| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Dec 2023 |
Revenue  | 5 | 5 | 5 | 4 | 4 | 4 | 7 | 11 | 6 | 7 | 6 | 9 | 8 | 10 | 10 | 28 | 24 |
| Expenses | 1 | 1 | 1 | 2 | 2 | 2 | 3 | 4 | 2 | 2 | 5 | 5 | 5 | 6 | 10 | 7 | 15 |
| EBITDA | 3 | 3 | 4 | 2 | 2 | 2 | 4 | 7 | 4 | 5 | 2 | 3 | 3 | 4 | 0 | 21 | 8 |
| Operating Profit % | 73 % | 72 % | 75 % | 47 % | 55 % | 42 % | 55 % | 59 % | 64 % | 70 % | 17 % | 38 % | 38 % | 36 % | -2 % | 76 % | 35 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 3 | 3 | 3 | 3 | 1 | 1 | 2 | 4 | 2 | 2 | 2 | 2 | 1 | 2 | 1 | 1 | 2 |
| Profit Before Tax | 1 | 0 | 1 | -1 | 1 | 0 | 2 | 3 | 2 | 3 | -1 | 2 | 3 | 2 | -1 | 21 | 7 |
| Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | -0 | 1 | 1 | 1 | 0 | 4 | 2 |
| Net Profit | 1 | 0 | 1 | -1 | 1 | 0 | 2 | 1 | 2 | 3 | -0 | 1 | 2 | 2 | -1 | 17 | 5 |
| EPS in ₹ | 0.07 | 0.03 | 0.07 | -0.12 | 0.06 | 0.04 | 0.15 | 0.11 | 0.12 | 0.20 | -0.04 | 0.07 | 0.15 | 0.12 | -0.05 | 1.34 | 0.39 |
Finkurve Financial Services
Finkurve Financial Services
103.50
+2.70
(2.68%)
Market Cap
1,477.03 Cr
EPS
1.55
PE Ratio
73.13
Dividend Yield
0.00 %
Industry
Financial Services52 Week High
153.60
52 Week Low
78.10
PB Ratio
8.09
Debt to Equity
0.34
Sector
NBFC
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Company News
View All News
Finkurve Financial Services Limited received approval from the National Stock Exchange of India (NSE) to list 14,00,19,206 equity shares on the Main Board. The company's equity shares will commence trading on NSE from October 1, 2025, under the symbol FINKURVE. The approval was granted through NSE letter dated September 29, 2025. The shares have a face value of Re. 1 each and are fully paid up. The listing includes various lock-in periods for different tranches of shares, with some shares remaining free for trading while others have lock-in periods extending until November 2025 and February 2026.
Finkurve Financial Services Announces Analyst Meet with Presentation on Gold Loan Business Strategy
Sep 19, 2025
Sep 19, 2025Finkurve Financial Services Limited announced an Analyst/Institutional Investor Meet scheduled for September 23, 2025, and provided a detailed presentation covering its gold loan business operations. The company operates as a tech-enabled NBFC with 83 physical branches across 4 states, focusing on gold loans which comprise 89% of its AUM. Key highlights include disbursing INR 1,605.55 cr in FY25, maintaining a 30-minute average loan disbursal time, and serving 70,000+ active customers. The company is backed by the Augmont Group, which operates India's largest gold and silver SPOT platform. Financial metrics show gross AUM of INR 541.78 cr in Q1FY26, with GNPA at 0.37% and NNPA at 0.17%. The company reported profit after tax of INR 5.09 cr in Q1FY26 and maintains a CRISIL BBB/Stable rating. Finkurve aims to achieve a loan book of INR 10,000 cr by 2029, positioning itself as India's largest tech-driven gold loans company.
Finkurve Financial Services Sets Record Date for NCD Interest PaymentAug 25, 2025
Finkurve Financial Services Limited has set August 23, 2025 as the record date for quarterly interest payment on its Non-Convertible Debentures (ISIN: INE734I07024). The interest payment is scheduled for September 7, 2025. NCD holders whose names appear in the Statement of Beneficiary Position provided by Depositories as on the record date will receive the interest payment on the due date.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
996.05 | #1 6,19,790.31 | 35.40 | #1 69,724.80 | 26.81 | #1 16,780 | 21.81 | 56.17 | |
294.45 | 1,87,068.26 | 116.90 | 2,078.90 | 12.09 | 1,613 | 3.87 | 27.26 | |
1,590.20 | 1,33,799.27 | 30.08 | 26,152.80 | 34.67 | 4,260 | 20.12 | 54.96 | |
3,072.50 | 1,23,351.19 | 20.00 | 20,324.50 | 34.04 | 5,352 | #1 65.12 | 63.64 | |
619.25 | 1,16,481.41 | 13.53 | 41,859.50 | 19.61 | 9,423 | 6.34 | 44.36 | |
874.30 | 83,193.53 | 43.78 | 18,637.10 | 6.60 | 1,916 | -6.48 | 57.79 | |
3,057.30 | 51,926.74 | #1 12.50 | 4,612.20 | #1 76.63 | 4,241 | -14.01 | 42.04 | |
4,402.50 | 48,913.47 | 24.76 | 8,563.00 | 17.53 | 1,813 | 9.27 | 43.46 | |
274.70 | 38,182.51 | 16.52 | 18,530.50 | 16.03 | 2,261 | 6.44 | 58.34 | |
488.05 | 38,029.28 | 173.32 | 4,222.80 | 34.17 | -98 | -78.53 | 60.63 |
Forecast
Actual
Growth Rate
Revenue Growth
100.00 %
Net Income Growth
337.78 %
Cash Flow Change
560.10 %
ROE
285.19 %
ROCE
142.10 %
EBITDA Margin (Avg.)
1.68 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Total Assets | 45 | 89 | 98 | 133 | 112 | 215 | 225 | 186 |
| Fixed Assets | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 1 |
| Current Assets | 41 | 85 | 95 | 128 | 14 | 16 | 17 | 6 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 1 | 3 | 4 | 5 |
| Other Assets | 45 | 88 | 97 | 133 | 111 | 211 | 219 | 180 |
| Total Liabilities | 45 | 89 | 98 | 133 | 112 | 215 | 225 | 186 |
| Current Liabilities | 27 | 69 | 12 | 103 | 1 | 16 | 28 | 14 |
| Non Current Liabilities | 4 | 5 | 70 | 12 | 94 | 63 | 57 | 15 |
| Total Equity | 14 | 15 | 16 | 18 | 18 | 136 | 140 | 158 |
| Reserve & Surplus | 2 | 3 | 4 | 6 | 6 | 121 | 125 | 145 |
| Share Capital | 10 | 10 | 10 | 10 | 10 | 13 | 13 | 13 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Net Cash Flow | 2 | -3 | 1 | -1 | 1 | 2 | -1 | -8 |
| Investing Activities | 0 | -1 | 0 | -1 | -0 | -2 | -0 | 20 |
| Operating Activities | -23 | -35 | 7 | -28 | 30 | -81 | 4 | 28 |
| Financing Activities | 25 | 33 | -6 | 28 | -29 | 85 | -4 | -56 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | May 2025 | Jun 2025 |
| Promoter | 52.86 % | 52.86 % | 52.86 % | 52.86 % | 52.86 % | 52.86 % | 52.86 % | 52.86 % | 54.60 % | 54.60 % | 54.60 % | 54.60 % | 58.99 % | 58.99 % | 58.99 % | 61.70 % | 62.07 % | 56.26 % | 56.26 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 5.84 % | 0.00 % | 5.84 % | 5.84 % | 5.84 % | 5.84 % | 5.89 % | 6.08 % | 5.99 % |
| DIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 39.34 % | 39.31 % | 38.33 % | 38.50 % | 38.65 % | 38.78 % | 38.77 % | 38.44 % | 36.75 % | 36.81 % | 36.81 % | 36.85 % | 31.94 % | 31.85 % | 31.80 % | 29.19 % | 28.47 % | 30.97 % | 30.35 % |
| Others | 7.80 % | 7.82 % | 8.81 % | 8.63 % | 8.49 % | 8.35 % | 8.36 % | 8.70 % | 8.65 % | 8.59 % | 2.74 % | 8.55 % | 3.23 % | 3.31 % | 3.37 % | 3.27 % | 3.58 % | 6.69 % | 7.40 % |
| No of Share Holders | 1,130 | 981 | 1,076 | 1,223 | 1,300 | 1,248 | 1,261 | 1,280 | 1,371 | 1,319 | 1,399 | 1,881 | 2,299 | 2,102 | 1,883 | 2,744 | 2,888 | 2,795 | 2,813 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 30 Sept 2025 |  Annual General Meeting | NA | 30 Sept 2025 | 100.10 | 100.80 |
| 28 Sept 2024 | Annual General Meeting | NA | 28 Sept 2024 | 112.54 | 85.95 |
| 14 Nov 2024 |  Quarterly Result Announcement | NA | 14 Nov 2024 | 104.64 | 103.66 |
| 08 Jan 2025 |  Extraordinary General Meeting | NA | 08 Jan 2025 | 124.00 | 113.00 |
| 01 Feb 2025 | Quarterly Result Announcement | NA | 01 Feb 2025 | 107.00 | 104.00 |
| 29 May 2025 | Quarterly Result Announcement | NA | 29 May 2025 | 128.60 | 127.90 |
| 13 Aug 2025 | Quarterly Result Announcement | NA | 13 Aug 2025 | 111.95 | 107.10 |
Announcements
Announcement Under Regulation 30 Of SEBI (LODR) Regulations 2015- NSE Listing Approval1 hour ago
1 hour agoCompliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD 3 days ago
3 days agoClosure of Trading Window7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Investor PresentationSep 19, 2025
Sep 19, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 08, 2025
Sep 08, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Sep 06, 2025
Sep 06, 2025Reg. 34 (1) Annual Report.Sep 06, 2025
Sep 06, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 06, 2025
Sep 06, 2025Notice Of Annual General Meeting Of The Members On Tuesday September 30 2025.Sep 05, 2025
Sep 05, 2025Intimation Of Cut-Off Date And Annual General Meeting Of The CompanySep 05, 2025
Sep 05, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On Friday September 5 2025.Sep 05, 2025
Sep 05, 2025Announcement Under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 03, 2025
Sep 03, 2025Board Meeting Intimation for Board Meeting Intimation Of The Meeting Of The Board Of Directors Pursuant To Regulation 29 Of The (Listing Obligations And Disclosure Requirements) Regulations 2015Sep 01, 2025
Sep 01, 2025Intimation For Record Date For Payment Of Interest On Non-Convertible DebenturesSep 01, 2025
Sep 01, 2025Announcement under Regulation 30 (LODR)-CessationAug 30, 2025
Aug 30, 2025Intimation For Record Date For Payment Of Interest On Non-Convertible DebenturesAug 25, 2025
Aug 25, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 18, 2025
Aug 18, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 15, 2025
Aug 15, 2025Announcement under Regulation 30 (LODR)-Monitoring Agency ReportAug 14, 2025
Aug 14, 2025Regulation 32(1) Of The SEBI (LODR) 2015Aug 14, 2025
Aug 14, 2025Compliances-Reg. 54 - Asset Cover details Aug 14, 2025
Aug 14, 2025Un-Audited Quarterly Results For June 30 2025Aug 13, 2025
Aug 13, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On August 13 2025.Aug 13, 2025
Aug 13, 2025Board Meeting Outcome for Raising Of Funds Through Issue Of Non-Convertible Debentures (Ncds) For An
Amount Up To Rs. 220000000/- (Indian Rupees Twenty-Two Crores Only) On Private
Placement Basis Via EBP Portal.Aug 11, 2025
Aug 11, 2025Update on board meetingAug 07, 2025
Aug 07, 2025Board Meeting Intimation for Unaudited Financial Results For The Quarter Ended On 30Th June 2025Aug 07, 2025
Aug 07, 2025Board Meeting Intimation for Raising FundsAug 05, 2025
Aug 05, 2025Intimation Of Receipt Of Trading Approval From Stock Exchanges Pursuant To Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 31, 2025
Jul 31, 2025Disclosures under Reg. 10(7) of SEBI (SAST) Regulations 2011Jul 16, 2025
Jul 16, 2025Intimation Of Receipt Of Listing Approval From Stock Exchanges Pursuant To Regulation 30 Of The Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015Jul 11, 2025
Jul 11, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 09, 2025
Jul 09, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jul 01, 2025
Jul 01, 2025Disclosures under Reg. 10(6) of SEBI (SAST) Regulations 2011Jun 30, 2025
Jun 30, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Jun 30, 2025
Jun 30, 2025Revised Disclosures under Reg. 10(5) in respect of acquisition under Reg. 10(1)(a) of SEBI (SAST) Regulations 2011Jun 27, 2025
Jun 27, 2025Revised Disclosures under Reg. 10(5) in respect of acquisition under Reg. 10(1)(a) of SEBI (SAST) Regulations 2011Jun 27, 2025
Jun 27, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Disclosures under Reg. 10(5) in respect of acquisition under Reg. 10(1)(a) of SEBI (SAST) Regulations 2011Jun 23, 2025
Jun 23, 2025Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance OfficerJun 10, 2025
Jun 10, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 30, 2025
May 30, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 30, 2025
May 30, 2025Updation Of Details Of Key Managerial Personnel As Per Regulation 30(5) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 For Determining Materiality Of Events/Information For DisclosuresMay 29, 2025
May 29, 2025Appointment Of M/S. Aadesh Shah & Associates Chartered Accountants As The Internal Auditor Of The Company For FY 2025-26May 29, 2025
May 29, 2025Grant Of 306223 Stock Options To Eligible Employees Of The CompanyMay 29, 2025
May 29, 2025Appointment of Company Secretary and Compliance OfficerMay 29, 2025
May 29, 2025Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance OfficerMay 29, 2025
May 29, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMay 29, 2025
May 29, 2025Audited Financial Results For Quarter And Year Ended March 31 2025May 29, 2025
May 29, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On May 29 2025May 29, 2025
May 29, 2025Technical Indicators
RSI(14)
Neutral 43.12
ATR(14)
Volatile 4.68
STOCH(9,6)
Oversold 19.29
STOCH RSI(14)
Neutral 35.08
MACD(12,26)
Bullish 0.10
ADX(14)
Weak Trend 16.95
UO(9)
Bearish 34.66
ROC(12)
Uptrend And Accelerating 1.10
WillR(14)
Neutral -79.93
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