| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Dec 2023 |
Revenue  | 5 | 5 | 5 | 4 | 4 | 4 | 7 | 11 | 6 | 7 | 6 | 9 | 8 | 10 | 10 | 28 | 24 |
| Expenses | 1 | 1 | 1 | 2 | 2 | 2 | 3 | 4 | 2 | 2 | 5 | 5 | 5 | 6 | 10 | 7 | 15 |
| EBITDA | 3 | 3 | 4 | 2 | 2 | 2 | 4 | 7 | 4 | 5 | 2 | 3 | 3 | 4 | 0 | 21 | 8 |
| Operating Profit % | 73 % | 72 % | 75 % | 47 % | 55 % | 42 % | 55 % | 59 % | 64 % | 70 % | 17 % | 38 % | 38 % | 36 % | -2 % | 76 % | 35 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 3 | 3 | 3 | 3 | 1 | 1 | 2 | 4 | 2 | 2 | 2 | 2 | 1 | 2 | 1 | 1 | 2 |
| Profit Before Tax | 1 | 0 | 1 | -1 | 1 | 0 | 2 | 3 | 2 | 3 | -1 | 2 | 3 | 2 | -1 | 21 | 7 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | -0 | 1 | 1 | 1 | 0 | 4 | 2 |
| Net Profit | 1 | 0 | 1 | -1 | 1 | 0 | 2 | 1 | 2 | 3 | -0 | 1 | 2 | 2 | -1 | 17 | 5 |
| EPS in ₹ | 0.07 | 0.03 | 0.07 | -0.12 | 0.06 | 0.04 | 0.15 | 0.11 | 0.12 | 0.20 | -0.04 | 0.07 | 0.15 | 0.12 | -0.05 | 1.34 | 0.39 |
Finkurve Financial Services
Finkurve Financial Services
104.98
+1.67
(1.62%)
Market Cap
₹1,469.92 Cr
PE Ratio
73.13
Volume
13,659.00
Day High - Low
₹107.00 - ₹102.00
52W High-Low
₹134.90 - ₹102.39
Key Fundamentals
Market Cap
1,469.92 Cr
EPS
1.55
PB Ratio
8.70
Book Value
12.45
EBITDA
29.00
Dividend Yield
0.00 %
Industry
Financial Services Sector
NBFC ROE Growth %
-
Debt to Equity
0.34
Actual
Company News
View All News
Finkurve Financial Services Raises Rs. 50 Crores Through Non-Convertible Debentures6 days ago
Finkurve Financial Services' Board approved raising Rs. 50 crores through Non-Convertible Debentures via private placement, structured in two series with 2-year and 3-year tenures. The NCDs offer coupon rates of 11.15% and 11.25% per annum with monthly interest payments, secured against the company's receivables equivalent to 1.10x of gold loan AUM.
Finkurve Financial Services Reports No Deviation in Preferential Issue Proceeds UtilizationNov 14, 2025
Finkurve Financial Services Limited submitted its monitoring agency report for the quarter ended September 30, 2025, showing Rs 111.50 crores utilized from the revised issue proceeds of Rs 141.50 crores with no deviations from stated objectives. CRISIL Ratings confirmed the NBFC has properly deployed funds for onward lending, investments and repayment of borrowings, with Rs 30 crores still pending from warrant holders who have 18 months to convert their warrants into equity shares.
Finkurve Financial Reports 97% YoY AUM Growth and Appoints New CEONov 14, 2025
Finkurve Financial Services reported 97% year-on-year growth in Assets Under Management to INR 671.35 crore and 71% rise in PAT for Q2FY26, with total income growing 49.82% to INR 48.14 crore. The company appointed Naveen Kottala as Chief Executive Officer effective November 18, 2025, to lead its next phase of growth in the gold loan business.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,037.50 | #1 6,45,582.49 | 34.47 | #1 69,724.80 | 26.81 | #1 16,780 | 23.27 | 53.21 | |
306.20 | 1,94,533.20 | 119.98 | 2,078.90 | 12.09 | 1,613 | 0.86 | 49.81 | |
851.65 | 1,60,196.04 | 15.75 | 41,859.50 | 19.61 | 9,423 | 7.47 | 73.47 | |
3,744.20 | 1,50,317.83 | 20.57 | 20,324.50 | 34.04 | 5,352 | 82.54 | 70.95 | |
1,736.00 | 1,46,066.87 | 30.89 | 26,152.80 | 34.67 | 4,260 | 19.82 | 58.33 | |
880.15 | 83,750.18 | 43.33 | 18,637.10 | 6.60 | 1,916 | 9.99 | 49.31 | |
4,728.60 | 52,536.57 | 26.26 | 8,563.00 | 17.53 | 1,813 | 11.90 | 53.30 | |
371.85 | 51,686.08 | 19.52 | 18,530.50 | 16.03 | 2,261 | 45.15 | 76.76 | |
2,706.50 | 45,968.58 | #1 11.46 | 4,612.20 | #1 76.63 | 4,241 | -8.96 | 40.62 | |
480.30 | 37,425.39 | 174.37 | 4,222.80 | 34.17 | -98 | #1 115.75 | 52.39 |
Growth Rate
Revenue Growth
100.00 %
Net Income Growth
337.78 %
Cash Flow Change
560.10 %
ROE
285.19 %
ROCE
142.10 %
EBITDA Margin (Avg.)
1.68 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Total Assets | 45 | 89 | 98 | 133 | 112 | 215 | 225 | 186 |
| Fixed Assets | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 1 |
| Current Assets | 41 | 85 | 95 | 128 | 14 | 16 | 17 | 6 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 1 | 3 | 4 | 5 |
| Other Assets | 45 | 88 | 97 | 133 | 111 | 211 | 219 | 180 |
| Total Liabilities | 45 | 89 | 98 | 133 | 112 | 215 | 225 | 186 |
| Current Liabilities | 27 | 69 | 12 | 103 | 1 | 16 | 28 | 14 |
| Non Current Liabilities | 4 | 5 | 70 | 12 | 94 | 63 | 57 | 15 |
| Total Equity | 14 | 15 | 16 | 18 | 18 | 136 | 140 | 158 |
| Reserve & Surplus | 2 | 3 | 4 | 6 | 6 | 121 | 125 | 145 |
| Share Capital | 10 | 10 | 10 | 10 | 10 | 13 | 13 | 13 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Cash Flow | 2 | -3 | 1 | -1 | 1 | 2 | -1 | -8 |
| Investing Activities | 0 | -1 | 0 | -1 | -0 | -2 | -0 | 20 |
| Operating Activities | -23 | -35 | 7 | -28 | 30 | -81 | 4 | 28 |
| Financing Activities | 25 | 33 | -6 | 28 | -29 | 85 | -4 | -56 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | May 2025 | Jun 2025 | Jul 2025 | Sept 2025 | Oct 2025 |
| Promoter | 52.86 % | 52.86 % | 52.86 % | 52.86 % | 52.86 % | 52.86 % | 52.86 % | 52.86 % | 54.60 % | 54.60 % | 54.60 % | 54.60 % | 58.99 % | 58.99 % | 58.99 % | 61.70 % | 62.07 % | 56.26 % | 62.07 % | 56.26 % | 56.26 % | 56.26 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 5.84 % | 0.00 % | 5.84 % | 5.84 % | 5.84 % | 5.84 % | 5.89 % | 6.08 % | 6.61 % | 6.70 % | 6.70 % | 5.99 % |
| DIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 39.34 % | 39.31 % | 38.33 % | 38.50 % | 38.65 % | 38.78 % | 38.77 % | 38.44 % | 36.75 % | 36.81 % | 36.81 % | 36.85 % | 31.94 % | 31.85 % | 31.80 % | 29.19 % | 28.47 % | 30.97 % | 27.53 % | 30.56 % | 30.49 % | 30.50 % |
| Others | 7.80 % | 7.82 % | 8.81 % | 8.63 % | 8.49 % | 8.35 % | 8.36 % | 8.70 % | 8.65 % | 8.59 % | 2.74 % | 8.55 % | 3.23 % | 3.31 % | 3.37 % | 3.27 % | 3.58 % | 6.69 % | 3.79 % | 6.48 % | 6.54 % | 7.25 % |
| No of Share Holders | 1,130 | 981 | 1,076 | 1,223 | 1,300 | 1,248 | 1,261 | 1,280 | 1,371 | 1,319 | 1,399 | 1,881 | 2,299 | 2,102 | 1,883 | 2,744 | 2,888 | 2,795 | 2,724 | 2,822 | 2,788 | 2,788 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 28 Sept 2024 |  Annual General Meeting | NA | 28 Sept 2024 | 112.54 | 85.95 |
| 14 Nov 2024 |  Quarterly Result Announcement | NA | 14 Nov 2024 | 104.64 | 103.66 |
| 08 Jan 2025 |  Extraordinary General Meeting | NA | 08 Jan 2025 | 124.00 | 113.00 |
| 01 Feb 2025 | Quarterly Result Announcement | NA | 01 Feb 2025 | 107.00 | 104.00 |
| 29 May 2025 | Quarterly Result Announcement | NA | 29 May 2025 | 128.60 | 127.90 |
| 13 Aug 2025 | Quarterly Result Announcement | NA | 13 Aug 2025 | 111.95 | 107.10 |
| 30 Sept 2025 | Annual General Meeting | NA | 30 Sept 2025 | 100.10 | 100.80 |
| 13 Nov 2025 | Quarterly Result Announcement | NA | 13 Nov 2025 | 113.00 | 107.27 |
Announcements
Board Meeting Outcome for We Wish To Inform You That The Board Of The Directors Has Approved The Raising Of Funds Through Issue Of Non-Convertible Debentures On Private Placement Basisi Via The EBP Portal.
6 days ago
6 days agoBoard Meeting Intimation for Raising Of Funds By Issuance Of Debt Securities.10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Monitoring Agency ReportNov 14, 2025
Nov 14, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 14, 2025
Nov 14, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 14, 2025
Nov 14, 2025Compliances Under Regulation 32(1) Of SEBI(LODR) Regulations 2015Nov 14, 2025
Nov 14, 2025Compliances-Reg. 54 - Asset Cover details Nov 13, 2025
Nov 13, 2025Un-Audited Financial Results For Quarter And Half Year Ended September 30 2025.Nov 13, 2025
Nov 13, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On November 13 2025 For Un-Audited Standalone Quarterly Results Ending September 30 2025.Nov 13, 2025
Nov 13, 2025Board Meeting Intimation for For Approving Unaudited Standalone Financial Results For The Quarter And Half Year Ended As On 30Th September 2025.Nov 06, 2025
Nov 06, 2025Intimation Of Record Date For Payment Of Interest On Non-Convertible DebenturesNov 04, 2025
Nov 04, 2025Reconciliation Share Capital Audit For Quarter Ended September 30 2025Oct 14, 2025
Oct 14, 2025Compliances-Half Yearly Communication - Debt Instruments Oct 14, 2025
Oct 14, 2025Announcement under Regulation 30 (LODR)-Resignation of Chief Executive Officer (CEO)Oct 13, 2025
Oct 13, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 09, 2025
Oct 09, 2025Board Meeting Outcome for Allotment Of Shares Under Finkurve ESOP Plan 2018Oct 09, 2025
Oct 09, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 07, 2025
Oct 07, 2025Results Of E-Voting And Scrutinizers ReportOct 01, 2025
Oct 01, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 30, 2025
Sep 30, 2025Announcement Under Regulation 30 Of SEBI (LODR) Regulations 2015 On Proceedings Of 41St Annual General Meeting Of The CompanySep 30, 2025
Sep 30, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMSep 30, 2025
Sep 30, 2025Announcement Under Regulation 30 Of SEBI (LODR) Regulations 2015- NSE Listing ApprovalSep 30, 2025
Sep 30, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Sep 26, 2025
Sep 26, 2025Closure of Trading WindowSep 22, 2025
Sep 22, 2025Announcement under Regulation 30 (LODR)-Investor PresentationSep 19, 2025
Sep 19, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 08, 2025
Sep 08, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Sep 06, 2025
Sep 06, 2025Reg. 34 (1) Annual Report.Sep 06, 2025
Sep 06, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 06, 2025
Sep 06, 2025Notice Of Annual General Meeting Of The Members On Tuesday September 30 2025.Sep 05, 2025
Sep 05, 2025Intimation Of Cut-Off Date And Annual General Meeting Of The CompanySep 05, 2025
Sep 05, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On Friday September 5 2025.Sep 05, 2025
Sep 05, 2025Announcement Under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 03, 2025
Sep 03, 2025Board Meeting Intimation for Board Meeting Intimation Of The Meeting Of The Board Of Directors Pursuant To Regulation 29 Of The (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 01, 2025
Sep 01, 2025Intimation For Record Date For Payment Of Interest On Non-Convertible DebenturesSep 01, 2025
Sep 01, 2025Announcement under Regulation 30 (LODR)-CessationAug 30, 2025
Aug 30, 2025Intimation For Record Date For Payment Of Interest On Non-Convertible DebenturesAug 25, 2025
Aug 25, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 18, 2025
Aug 18, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Aug 15, 2025Announcement under Regulation 30 (LODR)-Monitoring Agency ReportAug 14, 2025
Aug 14, 2025Regulation 32(1) Of The SEBI (LODR) 2015Aug 14, 2025
Aug 14, 2025Compliances-Reg. 54 - Asset Cover details Aug 14, 2025
Aug 14, 2025Un-Audited Quarterly Results For June 30 2025Aug 13, 2025
Aug 13, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On August 13 2025.Aug 13, 2025
Aug 13, 2025Board Meeting Outcome for Raising Of Funds Through Issue Of Non-Convertible Debentures (Ncds) For An
Amount Up To Rs. 220000000/- (Indian Rupees Twenty-Two Crores Only) On Private
Placement Basis Via EBP Portal.Aug 11, 2025
Aug 11, 2025Update on board meetingAug 07, 2025
Aug 07, 2025Board Meeting Intimation for Unaudited Financial Results For The Quarter Ended On 30Th June 2025Aug 07, 2025
Aug 07, 2025Board Meeting Intimation for Raising FundsAug 05, 2025
Aug 05, 2025Intimation Of Receipt Of Trading Approval From Stock Exchanges Pursuant To Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 31, 2025
Jul 31, 2025Disclosures under Reg. 10(7) of SEBI (SAST) Regulations 2011Jul 16, 2025
Jul 16, 2025Technical Indicators
RSI(14)
Neutral 52.66
ATR(14)
Less Volatile 6.85
STOCH(9,6)
Oversold 15.98
STOCH RSI(14)
Oversold 5.44
MACD(12,26)
Bearish -0.52
ADX(14)
Strong Trend 40.57
UO(9)
Bearish 35.14
ROC(12)
Downtrend And Accelerating -2.13
WillR(14)
Oversold -83.16
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