Finkurve fixes June 2026 record dates for NCD interest payment

1 min read     Updated on 28 May 2026, 02:59 AM
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Finkurve Financial Services Limited has fixed record dates in June 2026 for interest payments on its Non-Convertible Debentures. The payments are due between June 26 and July 12, 2026, for eligible holders recorded on the specific dates. The schedule includes both monthly and quarterly payment frequencies across six different ISINs.

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finkurve financial services has fixed record dates in June 2026 for the payment of interest on its Non-Convertible Debentures (NCDs). The company communicated these dates to the stock exchanges pursuant to Regulation 60 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The record dates determine eligibility for interest payments, which are scheduled for late June and early July 2026.

The company has established specific record dates for various ISINs, with payment frequencies ranging from monthly to quarterly. The due dates for the interest payments vary from June 26, 2026, to July 12, 2026. Interest will be credited only to those NCD holders whose names are listed in the Statement of Beneficiary Position provided by the depositories as of the applicable record date.

Schedule of Record Dates and Interest Payments

The following table outlines the record dates and corresponding due dates for interest payment across different NCD series:

ISIN Scrip Code Frequency Record Date Due Date of Interest Payment
INE734I07073 977547 Monthly 27-Jun-2026 (Close business hours) July 12, 2026
INE734I07040 977315 Monthly 16-Jun-2026 (Close business hours) July 01, 2026
INE734I07057 977317 Monthly 16-Jun-2026 (Close business hours) July 01, 2026
INE734I07065 977427 Monthly 22-Jun-2026 (Close business hours) July 07, 2026
INE734I07032 977033 Quarterly 15-Jun-2026 (Close business hours) June 30, 2026
INE734I07099 977665 Monthly 11-Jun-2026 (Close business hours) June 26, 2026

The intimation was signed by Kajal Parmar, Company Secretary & Compliance Officer of Finkurve Financial Services Limited. Copies of the communication have been forwarded to National Securities Depository Limited, Central Depository Services (India) Limited, and MUFG Intime India Private Limited.

Historical Stock Returns for Finkurve Financial Services

1 Day5 Days1 Month6 Months1 Year5 Years
-4.02%-10.25%-11.92%-42.75%-46.86%-46.86%

How will the scheduled interest payments impact Finkurve Financial Services' liquidity position in the second half of 2026?

What are the current yield trends for Finkurve's NCDs compared to the broader corporate debt market?

Does the company plan to issue new NCDs or refinance existing debt before these interest payment due dates?

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Finkurve Q4 Net Profit Rises 105% to ₹8.04 Cr

1 min read     Updated on 22 May 2026, 08:51 AM
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Finkurve Financial Services Limited announced its Q4 FY26 results, reporting a 105% YoY increase in net profit to ₹8.04 crore. Total AUM grew 149% to ₹1,096.1 crore, supported by a 95% retail gold loan portfolio, while the NNPA ratio improved to 0.09%.

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Finkurve Financial Services Limited has announced its audited financial results for the quarter and fiscal year ended March 31, 2026. The company reported a significant surge in profitability, with net profit for Q4 FY26 rising by 105% to ₹8.04 crore, compared to ₹3.91 crore in the corresponding period of the previous year. For the full fiscal year FY26, the profit for the period stood at ₹26.03 crore, marking a 49% increase from ₹17.43 crore in FY25.

Financial Performance

The company’s operational scale expanded considerably during the period. Total Assets Under Management (AUM) reached ₹1,096.1 crore in Q4 FY26, a 149% year-on-year increase from ₹439.5 crore in Q4 FY25. This growth was supported by a strategic shift towards retail gold loans, which now constitute 95% of the total loan book. Total income for Q4 FY26 grew by 71.21% to ₹69.21 crore, up from ₹40.43 crore in the same quarter last year.

Metric (₹ Cr) Q4 FY26 Q4 FY25 YoY Growth
Total Income 69.21 40.43 71.21%
Net Profit 8.04 3.91 105.46%
AUM 1,096.10 439.50 149%
Net Worth 346.00 206.40 68%

Operational Highlights

Finkurve Financial Services strengthened its operational metrics, with gold under management increasing by 54% year-on-year to 1,076.2 kgs. The branch network expanded to 105 locations, up from 73 in the previous year, while active customers for gold loans grew by 66% to 28,506. The company’s leverage ratio improved to 2.42 from 1.15, reflecting enhanced capital efficiency. Additionally, the Net Non-Performing Assets (NNPA) ratio improved significantly to 0.09% in Q4 FY26 from 0.65% in Q4 FY25.

Strategic Developments

The company noted that its reported PAT for the quarter includes an incremental provision of ₹1.22 crore (pre-tax) arising from its transition to a Middle Layer NBFC framework. Finkurve continues to leverage its partnership with Godrej Finance for co-lending and has maintained a diversified borrowing mix to reduce the cost of funds. The management highlighted that the AUM milestone of crossing ₹1,000 crore reflects nearly 10x growth compared to FY23.

Historical Stock Returns for Finkurve Financial Services

1 Day5 Days1 Month6 Months1 Year5 Years
-4.02%-10.25%-11.92%-42.75%-46.86%-46.86%

With AUM already at ₹1,096 crore and 95% concentration in retail gold loans, how might Finkurve manage portfolio diversification risk if gold prices experience a sharp correction?

As Finkurve transitions to a Middle Layer NBFC framework, what additional regulatory compliance costs and capital requirements could impact its profitability margins in FY27?

Given the rapid branch expansion from 73 to 105 locations, what is the company's target branch network size and geographic footprint strategy for the next two fiscal years?

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1 Year Returns:-46.86%