

Solid Asset Under Management (AUM) Expansion

BHFL's Assets Under Management (AUM) demonstrated robust growth:

• AUM reached approximately ₹1,26,740.00 crore as of September 30, 2025
• This represents a 24% year-on-year increase from ₹1,02,569.00 crore on September 30, 2024
• Quarter-on-quarter growth in AUM was approximately ₹6,320.00 crore

Loan Assets Show Strong Performance

The company's loan assets also exhibited significant growth:

• Loan assets stood at approximately ₹1,13,050.00 crore as of September 30, 2025
• This marks a substantial increase from ₹89,878.00 crore reported a year earlier

Financial Highlights

It's important to note that the figures reported for the quarter ended September 30, 2025, are provisional and subject to review by the company's statutory auditors.

The strong performance across disbursements, AUM, and loan assets indicates Bajaj Housing Finance's continued growth trajectory in the housing finance sector. The company's ability to significantly increase its disbursements and expand its asset base suggests a robust demand for its financial products and services in the market.

Bajaj Housing Finance Limited made this announcement in compliance with Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, demonstrating its commitment to transparent communication with stakeholders.

Bajaj Housing Finance Limited (BHFL) has successfully raised ₹1,000.09 crore through a private placement of Non-Convertible Debentures (NCDs), demonstrating strong investor confidence in the company's financial stability and growth prospects.

NCD Issuance Details

The company allotted 100,000 secured redeemable NCDs, each with a face value of ₹100,000. The debentures, issued under the ISIN INE377Y07607, have a tenure of 1,126 days and are set to mature on October 16, 2028. Key features of the NCD issuance include:

• Coupon Rate: 7.10% per annum
• Interest Payment: Annual, starting from October 16, 2025
• Security: First pari-passu charge on book debts and loan receivables, equivalent to 1.00 times the aggregate outstanding value of debentures
• Listing: Proposed to be listed on the Wholesale Debt Market Segment of BSE Limited

Interest Payment Schedule

The interest payment schedule for the NCDs is as follows:

Significance of the Issuance

This successful NCD issuance highlights Bajaj Housing Finance's strong position in the market and its ability to attract substantial investments. The funds raised through this private placement are likely to support the company's lending activities and overall business growth.

The attractive coupon rate of 7.10% per annum indicates a balance between providing competitive returns to investors and managing the company's cost of funds. The security structure, with a first pari-passu charge on book debts and loan receivables, offers additional comfort to investors.

Regulatory Compliance

The allotment of NCDs was approved by the Debenture Allotment Committee of Bajaj Housing Finance Limited, in compliance with the Securities and Exchange Board of India (SEBI) Listing Obligations and Disclosure Requirements Regulations, 2015. This demonstrates the company's commitment to regulatory standards and transparent corporate governance practices.

As Bajaj Housing Finance continues to strengthen its position in the housing finance sector, this successful NCD issuance is expected to contribute to its liquidity and support its ongoing business operations.