Finkurve Financial Services
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Finkurve Financial Services

92.18
-0.57
(-0.61%)
Market Cap
1,290.99 Cr
PE Ratio
73.13
Volume
10,398.00
Day High - Low
95.99 - 91.40
52W High-Low
134.90 - 91.10
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Key Fundamentals
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Market Cap
1,290.99 Cr
EPS
1.55
PE Ratio
73.13
PB Ratio
7.40
Book Value
12.45
EBITDA
29.00
Dividend Yield
0.00 %
Sector
NBFC
Return on Equity
12.48
Debt to Equity
0.34
Forecast For
Actual

Company News

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positive
Finkurve Financial Services board approves fundraising of ₹35 crores through Non-Convertible Debentures via private placement on Electronic Bidding Platform with 11.16% coupon rate.
positive
Finkurve Financial Services paid ₹51.28 lakh interest on two NCD series worth ₹50 crores total, completing payment ahead of January 1, 2026 due date on December 29, 2025.
positive
Finkurve Financial Services Raises Rs. 50 Crores Through Non-Convertible DebenturesNov 24, 2025
Finkurve Financial Services' Board approved raising Rs. 50 crores through Non-Convertible Debentures via private placement, structured in two series with 2-year and 3-year tenures. The NCDs offer coupon rates of 11.15% and 11.25% per annum with monthly interest payments, secured against the company's receivables equivalent to 1.10x of gold loan AUM.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
959.60
#1 5,97,109.36
32.57
#1 69,724.80
26.81
#1 16,780
23.27
33.99
975.40
1,83,508.06
18.93
41,859.50
19.61
9,423
7.47
63.41
287.25
1,82,493.99
114.16
2,078.90
12.09
1,613
0.86
37.88
3,821.00
1,53,401.10
21.42
20,324.50
34.04
5,352
82.54
52.99
1,717.10
1,44,898.08
31.89
26,152.80
34.67
4,260
19.82
49.32
863.20
82,137.58
43.23
18,637.10
6.60
1,916
9.99
47.65
5,253.00
58,362.86
29.57
8,563.00
17.53
1,813
11.90
62.54
3,047.80
51,765.39
#1 13.21
4,612.20
#1 76.63
4,241
-8.96
57.85
348.50
48,440.49
19.99
18,530.50
16.03
2,261
45.15
40.63
462.40
37,574.01
172.09
4,222.80
34.17
-98
#1 115.75
45.21
Growth Rate
Revenue Growth
100.00 %
Net Income Growth
337.78 %
Cash Flow Change
560.10 %
ROE
285.19 %
ROCE
142.10 %
EBITDA Margin (Avg.)
1.68 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Dec 2023
Revenue
5
5
5
4
4
4
7
11
6
7
6
9
8
10
10
28
24
Expenses
1
1
1
2
2
2
3
4
2
2
5
5
5
6
10
7
15
EBITDA
3
3
4
2
2
2
4
7
4
5
2
3
3
4
0
21
8
Operating Profit %
73 %
72 %
75 %
47 %
55 %
42 %
55 %
59 %
64 %
70 %
17 %
38 %
38 %
36 %
-2 %
76 %
35 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
3
3
3
3
1
1
2
4
2
2
2
2
1
2
1
1
2
Profit Before Tax
1
0
1
-1
1
0
2
3
2
3
-1
2
3
2
-1
21
7
Tax
0
0
0
0
0
0
0
1
1
1
-0
1
1
1
0
4
2
Net Profit
1
0
1
-1
1
0
2
1
2
3
-0
1
2
2
-1
17
5
EPS in ₹
0.07
0.03
0.07
-0.12
0.06
0.04
0.15
0.11
0.12
0.20
-0.04
0.07
0.15
0.12
-0.05
1.34
0.39

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
Total Assets
45
89
98
133
112
215
225
186
Fixed Assets
0
0
0
0
1
2
2
1
Current Assets
41
85
95
128
14
16
17
6
Capital Work in Progress
0
0
0
0
0
0
0
0
Investments
0
0
0
0
1
3
4
5
Other Assets
45
88
97
133
111
211
219
180
Total Liabilities
45
89
98
133
112
215
225
186
Current Liabilities
27
69
12
103
1
16
28
14
Non Current Liabilities
4
5
70
12
94
63
57
15
Total Equity
14
15
16
18
18
136
140
158
Reserve & Surplus
2
3
4
6
6
121
125
145
Share Capital
10
10
10
10
10
13
13
13

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
Net Cash Flow
2
-3
1
-1
1
2
-1
-8
Investing Activities
0
-1
0
-1
-0
-2
-0
20
Operating Activities
-23
-35
7
-28
30
-81
4
28
Financing Activities
25
33
-6
28
-29
85
-4
-56

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
May 2025
Jun 2025
Jul 2025
Sept 2025
Oct 2025
Promoter
52.86 %
52.86 %
52.86 %
52.86 %
52.86 %
52.86 %
52.86 %
52.86 %
54.60 %
54.60 %
54.60 %
54.60 %
58.99 %
58.99 %
58.99 %
61.70 %
62.07 %
56.26 %
62.07 %
56.26 %
56.26 %
56.26 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
5.84 %
0.00 %
5.84 %
5.84 %
5.84 %
5.84 %
5.89 %
6.08 %
6.61 %
6.70 %
6.70 %
5.99 %
DIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
39.34 %
39.31 %
38.33 %
38.50 %
38.65 %
38.78 %
38.77 %
38.44 %
36.75 %
36.81 %
36.81 %
36.85 %
31.94 %
31.85 %
31.80 %
29.19 %
28.47 %
30.97 %
27.53 %
30.56 %
30.50 %
30.50 %
Others
7.80 %
7.82 %
8.81 %
8.63 %
8.49 %
8.35 %
8.36 %
8.70 %
8.65 %
8.59 %
2.74 %
8.55 %
3.23 %
3.31 %
3.37 %
3.27 %
3.58 %
6.69 %
3.79 %
6.48 %
6.54 %
7.25 %
No of Share Holders
1,130
981
1,076
1,223
1,300
1,248
1,261
1,280
1,371
1,319
1,399
1,881
2,299
2,102
1,883
2,744
2,888
2,795
2,724
2,822
2,788
2,788

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
28 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
28 Sept 2024 112.54 85.95
14 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
14 Nov 2024 104.64 103.66
08 Jan 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
08 Jan 2025 124.00 113.00
01 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
01 Feb 2025 107.00 104.00
29 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 May 2025 128.60 127.90
13 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
13 Aug 2025 111.95 107.10
30 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
30 Sept 2025 100.10 100.80
13 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
13 Nov 2025 113.00 107.27

Announcements

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20183 days ago
Board Meeting Outcome for Outcome Of Board Meeting Held On December 30 2025Dec 30, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Dec 29, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Dec 26, 2025
Announcement under Regulation 30 (LODR)-Credit RatingDec 26, 2025
Board Meeting Intimation for Raising Of Funds By Issuance Of Non-Convertible DebenturesDec 23, 2025
Closure of Trading WindowDec 18, 2025
Board Meeting Outcome for We Wish To Inform You That The Board Of The Directors Has Approved The Raising Of Funds Through Issue Of Non-Convertible Debentures On Private Placement Basisi Via The EBP Portal.Nov 24, 2025
Board Meeting Intimation for Raising Of Funds By Issuance Of Debt Securities.Nov 19, 2025
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportNov 14, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 14, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 14, 2025
Compliances Under Regulation 32(1) Of SEBI(LODR) Regulations 2015Nov 14, 2025
Compliances-Reg. 54 - Asset Cover details Nov 13, 2025
Un-Audited Financial Results For Quarter And Half Year Ended September 30 2025.Nov 13, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On November 13 2025 For Un-Audited Standalone Quarterly Results Ending September 30 2025.Nov 13, 2025
Board Meeting Intimation for For Approving Unaudited Standalone Financial Results For The Quarter And Half Year Ended As On 30Th September 2025.Nov 06, 2025
Intimation Of Record Date For Payment Of Interest On Non-Convertible DebenturesNov 04, 2025
Reconciliation Share Capital Audit For Quarter Ended September 30 2025Oct 14, 2025
Compliances-Half Yearly Communication - Debt Instruments Oct 14, 2025
Announcement under Regulation 30 (LODR)-Resignation of Chief Executive Officer (CEO)Oct 13, 2025
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSOct 09, 2025
Board Meeting Outcome for Allotment Of Shares Under Finkurve ESOP Plan 2018Oct 09, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 07, 2025
Results Of E-Voting And Scrutinizers ReportOct 01, 2025
Announcement under Regulation 30 (LODR)-Credit RatingSep 30, 2025
Announcement Under Regulation 30 Of SEBI (LODR) Regulations 2015 On Proceedings Of 41St Annual General Meeting Of The CompanySep 30, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 30, 2025
Announcement Under Regulation 30 Of SEBI (LODR) Regulations 2015- NSE Listing ApprovalSep 30, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Sep 26, 2025
Closure of Trading WindowSep 22, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationSep 19, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 08, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Sep 06, 2025
Reg. 34 (1) Annual Report.Sep 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 06, 2025
Notice Of Annual General Meeting Of The Members On Tuesday September 30 2025.Sep 05, 2025
Intimation Of Cut-Off Date And Annual General Meeting Of The CompanySep 05, 2025
Board Meeting Outcome for Outcome Of Board Meeting Held On Friday September 5 2025.Sep 05, 2025
Announcement Under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 03, 2025
Board Meeting Intimation for Board Meeting Intimation Of The Meeting Of The Board Of Directors Pursuant To Regulation 29 Of The (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 01, 2025
Intimation For Record Date For Payment Of Interest On Non-Convertible DebenturesSep 01, 2025
Announcement under Regulation 30 (LODR)-CessationAug 30, 2025
Intimation For Record Date For Payment Of Interest On Non-Convertible DebenturesAug 25, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 18, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Announcement under Regulation 30 (LODR)-Monitoring Agency ReportAug 14, 2025
Regulation 32(1) Of The SEBI (LODR) 2015Aug 14, 2025
Compliances-Reg. 54 - Asset Cover details Aug 14, 2025
Un-Audited Quarterly Results For June 30 2025Aug 13, 2025

Technical Indicators

RSI(14)
Neutral
32.49
ATR(14)
Less Volatile
5.32
STOCH(9,6)
Oversold
11.78
STOCH RSI(14)
Oversold
2.92
MACD(12,26)
Bearish
-0.76
ADX(14)
Weak Trend
22.48
UO(9)
Bullish
28.94
ROC(12)
Downtrend And Accelerating
-13.00
WillR(14)
Oversold
-93.72